Sompo Holdings (FRA:ANK) E10: €1.40 (As of Mar. 2026)

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FRA:ANK Sompo Holdings Inc FRA:ANK
71 GF Score
Price €38.67
GF Value €21.02
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Sompo Holdings E10?

Sompo Holdings FRA:ANK +1.36% 71 E10 is €1.40 as of Mar. 2026. GuruFocus rates FRA:ANK with a GF Score™ of 71/100 and a GF Value™ of €21.02 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sompo Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was €-1.709. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.40 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sompo Holdings's average E10 Growth Rate was 5.70% per year. During the past 3 years, the average E10 Growth Rate was 30.30% per year. During the past 5 years, the average E10 Growth Rate was 26.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sompo Holdings was 30.30% per year. The lowest was 19.40% per year. And the median was 27.90% per year.

As of today (2026-07-30), Sompo Holdings's current stock price is €38.67. Sompo Holdings's E10 for the quarter that ended in Mar. 2026 was €1.40. Sompo Holdings's Shiller PE Ratio of today is 27.62.

During the past 13 years, the highest Shiller PE Ratio of Sompo Holdings was 27.95. The lowest was 14.52. And the median was 18.01.


Sompo Holdings  (FRA:ANK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sompo Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=38.67/1.40
=27.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sompo Holdings was 27.95. The lowest was 14.52. And the median was 18.01.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sompo Holdings E10 Related Terms


Sompo Holdings E10 Historical Data

* Premium members only.

The historical data trend for Sompo Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sompo Holdings E10 Chart

Sompo Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.79 1.01 1.46 1.40

Sompo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.46 1.56 1.56 1.40

FRA:ANK vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Sompo Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sompo Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sompo Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sompo Holdings's Shiller PE Ratio falls into.


FRA:ANK
71GF Score
Sompo Holdings Inc FRA:ANK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sompo Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sompo Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-1.709/112.7000*112.7000
=-1.709

Current CPI (Mar. 2026) = 112.7000.

Sompo Holdings Quarterly Data

per share eps CPI Adj_EPS
201606 0.139 98.100 0.160
201609 0.172 98.000 0.198
201612 0.455 98.400 0.521
201703 0.396 98.100 0.455
201706 0.184 98.500 0.211
201709 -0.161 98.800 -0.184
201712 0.867 99.400 0.983
201803 0.022 99.200 0.025
201806 0.381 99.200 0.433
201809 -0.224 99.900 -0.253
201812 0.672 99.700 0.760
201903 0.201 99.700 0.227
201906 0.224 99.800 0.253
201909 0.104 100.100 0.117
201912 0.486 100.500 0.545
202003 0.107 100.300 0.120
202006 0.358 99.900 0.404
202009 -0.055 99.900 -0.062
202012 0.340 99.300 0.386
202103 0.410 99.900 0.463
202106 0.413 99.500 0.468
202109 0.529 100.100 0.596
202112 0.397 100.100 0.447
202203 0.308 101.100 0.343
202206 0.094 101.800 0.104
202209 -0.634 103.100 -0.693
202212 0.203 104.100 0.220
202303 0.514 104.400 0.555
202306 0.654 105.200 0.701
202309 0.203 106.200 0.215
202312 1.231 106.800 1.299
202403 1.282 107.200 1.348
202406 0.715 108.200 0.745
202409 0.406 108.900 0.420
202412 1.275 110.700 1.298
202503 1.922 111.100 1.950
202506 0.765 111.700 0.772
202509 1.513 112.000 1.522
202512 0.955 113.000 0.952
202603 -1.709 112.700 -1.709

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €1.40 mean?
Sompo Holdings (FRA:ANK) has a E10 of €1.40 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sompo Holdings and its competitors.
Is Sompo Holdings' E10 too high?
Sompo Holdings' current E10 is €1.40. Overall, Sompo Holdings has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' E10 compare to CB and PGR?
Sompo Holdings' E10 of €1.40 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sompo Holdings and its competitors. Sompo Holdings's current E10 is €1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (FRA:ANK) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.02, compared to a current price of €38.67 — trading 84% above its estimated fair value. The current E10 is €1.40. Sompo Holdings' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sompo Holdings (FRA:ANK), the current E10 is €1.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sompo Holdings (FRA:ANK) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of €38.67 is trading 84% above its estimated GF Value™ of €21.02. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for FRA:ANK:

  • E10: €1.40
  • GF Value™: €21.02 vs. price of €38.67 (84% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:ANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sompo Holdings Business Description

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
71GF Score

Get the complete analysis for FRA:ANK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.67
Price
€21.02
GF Value