CF Bankshares (FRA:2BM) Cyclically Adjusted Book per Share: €0.00 (As of Mar. 2026)


FRA:2BM CF Bankshares Inc FRA:2BM
58 GF Score
Price €27.80
GF Value €23.52
! 6 Warning Signs
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What is CF Bankshares Cyclically Adjusted Book per Share?

CF Bankshares FRA:2BM -3.30% 58 Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus rates FRA:2BM with a GF Score™ of 58/100 and a GF Value™ of €23.52. The stock has 6 warning signs investors should review.

Note: As Cyclically Adjusted Book per Share is a main component used to calculate Cyclically Adjusted PB Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation section below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

CF Bankshares's adjusted book value per share for the three months ended in Mar. 2026 was €25.146. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CF Bankshares's average Cyclically Adjusted Book Growth Rate was 9.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was -15.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of CF Bankshares was 11.20% per year. The lowest was -35.40% per year. And the median was -18.00% per year.

As of today (2026-07-06), CF Bankshares's current stock price is €27.80. CF Bankshares's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €0.00. CF Bankshares's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CF Bankshares was 1.65. The lowest was 0.09. And the median was 1.03.


CF Bankshares  (FRA:2BM) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CF Bankshares was 1.65. The lowest was 0.09. And the median was 1.03.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


CF Bankshares Cyclically Adjusted Book per Share Related Terms


CF Bankshares Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for CF Bankshares's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CF Bankshares Cyclically Adjusted Book per Share Chart

CF Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
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CF Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:2BM vs PSBQ, PBNC, FINW: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, CF Bankshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CF Bankshares Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CF Bankshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CF Bankshares's Cyclically Adjusted PB Ratio falls into.


FRA:2BM
58GF Score
CF Bankshares Inc FRA:2BM
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CF Bankshares Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CF Bankshares's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=25.146/330.2130*330.2130
=25.146

Current CPI (Mar. 2026) = 330.2130.

CF Bankshares Quarterly Data

Book Value per Share CPI Adj_Book
201606 11.864 241.018 16.255
201609 11.977 241.428 16.382
201612 12.570 241.432 17.192
201703 12.489 243.801 16.916
201706 12.016 244.955 16.198
201709 11.494 246.819 15.378
201712 8.014 246.524 10.735
201803 7.864 249.554 10.406
201806 8.545 251.989 11.198
201809 8.785 252.439 11.492
201812 9.238 251.233 12.142
201903 9.598 254.202 12.468
201906 10.079 256.143 12.994
201909 10.896 256.759 14.013
201912 13.504 256.974 17.353
202003 14.052 258.115 17.977
202006 12.555 257.797 16.082
202009 13.314 260.280 16.891
202012 13.801 260.474 17.496
202103 14.744 264.877 18.381
202106 15.000 271.696 18.231
202109 15.892 274.310 19.131
202112 17.064 278.802 20.211
202203 17.884 287.504 20.541
202206 19.158 296.311 21.350
202209 21.064 296.808 23.435
202212 20.232 296.797 22.510
202303 20.439 301.836 22.361
202306 20.760 305.109 22.468
202309 21.640 307.789 23.217
202312 21.766 306.746 23.431
202403 22.935 312.332 24.248
202406 23.209 314.175 24.394
202409 23.132 315.301 24.226
202412 25.126 315.605 26.289
202503 24.661 319.799 25.464
202506 23.803 322.561 24.368
202509 23.705 324.800 24.100
202512 24.540 324.054 25.006
202603 25.146 330.213 25.146

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €0.00 mean?
CF Bankshares (FRA:2BM) has a Cyclically Adjusted Book per Share of €0.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CF Bankshares and its competitors.
Is CF Bankshares' Cyclically Adjusted Book per Share too high?
CF Bankshares' current Cyclically Adjusted Book per Share is €0.00. Overall, CF Bankshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CF Bankshares' Cyclically Adjusted Book per Share compare to PSBQ and PBNC?
CF Bankshares' Cyclically Adjusted Book per Share of €0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CF Bankshares and its competitors. CF Bankshares's current Cyclically Adjusted Book per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CF Bankshares stock overvalued right now?
CF Bankshares (FRA:2BM) has a current Cyclically Adjusted Book per Share of €0.00. The stock's GF Value™ is €23.52, compared to a current price of €27.80 — trading 18.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is €0.00. CF Bankshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For CF Bankshares (FRA:2BM), the current Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CF Bankshares (FRA:2BM) Overvalued in 2026?

Based on GuruFocus' analysis, CF Bankshares stock appears to be overvalued. The current stock price of €27.80 is trading 18.2% above its estimated GF Value™ of €23.52.

Key valuation signals for FRA:2BM:

  • Cyclically Adjusted Book per Share: €0.00
  • GF Value™: €23.52 vs. price of €27.80 (18.2% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FRA:2BM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CF Bankshares Business Description

Other Exchanges CFBK:USA
Address 4960 East Dublin Granville Road, Suite 400, Columbus, OH, USA, 43081
CF Bankshares Inc is engaged in the provision of a variety of financial services. It provides personalized business banking products and services, including commercial loans and leases, commercial and residential real estate loans, equipment leasing, SBA loans, and treasury management depository services. The revenues are derived principally from the interest and fees on loans originated and noninterest income generated on the sale of loans.
58GF Score

Get the complete analysis for FRA:2BM

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.80
Price
€23.52
GF Value