Intrum AB (FRA:IJU) Cyclically Adjusted Book per Share: €2.95 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:IJU Intrum AB FRA:IJU
44 GF Score
Price €0.29
GF Value €0.65
Valuation Possible Value Trap
! 5 Warning Signs
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What is Intrum AB Cyclically Adjusted Book per Share?

Intrum AB FRA:IJU -1.18% 44 Cyclically Adjusted Book per Share is €2.95 as of Mar. 2026. GuruFocus rates FRA:IJU with a GF Score™ of 44/100 and a GF Value™ of €0.65 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Intrum AB's adjusted book value per share for the three months ended in Mar. 2026 was €1.843. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €2.95 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Intrum AB's average Cyclically Adjusted Book Growth Rate was 3.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 12.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Intrum AB was 24.10% per year. The lowest was 6.60% per year. And the median was 18.40% per year.

As of today (2026-07-17), Intrum AB's current stock price is €0.285. Intrum AB's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €2.95. Intrum AB's Cyclically Adjusted PB Ratio of today is 0.10.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Intrum AB was 9.70. The lowest was 0.10. And the median was 2.16.


Intrum AB  (FRA:IJU) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Intrum AB's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.285/2.95
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Intrum AB was 9.70. The lowest was 0.10. And the median was 2.16.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Intrum AB Cyclically Adjusted Book per Share Related Terms


Intrum AB Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Intrum AB's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intrum AB Cyclically Adjusted Book per Share Chart

Intrum AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.11 2.49 2.77 2.85 2.97

Intrum AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.92 3.03 2.80 2.97 2.95

FRA:IJU vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Intrum AB's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intrum AB Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Intrum AB's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Intrum AB's Cyclically Adjusted PB Ratio falls into.


FRA:IJU
44GF Score
Intrum AB FRA:IJU
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intrum AB Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Intrum AB's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.843/133.5600*133.5600
=1.843

Current CPI (Mar. 2026) = 133.5600.

Intrum AB Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.940 101.019 1.243
201609 1.038 101.138 1.371
201612 1.153 102.022 1.509
201703 1.275 102.022 1.669
201706 3.313 102.752 4.306
201709 3.495 103.279 4.520
201712 3.443 103.793 4.430
201803 3.544 103.962 4.553
201806 3.438 104.875 4.378
201809 3.413 105.679 4.313
201812 3.517 105.912 4.435
201903 3.600 105.886 4.541
201906 3.519 106.742 4.403
201909 3.624 107.214 4.515
201912 3.216 107.766 3.986
202003 3.164 106.563 3.966
202006 3.049 107.498 3.788
202009 3.193 107.635 3.962
202012 3.044 108.296 3.754
202103 3.373 108.360 4.157
202106 3.222 108.928 3.951
202109 3.326 110.338 4.026
202112 3.506 112.486 4.163
202203 3.581 114.825 4.165
202206 3.522 118.384 3.974
202209 3.199 122.296 3.494
202212 2.805 126.365 2.965
202303 2.763 127.042 2.905
202306 2.763 129.407 2.852
202309 2.578 130.224 2.644
202312 2.491 131.912 2.522
202403 2.527 132.205 2.553
202406 1.968 132.716 1.981
202409 2.019 132.304 2.038
202412 1.935 132.987 1.943
202503 1.814 132.825 1.824
202506 1.921 133.699 1.919
202509 1.867 133.480 1.868
202512 1.478 133.390 1.480
202603 1.843 133.560 1.843

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €2.95 mean?
Intrum AB (FRA:IJU) has a Cyclically Adjusted Book per Share of €2.95 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Intrum AB and its competitors.
Is Intrum AB's Cyclically Adjusted Book per Share too high?
Intrum AB's current Cyclically Adjusted Book per Share is €2.95. Overall, Intrum AB has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intrum AB's Cyclically Adjusted Book per Share compare to V and MA?
Intrum AB's Cyclically Adjusted Book per Share of €2.95 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Intrum AB and its competitors. Intrum AB's current Cyclically Adjusted Book per Share is €2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrum AB stock overvalued right now?
Based on GuruFocus' analysis, Intrum AB (FRA:IJU) is currently considered Possible Value Trap. The stock's GF Value™ is €0.65, compared to a current price of €0.29 — trading 56.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is €2.95. Intrum AB's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Intrum AB (FRA:IJU), the current Cyclically Adjusted Book per Share is €2.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intrum AB (FRA:IJU) Overvalued in 2026?

Based on GuruFocus' analysis, Intrum AB stock appears to be undervalued. The current stock price of €0.29 is trading 56.2% below its estimated GF Value™ of €0.65. GuruFocus considers Intrum AB to be Possible Value Trap.

Key valuation signals for FRA:IJU:

  • Cyclically Adjusted Book per Share: €2.95
  • GF Value™: €0.65 vs. price of €0.29 (56.2% below fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the FRA:IJU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intrum AB Business Description

Address Hesselmans Torg 14, Nacka, Stockholm, SWE, 105 24
Intrum AB is a provider of credit management and related financial services. The company operates in segments namely, servicing segment, which provides clients with comprehensive credit management across all markets; and Investing segment, where banks and other institutions are selling their non-performing loans, to focus on their core business, free up capital, improve liquidity, limit the risk of doubtful payment profiles and improve key performance indicators. The company operates in Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, and others.
44GF Score

Get the complete analysis for FRA:IJU

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.29
Price
€0.65
GF Value