Primis Financial (FRA:7H80) Cyclically Adjusted Book per Share: €15.83 (As of Jun. 2026)

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FRA:7H80 Primis Financial Corp FRA:7H80
61 GF Score
Price €13.80
GF Value €10.71
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Primis Financial Cyclically Adjusted Book per Share?

Primis Financial FRA:7H80 +11.29% 61 Cyclically Adjusted Book per Share is €15.83 as of Jun. 2026. GuruFocus rates FRA:7H80 with a GF Score™ of 61/100 and a GF Value™ of €10.71 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Primis Financial's adjusted book value per share for the three months ended in Jun. 2026 was €15.185. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €15.83 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Primis Financial's average Cyclically Adjusted Book Growth Rate was 5.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.10% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 6.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Primis Financial was 9.40% per year. The lowest was 3.50% per year. And the median was 6.05% per year.

As of today (2026-08-26), Primis Financial's current stock price is €13.80. Primis Financial's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €15.83. Primis Financial's Cyclically Adjusted PB Ratio of today is 0.87.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Primis Financial was 1.79. The lowest was 0.46. And the median was 0.95.


Primis Financial  (FRA:7H80) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Primis Financial's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=13.80/15.83
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Primis Financial was 1.79. The lowest was 0.46. And the median was 0.95.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Primis Financial Cyclically Adjusted Book per Share Related Terms


Primis Financial Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Primis Financial's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primis Financial Cyclically Adjusted Book per Share Chart

Primis Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.96 13.78 14.17 15.64 13.55

Primis Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.39 14.67 13.55 15.19 15.83

FRA:7H80 vs FCBM, RVRF, MVBF: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Primis Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primis Financial Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Primis Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Primis Financial's Cyclically Adjusted PB Ratio falls into.


FRA:7H80
61GF Score
Primis Financial Corp FRA:7H80
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Primis Financial Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Primis Financial's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=15.185/333.9520*333.9520
=15.185

Current CPI (Jun. 2026) = 333.9520.

Primis Financial Quarterly Data

Book Value per Share CPI Adj_Book
201609 9.086 241.428 12.568
201612 9.766 241.432 13.508
201703 9.728 243.801 13.325
201706 12.033 244.955 16.405
201709 11.437 246.819 15.475
201712 11.395 246.524 15.436
201803 11.091 249.554 14.842
201806 11.906 251.989 15.779
201809 12.145 252.439 16.067
201812 12.729 251.233 16.920
201903 12.948 254.202 17.010
201906 13.313 256.143 17.357
201909 13.922 256.759 18.108
201912 14.040 256.974 18.246
202003 14.110 258.115 18.256
202006 13.912 257.797 18.022
202009 13.552 260.280 17.388
202012 13.174 260.474 16.890
202103 13.627 264.877 17.181
202106 13.765 271.696 16.919
202109 14.134 274.310 17.207
202112 14.766 278.802 17.687
202203 14.905 287.504 17.313
202206 15.299 296.311 17.242
202209 16.054 296.808 18.063
202212 14.878 296.797 16.741
202303 15.145 301.836 16.756
202306 14.700 305.109 16.090
202309 14.532 307.789 15.767
202312 13.969 306.746 15.208
202403 13.954 312.332 14.920
202406 14.139 314.175 15.029
202409 13.886 315.301 14.707
202412 13.588 315.605 14.378
202503 14.052 319.799 14.674
202506 13.243 322.561 13.711
202509 13.212 324.800 13.584
202512 14.625 324.054 15.072
202603 14.917 330.213 15.086
202606 15.185 333.952 15.185

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €15.83 mean?
Primis Financial (FRA:7H80) has a Cyclically Adjusted Book per Share of €15.83 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Primis Financial and its competitors.
Is Primis Financial's Cyclically Adjusted Book per Share too high?
Primis Financial's current Cyclically Adjusted Book per Share is €15.83. Overall, Primis Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primis Financial's Cyclically Adjusted Book per Share compare to FCBM and RVRF?
Primis Financial's Cyclically Adjusted Book per Share of €15.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Primis Financial and its competitors. Primis Financial's current Cyclically Adjusted Book per Share is €15.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primis Financial stock overvalued right now?
Based on GuruFocus' analysis, Primis Financial (FRA:7H80) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.71, compared to a current price of €13.80 — trading 28.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is €15.83. Primis Financial's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Primis Financial (FRA:7H80), the current Cyclically Adjusted Book per Share is €15.83 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primis Financial (FRA:7H80) Overvalued in 2026?

Based on GuruFocus' analysis, Primis Financial stock appears to be overvalued. The current stock price of €13.80 is trading 28.9% above its estimated GF Value™ of €10.71. GuruFocus considers Primis Financial to be Modestly Overvalued.

Key valuation signals for FRA:7H80:

  • Cyclically Adjusted Book per Share: €15.83
  • GF Value™: €10.71 vs. price of €13.80 (28.9% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FRA:7H80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primis Financial Business Description

Other Exchanges FRST:USA
Address 1676 International Drive, Suite 900, McLean, VA, USA, 22102
Primis Financial Corp is the bank holding company for Primis Bank, providing financial services to individuals and small and medium-sized businesses. Primis Bank offers a wide range of commercial banking services, It focuses on making loans secured mainly by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in several industries, as well as loans to individuals for a variety of purposes. The company has two reportable segments: Primis Bank. This segment specializes in providing financing services to businesses in various industries along with consumer and residential loans to individuals. Primis Mortgage. This segment specializes in originating mortgages in a majority of the U.S. The revenue is from Primis Bank.
61GF Score

Get the complete analysis for FRA:7H80

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.80
Price
€10.71
GF Value