Oita Bank (FSE:8392) GF Score: 49/100 (As of Jul. 12, 2026) — 11% Below Median


FSE:8392 Oita Bank Ltd FSE:8392
49 GF Score
Price 円1,016.00
GF Value 円345.88
! 6 Warning Signs
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What is Oita Bank GF Score?

Oita Bank FSE:8392 49 GF Score is 49 as of Jul. 12, 2026, which is 11% below its 10-year median of 55.00. GuruFocus rates FSE:8392 with a GF Score™ of 49/100 and a GF Value™ of 円345.88. The stock has 6 warning signs investors should review.

Oita Bank has the GF Score of 49, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 5/10
3. Growth Rank : 5/10
4. GF Value Rank : 1/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Oita Bank might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Oita Bank  (FSE:8392) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Oita Bank GF Score Related Terms

Oita Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, Oita Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oita Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Oita Bank's GF Score distribution charts can be found below:

* The bar in red indicates where Oita Bank's GF Score falls into.


FSE:8392
49GF Score
Oita Bank Ltd FSE:8392
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 49 mean?
Oita Bank (FSE:8392) has a GF Score of 49 as of Jul. 12, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Oita Bank and its competitors. This is 11% below median its historical median of 55.00. Over the past decade, Oita Bank's GF Score has ranged from 9.00 to 67.00.
Is Oita Bank's GF Score too high?
Oita Bank's current GF Score of 49 is 11% below median its 10-year median of 55.00. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 67.00. Overall, Oita Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's GF Score compare to competitors?
Oita Bank's GF Score of 49 can be compared against companies in the Banks industry. Historically, Oita Bank's own GF Score has ranged from 9.00 to 67.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Oita Bank and its competitors. Oita Bank's current GF Score is 49, which is 11% below median its own 10-year median of 55.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (FSE:8392) has a current GF Score of 49. The stock's GF Value™ is 円345.88, compared to a current price of 円1,016.00 — trading 193.7% above its estimated fair value. The current GF Score is 49, which is 11% below median its 10-year median of 55.00. Oita Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Oita Bank (FSE:8392), the current GF Score is 49 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oita Bank (FSE:8392) Overvalued in 2026?

Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued. The current stock price of 円1,016.00 is trading 193.7% above its estimated GF Value™ of 円345.88.

Key valuation signals for FSE:8392:

  • GF Score: 49 (11% below median its 10-year median of 55.00)
  • GF Value™: 円345.88 vs. price of 円1,016.00 (193.7% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the FSE:8392 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oita Bank Business Description

Other Exchanges 8392:Japan
Address 3-4-1, Funai-cho, Oita, JPN, 870-8601
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
49GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,016.00
Price
円345.88
GF Value