Lifenet Insurance Co (FRA:7XJ) Cyclically Adjusted Book per Share: €3.01 (As of Mar. 2026)

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FRA:7XJ Lifenet Insurance Co FRA:7XJ
60 GF Score
Price €8.60
GF Value €10.66
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What is Lifenet Insurance Co Cyclically Adjusted Book per Share?

Lifenet Insurance Co FRA:7XJ +2.99% 60 Cyclically Adjusted Book per Share is €3.01 as of Mar. 2026. GuruFocus rates FRA:7XJ with a GF Score™ of 60/100 and a GF Value™ of €10.66.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Lifenet Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was €6.487. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €3.01 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Lifenet Insurance Co's average Cyclically Adjusted Book Growth Rate was 19.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 21.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Lifenet Insurance Co was 21.80% per year. The lowest was 16.70% per year. And the median was 19.25% per year.

As of today (2026-07-14), Lifenet Insurance Co's current stock price is €8.60. Lifenet Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €3.01. Lifenet Insurance Co's Cyclically Adjusted PB Ratio of today is 2.86.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Lifenet Insurance Co was 4.87. The lowest was 1.69. And the median was 3.44.


Lifenet Insurance Co  (FRA:7XJ) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Lifenet Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=8.60/3.01
=2.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Lifenet Insurance Co was 4.87. The lowest was 1.69. And the median was 3.44.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Lifenet Insurance Co Cyclically Adjusted Book per Share Related Terms


Lifenet Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Lifenet Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifenet Insurance Co Cyclically Adjusted Book per Share Chart

Lifenet Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 2.20 2.47 2.92 3.01

Lifenet Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.92 2.93 2.98 2.90 3.01

FRA:7XJ vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Lifenet Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifenet Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Lifenet Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Lifenet Insurance Co's Cyclically Adjusted PB Ratio falls into.


FRA:7XJ
60GF Score
Lifenet Insurance Co FRA:7XJ
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifenet Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Lifenet Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.487/112.7000*112.7000
=6.487

Current CPI (Mar. 2026) = 112.7000.

Lifenet Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 2.612 98.100 3.001
201609 2.671 98.000 3.072
201612 2.418 98.400 2.769
201703 2.209 98.100 2.538
201706 2.158 98.500 2.469
201709 2.019 98.800 2.303
201712 2.011 99.400 2.280
201803 2.002 99.200 2.274
201806 2.036 99.200 2.313
201809 1.961 99.900 2.212
201812 1.885 99.700 2.131
201903 1.833 99.700 2.072
201906 1.847 99.800 2.086
201909 1.775 100.100 1.998
201912 1.666 100.500 1.868
202003 1.538 100.300 1.728
202006 1.439 99.900 1.623
202009 2.326 99.900 2.624
202012 2.239 99.300 2.541
202103 2.015 99.900 2.273
202106 1.871 99.500 2.119
202109 2.700 100.100 3.040
202112 2.679 100.100 3.016
202203 7.896 101.100 8.802
202206 2.083 101.800 2.306
202209 1.885 103.100 2.061
202212 1.692 104.100 1.832
202303 7.584 104.400 8.187
202306 7.302 105.200 7.823
202309 6.871 106.200 7.292
202312 7.108 106.800 7.501
202403 6.951 107.200 7.308
202406 0.000 108.200 0.000
202409 7.370 108.900 7.627
202412 7.296 110.700 7.428
202503 7.117 111.100 7.219
202506 7.121 111.700 7.185
202509 7.041 112.000 7.085
202512 6.639 113.000 6.621
202603 6.487 112.700 6.487

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €3.01 mean?
Lifenet Insurance Co (FRA:7XJ) has a Cyclically Adjusted Book per Share of €3.01 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Lifenet Insurance Co and its competitors.
Is Lifenet Insurance Co's Cyclically Adjusted Book per Share too high?
Lifenet Insurance Co's current Cyclically Adjusted Book per Share is €3.01. Overall, Lifenet Insurance Co has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's Cyclically Adjusted Book per Share compare to AFL and MET?
Lifenet Insurance Co's Cyclically Adjusted Book per Share of €3.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Lifenet Insurance Co and its competitors. Lifenet Insurance Co's current Cyclically Adjusted Book per Share is €3.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Lifenet Insurance Co (FRA:7XJ) has a current Cyclically Adjusted Book per Share of €3.01. The stock's GF Value™ is €10.66, compared to a current price of €8.60 — trading 19.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is €3.01. Lifenet Insurance Co's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Lifenet Insurance Co (FRA:7XJ), the current Cyclically Adjusted Book per Share is €3.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifenet Insurance Co (FRA:7XJ) Overvalued in 2026?

Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued. The current stock price of €8.60 is trading 19.3% below its estimated GF Value™ of €10.66.

Key valuation signals for FRA:7XJ:

  • Cyclically Adjusted Book per Share: €3.01
  • GF Value™: €10.66 vs. price of €8.60 (19.3% below fair value)
  • GF Score™: 60/100

No single metric tells the full story. See the FRA:7XJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifenet Insurance Co Business Description

Other Exchanges LIFNF:USA7157:Japan
Address 2-14-2 KojiMachi, Kojimachi NK Building 5 Floor, Chiyoda-Ku, Tokyo, JPN, 102-0083
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
60GF Score

Get the complete analysis for FRA:7XJ

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.60
Price
€10.66
GF Value