Oita Bank (FSE:8392) Cyclically Adjusted Book per Share: 円1,548.05 (As of Mar. 2026)


FSE:8392 Oita Bank Ltd FSE:8392
49 GF Score
Price 円1,016.00
GF Value 円340.14
! 6 Warning Signs
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What is Oita Bank Cyclically Adjusted Book per Share?

Oita Bank FSE:8392 49 Cyclically Adjusted Book per Share is 円1,548.05 as of Mar. 2026. GuruFocus rates FSE:8392 with a GF Score™ of 49/100 and a GF Value™ of 円340.14. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Oita Bank's adjusted book value per share for the three months ended in Mar. 2026 was 円3,246.160. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円1,548.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Oita Bank's average Cyclically Adjusted Book Growth Rate was 2.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 4.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Oita Bank was 4.70% per year. The lowest was 3.70% per year. And the median was 4.45% per year.

As of today (2026-07-09), Oita Bank's current stock price is 円1016.00. Oita Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円1,548.05. Oita Bank's Cyclically Adjusted PB Ratio of today is 0.66.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Oita Bank was 0.90. The lowest was 0.14. And the median was 0.23.


Oita Bank  (FSE:8392) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Oita Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1016.00/1548.05
=0.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Oita Bank was 0.90. The lowest was 0.14. And the median was 0.23.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Oita Bank Cyclically Adjusted Book per Share Related Terms


Oita Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Oita Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oita Bank Cyclically Adjusted Book per Share Chart

Oita Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,571.86 2,604.89 1,839.74 1,672.44 1,548.05

Oita Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,672.44 1,459.37 1,135.37 2,215.54 1,548.05

Oita Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Oita Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oita Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oita Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Oita Bank's Cyclically Adjusted PB Ratio falls into.


FSE:8392
49GF Score
Oita Bank Ltd FSE:8392
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oita Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Oita Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3246.16/112.7000*112.7000
=3,246.160

Current CPI (Mar. 2026) = 112.7000.

Oita Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 2,395.168 98.100 2,751.635
201609 2,384.711 98.000 2,742.418
201612 2,418.590 98.400 2,770.072
201703 2,408.216 98.100 2,766.625
201706 2,482.780 98.500 2,840.704
201709 2,554.194 98.800 2,913.539
201712 2,611.102 99.400 2,960.475
201803 2,495.481 99.200 2,835.088
201806 2,540.127 99.200 2,885.810
201809 2,575.580 99.900 2,905.584
201812 2,474.840 99.700 2,797.537
201903 2,566.692 99.700 2,901.366
201906 2,592.514 99.800 2,927.619
201909 2,653.034 100.100 2,986.982
201912 2,661.407 100.500 2,984.483
202003 2,395.182 100.300 2,691.296
202006 2,455.383 99.900 2,769.987
202009 2,480.447 99.900 2,798.262
202012 2,522.424 99.300 2,862.812
202103 2,574.421 99.900 2,904.277
202106 2,621.431 99.500 2,969.199
202109 2,664.824 100.100 3,000.256
202112 2,660.286 100.100 2,995.147
202203 2,510.403 101.100 2,798.441
202206 2,419.244 101.800 2,678.279
202209 2,364.038 103.100 2,584.162
202212 2,321.769 104.100 2,513.577
202303 2,375.250 104.400 2,564.087
202306 2,502.230 105.200 2,680.621
202309 2,460.668 106.200 2,611.274
202312 2,527.512 106.800 2,667.140
202403 2,757.076 107.200 2,898.530
202406 0.000 108.200 0.000
202409 2,743.195 108.900 2,838.917
202412 2,769.268 110.700 2,819.300
202503 2,733.731 111.100 2,773.101
202506 2,807.114 111.700 2,832.245
202509 2,987.724 112.000 3,006.397
202512 3,121.800 113.000 3,113.512
202603 3,246.160 112.700 3,246.160

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of 円1,548.05 mean?
Oita Bank (FSE:8392) has a Cyclically Adjusted Book per Share of 円1,548.05 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Oita Bank and its competitors.
Is Oita Bank's Cyclically Adjusted Book per Share too high?
Oita Bank's current Cyclically Adjusted Book per Share is 円1,548.05. Overall, Oita Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's Cyclically Adjusted Book per Share compare to competitors?
Oita Bank's Cyclically Adjusted Book per Share of 円1,548.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Oita Bank and its competitors. Oita Bank's current Cyclically Adjusted Book per Share is 円1,548.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (FSE:8392) has a current Cyclically Adjusted Book per Share of 円1,548.05. The stock's GF Value™ is 円340.14, compared to a current price of 円1,016.00 — trading 198.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is 円1,548.05. Oita Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Oita Bank (FSE:8392), the current Cyclically Adjusted Book per Share is 円1,548.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oita Bank (FSE:8392) Overvalued in 2026?

Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued. The current stock price of 円1,016.00 is trading 198.7% above its estimated GF Value™ of 円340.14.

Key valuation signals for FSE:8392:

  • Cyclically Adjusted Book per Share: 円1,548.05
  • GF Value™: 円340.14 vs. price of 円1,016.00 (198.7% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the FSE:8392 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oita Bank Business Description

Other Exchanges 8392:Japan
Address 3-4-1, Funai-cho, Oita, JPN, 870-8601
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
49GF Score

Get the complete analysis for FSE:8392

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,016.00
Price
円340.14
GF Value