Primis Financial (FRA:7H80) Cyclically Adjusted PS Ratio: 2.70 (As of Aug. 26, 2026) — 17% Below Median

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FRA:7H80 Primis Financial Corp FRA:7H80
61 GF Score
Price €13.80
GF Value €10.71
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Primis Financial Cyclically Adjusted PS Ratio?

Primis Financial FRA:7H80 +11.29% 61 Cyclically Adjusted PS Ratio is 2.70 as of Aug. 26, 2026, which is 17% below its 10-year median of 3.27. GuruFocus rates FRA:7H80 with a GF Score™ of 61/100 and a GF Value™ of €10.71 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,297 Banks companies, Primis Financial ranks better than 63.22% on this metric.

As of today (2026-08-26), Primis Financial's current share price is €13.80. Primis Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €5.11. Primis Financial's Cyclically Adjusted PS Ratio for today is 2.70.

The historical rank and industry rank for Primis Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:7H80' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.5   Med: 3.27   Max: 6.65
Current: 2.77

During the past years, Primis Financial's highest Cyclically Adjusted PS Ratio was 6.65. The lowest was 1.50. And the median was 3.27.

FRA:7H80's Cyclically Adjusted PS Ratio is ranked better than
63.22% of 1297 companies
in the Banks industry
Industry Median: 3.42 vs FRA:7H80: 2.77

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Primis Financial's adjusted revenue per share data for the three months ended in Jun. 2026 was €1.940. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €5.11 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Primis Financial  (FRA:7H80) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Primis Financial Cyclically Adjusted PS Ratio Related Terms


Primis Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Primis Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primis Financial Cyclically Adjusted PS Ratio Chart

Primis Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.76 2.71 2.67 2.29 2.55

Primis Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.02 1.92 2.55 2.36 2.82

FRA:7H80 vs FCBM, RVRF, MVBF: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Primis Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primis Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Primis Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Primis Financial's Cyclically Adjusted PS Ratio falls into.


FRA:7H80
61GF Score
Primis Financial Corp FRA:7H80
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Primis Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Primis Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=13.80/5.11
=2.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primis Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Primis Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.94/333.9520*333.9520
=1.940

Current CPI (Jun. 2026) = 333.9520.

Primis Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.774 241.428 1.071
201612 0.795 241.432 1.100
201703 0.764 243.801 1.047
201706 0.806 244.955 1.099
201709 0.909 246.819 1.230
201712 0.852 246.524 1.154
201803 0.817 249.554 1.093
201806 0.890 251.989 1.179
201809 0.868 252.439 1.148
201812 0.913 251.233 1.214
201903 0.852 254.202 1.119
201906 0.847 256.143 1.104
201909 0.866 256.759 1.126
201912 0.872 256.974 1.133
202003 0.851 258.115 1.101
202006 0.892 257.797 1.156
202009 0.876 260.280 1.124
202012 1.102 260.474 1.413
202103 0.936 264.877 1.180
202106 0.817 271.696 1.004
202109 0.882 274.310 1.074
202112 0.990 278.802 1.186
202203 0.920 287.504 1.069
202206 1.031 296.311 1.162
202209 1.254 296.808 1.411
202212 1.438 296.797 1.618
202303 1.627 301.836 1.800
202306 1.209 305.109 1.323
202309 1.295 307.789 1.405
202312 1.289 306.746 1.403
202403 1.325 312.332 1.417
202406 1.342 314.175 1.426
202409 1.360 315.301 1.440
202412 1.499 315.605 1.586
202503 2.196 319.799 2.293
202506 1.255 322.561 1.299
202509 1.407 324.800 1.447
202512 1.049 324.054 1.081
202603 1.597 330.213 1.615
202606 1.940 333.952 1.940

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.70 mean?
Primis Financial (FRA:7H80) has a Cyclically Adjusted PS Ratio of 2.70 as of Aug. 26, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Primis Financial and its competitors. This is 17% below median its historical median of 3.27. Over the past decade, Primis Financial's Cyclically Adjusted PS Ratio has ranged from 1.50 to 6.65. According to the industry distribution chart, Primis Financial ranks #477 out of 1297 companies in the Banks industry, placing it in the top 36.8%.
Is Primis Financial's Cyclically Adjusted PS Ratio too high?
Primis Financial's current Cyclically Adjusted PS Ratio of 2.70 is 17% below median its 10-year median of 3.27. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 6.65. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Primis Financial's value of 2.70 is 21.1% below this industry median. Based on the distribution chart, Primis Financial ranks #477 out of 1297 companies in the Banks industry, which is above the industry midpoint. Overall, Primis Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primis Financial's Cyclically Adjusted PS Ratio compare to FCBM and RVRF?
According to the Banks industry distribution chart, Primis Financial ranks #477 out of 1297 companies for Cyclically Adjusted PS Ratio. This puts Primis Financial in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Primis Financial's value of 2.70 is 21.1% below this benchmark. Historically, Primis Financial's own Cyclically Adjusted PS Ratio has ranged from 1.50 to 6.65 over the past decade. While the company's 10-year median is 3.27 vs. the industry median of 3.42, Primis Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primis Financial's current Cyclically Adjusted PS Ratio of 2.70 is 21.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Primis Financial and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primis Financial's current Cyclically Adjusted PS Ratio is 2.70, which is 17% below median its own 10-year median of 3.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primis Financial stock overvalued right now?
Based on GuruFocus' analysis, Primis Financial (FRA:7H80) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.71, compared to a current price of €13.80 — trading 28.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.70, which is 17% below median its 10-year median of 3.27 and 21.1% below the Banks industry median of 3.42. Primis Financial's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Primis Financial (FRA:7H80), the current Cyclically Adjusted PS Ratio is 2.70 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primis Financial (FRA:7H80) Overvalued in 2026?

Based on GuruFocus' analysis, Primis Financial stock appears to be overvalued. The current stock price of €13.80 is trading 28.9% above its estimated GF Value™ of €10.71. GuruFocus considers Primis Financial to be Modestly Overvalued.

Key valuation signals for FRA:7H80:

  • Cyclically Adjusted PS Ratio: 2.70 (17% below median its 10-year median of 3.27)
  • GF Value™: €10.71 vs. price of €13.80 (28.9% above fair value)
  • GF Score™: 61/100 with 7 warning signs
  • Industry Position: 21.1% below the Banks median (#477 of 1297)

No single metric tells the full story. See the FRA:7H80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primis Financial Business Description

Other Exchanges FRST:USA
Address 1676 International Drive, Suite 900, McLean, VA, USA, 22102
Primis Financial Corp is the bank holding company for Primis Bank, providing financial services to individuals and small and medium-sized businesses. Primis Bank offers a wide range of commercial banking services, It focuses on making loans secured mainly by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in several industries, as well as loans to individuals for a variety of purposes. The company has two reportable segments: Primis Bank. This segment specializes in providing financing services to businesses in various industries along with consumer and residential loans to individuals. Primis Mortgage. This segment specializes in originating mortgages in a majority of the U.S. The revenue is from Primis Bank.
61GF Score

Get the complete analysis for FRA:7H80

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.80
Price
€10.71
GF Value