Oita BankFSE:8392 49 PE Ratio without NRI is 7.24 as of Jul. 07, 2026, which is 7% below its 10-year median of 7.81. GuruFocus rates FSE:8392 with a GF Score™ of 49/100 and a GF Value™ of 円340.14. The stock has 6 warning signs investors should review. Among 1,451 Banks companies, Oita Bank ranks worse than 82.29% on this metric.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-07), Oita Bank's share price is 円1016.00.
Oita Bank's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was 円140.30. Therefore, Oita Bank's PE Ratio without NRI for today is 7.24.
During the past 13 years, Oita Bank's highest PE Ratio without NRI was 18.90. The lowest was 4.43. And the median was 7.81.
Oita Bank's EPS without NRI for the
three
months ended in Mar. 2026 was 円41.61.
Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was 円140.30.
Oita Bank Ltd stock PE Ratio (=18.35) is close to 10-year high of 19.37.
During the past years, Oita Bank's highestPE Ratio (TTM) was 19.37. The lowest was 4.71. And the median was 8.46.
Oita Bank's
EPS (Diluted) for the
three
months ended in Mar. 2026 was 円40.84.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円138.80.
Oita Bank's EPS (Basic) for the
three
months ended in Mar. 2026 was 円41.14.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was 円139.79.
Oita Bank (FSE:8392) PE Ratio without NRI Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
Oita Bank PE Ratio without NRI Related Terms
Oita Bank PE Ratio without NRI Historical Data
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The historical data trend for Oita Bank's PE Ratio without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oita Bank PE Ratio without NRI Competitor Comparison
For the Banks - Regional subindustry, Oita Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oita Bank PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Oita Bank's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Oita Bank's PE Ratio without NRI falls into.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.
Oita Bank's PE Ratio without NRI for today is calculated as
Oita Bank's Share Price of today is 円1016.00.
Oita Bank's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円140.30.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.
For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Oita Bank (FSE:8392) has a PE Ratio without NRI of 7.24 as of Jul. 07, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Oita Bank and its competitors. This is near median its historical median of 7.81. Over the past decade, Oita Bank's PE Ratio without NRI has ranged from 4.43 to 18.90. According to the industry distribution chart, Oita Bank ranks #1194 out of 1451 companies in the Banks industry, placing it in the top 82.3%.
Is Oita Bank's PE Ratio without NRI too high?
Oita Bank's current PE Ratio without NRI of 7.24 is near median its 10-year median of 7.81. Over the past 10 years, this metric has ranged from a low of 4.43 to a high of 18.90. The Banks industry median PE Ratio without NRI is 11.51. Oita Bank's value of 7.24 is 37.1% below this industry median. Based on the distribution chart, Oita Bank ranks #1194 out of 1451 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oita Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's PE Ratio without NRI compare to competitors?
According to the Banks industry distribution chart, Oita Bank ranks #1194 out of 1451 companies for PE Ratio without NRI. This places Oita Bank in the lower half of its industry. The industry median PE Ratio without NRI is 11.51. Oita Bank's value of 7.24 is 37.1% below this benchmark. Historically, Oita Bank's own PE Ratio without NRI has ranged from 4.43 to 18.90 over the past decade. While the company's 10-year median is 7.81 vs. the industry median of 11.51, Oita Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.51, based on 1,451 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oita Bank's current PE Ratio without NRI of 7.24 is 37.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Oita Bank and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oita Bank's current PE Ratio without NRI is 7.24, which is near median its own 10-year median of 7.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (FSE:8392) has a current PE Ratio without NRI of 7.24. The stock's GF Value™ is 円340.14, compared to a current price of 円1,016.00 — trading 198.7% above its estimated fair value. The current PE Ratio without NRI is 7.24, which is near median its 10-year median of 7.81 and 37.1% below the Banks industry median of 11.51. Oita Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Oita Bank (FSE:8392), the current PE Ratio without NRI is 7.24 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oita Bank (FSE:8392) Overvalued in 2026?
Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued.
The current stock price of 円1,016.00 is trading 198.7% above its estimated GF Value™ of 円340.14.
Key valuation signals for FSE:8392:
PE Ratio without NRI: 7.24 (near median its 10-year median of 7.81)
GF Value™: 円340.14 vs. price of 円1,016.00 (198.7% above fair value)
Industry Position: 37.1% below the Banks median (#1194 of 1451)
No single metric tells the full story. See the FSE:8392 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
49GF Score
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PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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