Sompo Holdings (FRA:ANK) Cyclically Adjusted Book per Share: €14.19 (As of Mar. 2026)

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FRA:ANK Sompo Holdings Inc FRA:ANK
71 GF Score
Price €37.77
GF Value €21.03
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sompo Holdings Cyclically Adjusted Book per Share?

Sompo Holdings FRA:ANK -2.33% 71 Cyclically Adjusted Book per Share is €14.19 as of Mar. 2026. GuruFocus rates FRA:ANK with a GF Score™ of 71/100 and a GF Value™ of €21.03 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Sompo Holdings's adjusted book value per share for the three months ended in Mar. 2026 was €31.573. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €14.19 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sompo Holdings's average Cyclically Adjusted Book Growth Rate was 19.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 15.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 13.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Sompo Holdings was 15.40% per year. The lowest was 9.20% per year. And the median was 12.25% per year.

As of today (2026-07-31), Sompo Holdings's current stock price is €37.77. Sompo Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €14.19. Sompo Holdings's Cyclically Adjusted PB Ratio of today is 2.66.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sompo Holdings was 2.76. The lowest was 0.81. And the median was 1.28.


Sompo Holdings  (FRA:ANK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sompo Holdings's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=37.77/14.19
=2.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sompo Holdings was 2.76. The lowest was 0.81. And the median was 1.28.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Sompo Holdings Cyclically Adjusted Book per Share Related Terms


Sompo Holdings Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Sompo Holdings's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sompo Holdings Cyclically Adjusted Book per Share Chart

Sompo Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.89 11.46 11.30 13.08 14.19

Sompo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.08 13.04 13.15 13.14 14.19

FRA:ANK vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Sompo Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sompo Holdings Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sompo Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sompo Holdings's Cyclically Adjusted PB Ratio falls into.


FRA:ANK
71GF Score
Sompo Holdings Inc FRA:ANK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sompo Holdings Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sompo Holdings's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=31.573/112.7000*112.7000
=31.573

Current CPI (Mar. 2026) = 112.7000.

Sompo Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201606 10.773 98.100 12.376
201609 11.335 98.000 13.035
201612 12.118 98.400 13.879
201703 12.656 98.100 14.540
201706 12.557 98.500 14.367
201709 12.023 98.800 13.714
201712 13.255 99.400 15.029
201803 12.650 99.200 14.372
201806 0.000 99.200 0.000
201809 12.574 99.900 14.185
201812 11.937 99.700 13.493
201903 12.533 99.700 14.167
201906 12.797 99.800 14.451
201909 13.285 100.100 14.957
201912 13.514 100.500 15.155
202003 12.293 100.300 13.813
202006 12.439 99.900 14.033
202009 12.823 99.900 14.466
202012 14.061 99.300 15.958
202103 14.651 99.900 16.528
202106 14.974 99.500 16.961
202109 15.782 100.100 17.769
202112 15.581 100.100 17.542
202203 15.113 101.100 16.847
202206 13.324 101.800 14.751
202209 12.794 103.100 13.985
202212 12.253 104.100 13.265
202303 20.752 104.400 22.402
202306 14.985 105.200 16.053
202309 15.327 106.200 16.265
202312 16.517 106.800 17.429
202403 25.541 107.200 26.851
202406 18.063 108.200 18.814
202409 19.423 108.900 20.101
202412 18.928 110.700 19.270
202503 27.769 111.100 28.169
202506 28.113 111.700 28.365
202509 30.147 112.000 30.335
202512 30.419 113.000 30.338
202603 31.573 112.700 31.573

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €14.19 mean?
Sompo Holdings (FRA:ANK) has a Cyclically Adjusted Book per Share of €14.19 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sompo Holdings and its competitors.
Is Sompo Holdings' Cyclically Adjusted Book per Share too high?
Sompo Holdings' current Cyclically Adjusted Book per Share is €14.19. Overall, Sompo Holdings has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' Cyclically Adjusted Book per Share compare to CB and PGR?
Sompo Holdings' Cyclically Adjusted Book per Share of €14.19 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sompo Holdings and its competitors. Sompo Holdings's current Cyclically Adjusted Book per Share is €14.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (FRA:ANK) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.03, compared to a current price of €37.77 — trading 79.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is €14.19. Sompo Holdings' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Sompo Holdings (FRA:ANK), the current Cyclically Adjusted Book per Share is €14.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sompo Holdings (FRA:ANK) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of €37.77 is trading 79.6% above its estimated GF Value™ of €21.03. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for FRA:ANK:

  • Cyclically Adjusted Book per Share: €14.19
  • GF Value™: €21.03 vs. price of €37.77 (79.6% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:ANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sompo Holdings Business Description

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
71GF Score

Get the complete analysis for FRA:ANK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.77
Price
€21.03
GF Value