MVB Financial (FRA:MV6) E10: €1.92 (As of Mar. 2026)


FRA:MV6 MVB Financial Corp FRA:MV6
64 GF Score
Price €24.40
GF Value €15.47
! 7 Warning Signs
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What is MVB Financial E10?

MVB Financial FRA:MV6 +0.83% 64 E10 is €1.92 as of Mar. 2026. GuruFocus rates FRA:MV6 with a GF Score™ of 64/100 and a GF Value™ of €15.47. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

MVB Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.337. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.92 for the trailing ten years ended in Mar. 2026.

During the past 12 months, MVB Financial's average E10 Growth Rate was 9.40% per year. During the past 3 years, the average E10 Growth Rate was 10.50% per year. During the past 5 years, the average E10 Growth Rate was 12.20% per year. During the past 10 years, the average E10 Growth Rate was 16.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of MVB Financial was 25.40% per year. The lowest was -1.20% per year. And the median was 12.10% per year.

As of today (2026-06-30), MVB Financial's current stock price is €24.40. MVB Financial's E10 for the quarter that ended in Mar. 2026 was €1.92. MVB Financial's Shiller PE Ratio of today is 12.71.

During the past 13 years, the highest Shiller PE Ratio of MVB Financial was 35.92. The lowest was 7.84. And the median was 19.55.


MVB Financial  (FRA:MV6) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

MVB Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=24.40/1.92
=12.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of MVB Financial was 35.92. The lowest was 7.84. And the median was 19.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


MVB Financial E10 Related Terms


MVB Financial E10 Historical Data

* Premium members only.

The historical data trend for MVB Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MVB Financial E10 Chart

MVB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 1.50 1.68 1.89 1.84

MVB Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.85 1.71 1.82 1.84 1.92

FRA:MV6 vs USCB, RVRF, AVBC: E10 Comparison

For the Banks - Regional subindustry, MVB Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MVB Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MVB Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where MVB Financial's Shiller PE Ratio falls into.


FRA:MV6
64GF Score
MVB Financial Corp FRA:MV6
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MVB Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, MVB Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.337/330.2130*330.2130
=0.337

Current CPI (Mar. 2026) = 330.2130.

MVB Financial Quarterly Data

per share eps CPI Adj_EPS
201606 0.561 241.018 0.769
201609 0.214 241.428 0.293
201612 0.209 241.432 0.286
201703 0.131 243.801 0.177
201706 0.178 244.955 0.240
201709 0.176 246.819 0.235
201712 0.101 246.524 0.135
201803 0.187 249.554 0.247
201806 0.214 251.989 0.280
201809 0.249 252.439 0.326
201812 0.211 251.233 0.277
201903 0.230 254.202 0.299
201906 1.044 256.143 1.346
201909 0.318 256.759 0.409
201912 0.288 256.974 0.370
202003 0.072 258.115 0.092
202006 1.323 257.797 1.695
202009 0.450 260.280 0.571
202012 0.797 260.474 1.010
202103 0.554 264.877 0.691
202106 0.606 271.696 0.737
202109 0.782 274.310 0.941
202112 0.681 278.802 0.807
202203 0.200 287.504 0.230
202206 0.218 296.311 0.243
202209 0.212 296.808 0.236
202212 0.472 296.797 0.525
202303 0.813 301.836 0.889
202306 0.581 305.109 0.629
202309 0.272 307.789 0.292
202312 0.559 306.746 0.602
202403 0.313 312.332 0.331
202406 0.288 314.175 0.303
202409 0.144 315.301 0.151
202412 0.688 315.605 0.720
202503 0.250 319.799 0.258
202506 0.130 322.561 0.133
202509 1.125 324.800 1.144
202512 0.273 324.054 0.278
202603 0.337 330.213 0.337

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €1.92 mean?
MVB Financial (FRA:MV6) has a E10 of €1.92 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on MVB Financial and its competitors.
Is MVB Financial's E10 too high?
MVB Financial's current E10 is €1.92. Overall, MVB Financial has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does MVB Financial's E10 compare to USCB and RVRF?
MVB Financial's E10 of €1.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on MVB Financial and its competitors. MVB Financial's current E10 is €1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MVB Financial stock overvalued right now?
MVB Financial (FRA:MV6) has a current E10 of €1.92. The stock's GF Value™ is €15.47, compared to a current price of €24.40 — trading 57.7% above its estimated fair value. The current E10 is €1.92. MVB Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For MVB Financial (FRA:MV6), the current E10 is €1.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MVB Financial (FRA:MV6) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of €24.40 is trading 57.7% above its estimated GF Value™ of €15.47.

Key valuation signals for FRA:MV6:

  • E10: €1.92
  • GF Value™: €15.47 vs. price of €24.40 (57.7% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the FRA:MV6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MVB Financial Business Description

Other Exchanges MVBF:USA
Address 301 Virginia Avenue, Fairmont, WV, USA, 26554
MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
64GF Score

Get the complete analysis for FRA:MV6

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.40
Price
€15.47
GF Value