MVB Financial (FRA:MV6) Cyclically Adjusted Book per Share: €19.50 (As of Mar. 2026)


FRA:MV6 MVB Financial Corp FRA:MV6
64 GF Score
Price €24.60
GF Value €15.88
! 8 Warning Signs
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What is MVB Financial Cyclically Adjusted Book per Share?

MVB Financial FRA:MV6 +5.13% 64 Cyclically Adjusted Book per Share is €19.50 as of Mar. 2026. GuruFocus rates FRA:MV6 with a GF Score™ of 64/100 and a GF Value™ of €15.88. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

MVB Financial's adjusted book value per share for the three months ended in Mar. 2026 was €22.550. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €19.50 for the trailing ten years ended in Mar. 2026.

During the past 12 months, MVB Financial's average Cyclically Adjusted Book Growth Rate was 7.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.40% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of MVB Financial was 11.60% per year. The lowest was 5.20% per year. And the median was 7.20% per year.

As of today (2026-07-11), MVB Financial's current stock price is €24.60. MVB Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €19.50. MVB Financial's Cyclically Adjusted PB Ratio of today is 1.26.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of MVB Financial was 3.13. The lowest was 0.76. And the median was 1.29.


MVB Financial  (FRA:MV6) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

MVB Financial's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=24.60/19.50
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of MVB Financial was 3.13. The lowest was 0.76. And the median was 1.29.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


MVB Financial Cyclically Adjusted Book per Share Related Terms


MVB Financial Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for MVB Financial's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MVB Financial Cyclically Adjusted Book per Share Chart

MVB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.94 16.54 17.55 19.29 18.56

MVB Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.13 17.89 18.27 18.56 19.50

FRA:MV6 vs USCB, RVRF, AVBC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, MVB Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MVB Financial Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MVB Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where MVB Financial's Cyclically Adjusted PB Ratio falls into.


FRA:MV6
64GF Score
MVB Financial Corp FRA:MV6
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MVB Financial Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, MVB Financial's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=22.55/330.2130*330.2130
=22.550

Current CPI (Mar. 2026) = 330.2130.

MVB Financial Quarterly Data

Book Value per Share CPI Adj_Book
201606 11.807 241.018 16.176
201609 11.961 241.428 16.360
201612 12.202 241.432 16.689
201703 12.183 243.801 16.501
201706 11.846 244.955 15.969
201709 11.337 246.819 15.167
201712 11.517 246.524 15.427
201803 10.972 249.554 14.518
201806 11.926 251.989 15.628
201809 12.111 252.439 15.842
201812 12.794 251.233 16.816
201903 13.185 254.202 17.128
201906 14.571 256.143 18.785
201909 15.288 256.759 19.662
201912 15.417 256.974 19.811
202003 15.462 258.115 19.781
202006 16.410 257.797 21.020
202009 16.195 260.280 20.546
202012 16.556 260.474 20.989
202103 17.120 264.877 21.343
202106 17.526 271.696 21.301
202109 18.855 274.310 22.698
202112 20.086 278.802 23.790
202203 19.672 287.504 22.594
202206 19.517 296.311 21.750
202209 20.050 296.808 22.307
202212 19.533 296.797 21.732
202303 20.014 301.836 21.896
202306 19.908 305.109 21.546
202309 19.984 307.789 21.440
202312 20.800 306.746 22.391
202403 20.910 312.332 22.107
202406 21.315 314.175 22.403
202409 21.123 315.301 22.122
202412 22.551 315.605 23.595
202503 22.147 319.799 22.868
202506 20.614 322.561 21.103
202509 22.215 324.800 22.585
202512 22.429 324.054 22.855
202603 22.550 330.213 22.550

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €19.50 mean?
MVB Financial (FRA:MV6) has a Cyclically Adjusted Book per Share of €19.50 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on MVB Financial and its competitors.
Is MVB Financial's Cyclically Adjusted Book per Share too high?
MVB Financial's current Cyclically Adjusted Book per Share is €19.50. Overall, MVB Financial has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does MVB Financial's Cyclically Adjusted Book per Share compare to USCB and RVRF?
MVB Financial's Cyclically Adjusted Book per Share of €19.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on MVB Financial and its competitors. MVB Financial's current Cyclically Adjusted Book per Share is €19.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MVB Financial stock overvalued right now?
MVB Financial (FRA:MV6) has a current Cyclically Adjusted Book per Share of €19.50. The stock's GF Value™ is €15.88, compared to a current price of €24.60 — trading 54.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is €19.50. MVB Financial's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For MVB Financial (FRA:MV6), the current Cyclically Adjusted Book per Share is €19.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MVB Financial (FRA:MV6) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of €24.60 is trading 54.9% above its estimated GF Value™ of €15.88.

Key valuation signals for FRA:MV6:

  • Cyclically Adjusted Book per Share: €19.50
  • GF Value™: €15.88 vs. price of €24.60 (54.9% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the FRA:MV6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MVB Financial Business Description

Other Exchanges MVBF:USA
Address 301 Virginia Avenue, Fairmont, WV, USA, 26554
MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
64GF Score

Get the complete analysis for FRA:MV6

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.60
Price
€15.88
GF Value