MVB Financial (FRA:MV6) E10: € (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:MV6 MVB Financial Corp FRA:MV6
65 GF Score
Price €25.40
GF Value €17.72
! 6 Warning Signs
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What is MVB Financial E10?

MVB Financial FRA:MV6 -0.78% 65 E10 is € as of Jun. 2026. GuruFocus rates FRA:MV6 with a GF Score™ of 65/100 and a GF Value™ of €17.72. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

MVB Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.799. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, MVB Financial's average E10 Growth Rate was 10.30% per year. During the past 3 years, the average E10 Growth Rate was 10.50% per year. During the past 5 years, the average E10 Growth Rate was 12.20% per year. During the past 10 years, the average E10 Growth Rate was 16.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of MVB Financial was 25.40% per year. The lowest was -1.20% per year. And the median was 12.10% per year.

As of today (2026-09-22), MVB Financial's current stock price is €25.40. MVB Financial's E10 for the quarter that ended in Jun. 2026 was . MVB Financial's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of MVB Financial was 35.92. The lowest was 7.84. And the median was 19.28.


MVB Financial  (FRA:MV6) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of MVB Financial was 35.92. The lowest was 7.84. And the median was 19.28.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


MVB Financial E10 Related Terms


MVB Financial E10 Historical Data

* Premium members only.

The historical data trend for MVB Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MVB Financial E10 Chart

MVB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
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MVB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

FRA:MV6 vs FNLC, FRST, CHMG: E10 Comparison

For the Banks - Regional subindustry, MVB Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MVB Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MVB Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where MVB Financial's Shiller PE Ratio falls into.


FRA:MV6
65GF Score
MVB Financial Corp FRA:MV6
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MVB Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, MVB Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.799/333.9520*333.9520
=0.799

Current CPI (Jun. 2026) = 333.9520.

MVB Financial Quarterly Data

per share eps CPI Adj_EPS
201609 0.212 241.428 0.293
201612 0.206 241.432 0.285
201703 0.136 243.801 0.186
201706 0.186 244.955 0.253
201709 0.175 246.819 0.237
201712 0.102 246.524 0.138
201803 0.184 249.554 0.246
201806 0.207 251.989 0.274
201809 0.250 252.439 0.330
201812 0.218 251.233 0.289
201903 0.226 254.202 0.296
201906 1.052 256.143 1.372
201909 0.313 256.759 0.407
201912 0.291 256.974 0.379
202003 0.069 258.115 0.089
202006 1.355 257.797 1.755
202009 0.450 260.280 0.578
202012 0.810 260.474 1.038
202103 0.544 264.877 0.686
202106 0.609 271.696 0.748
202109 0.782 274.310 0.953
202112 0.673 278.802 0.806
202203 0.198 287.504 0.229
202206 0.215 296.311 0.242
202209 0.210 296.808 0.236
202212 0.496 296.797 0.558
202303 -0.034 301.836 -0.037
202306 0.577 305.109 0.632
202309 0.271 307.789 0.294
202312 0.565 306.746 0.615
202403 0.315 312.332 0.337
202406 0.291 314.175 0.309
202409 0.144 315.301 0.152
202412 0.671 315.605 0.710
202503 0.258 319.799 0.269
202506 0.135 322.561 0.139
202509 1.127 324.800 1.159
202512 0.278 324.054 0.286
202603 0.336 330.213 0.340
202606 0.799 333.952 0.799

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of € mean?
MVB Financial (FRA:MV6) has a E10 of € as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on MVB Financial and its competitors.
Is MVB Financial's E10 too high?
MVB Financial's current E10 is €. Overall, MVB Financial has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does MVB Financial's E10 compare to FNLC and FRST?
MVB Financial's E10 of € can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on MVB Financial and its competitors. MVB Financial's current E10 is €. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MVB Financial stock overvalued right now?
MVB Financial (FRA:MV6) has a current E10 of €. The stock's GF Value™ is €17.72, compared to a current price of €25.40 — trading 43.3% above its estimated fair value. The current E10 is €. MVB Financial's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For MVB Financial (FRA:MV6), the current E10 is € as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MVB Financial (FRA:MV6) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of €25.40 is trading 43.3% above its estimated GF Value™ of €17.72.

Key valuation signals for FRA:MV6:

  • E10:
  • GF Value™: €17.72 vs. price of €25.40 (43.3% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the FRA:MV6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MVB Financial Business Description

Other Exchanges MVBF:USA
Address 301 Virginia Avenue, Fairmont, WV, USA, 26554
MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
65GF Score

Get the complete analysis for FRA:MV6

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.40
Price
€17.72
GF Value