FUISF (Fubon Financial Holdings Co) Cyclically Adjusted Book per Share: $0.67 (As of Dec. 2025)


FUISF Fubon Financial Holdings Co Ltd FUISF
65 GF Score
Price $1.14
GF Value $1.19
! 8 Warning Signs
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What is Fubon Financial Holdings Co Cyclically Adjusted Book per Share?

Fubon Financial Holdings Co FUISF 65 Cyclically Adjusted Book per Share is $0.67 as of Dec. 2025. GuruFocus rates FUISF with a GF Score™ of 65/100 and a GF Value™ of $1.19. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Fubon Financial Holdings Co's adjusted book value per share for the three months ended in Dec. 2025 was $2.256. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.67 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Fubon Financial Holdings Co's average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 10.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Fubon Financial Holdings Co was 12.90% per year. The lowest was 8.20% per year. And the median was 12.50% per year.

As of today (2026-06-29), Fubon Financial Holdings Co's current stock price is $1.14153. Fubon Financial Holdings Co's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was $0.67. Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio of today is 1.70.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fubon Financial Holdings Co was 2.46. The lowest was 0.91. And the median was 1.25.


Fubon Financial Holdings Co  (OTCPK:FUISF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.14153/0.67
=1.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fubon Financial Holdings Co was 2.46. The lowest was 0.91. And the median was 1.25.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Fubon Financial Holdings Co Cyclically Adjusted Book per Share Related Terms


Fubon Financial Holdings Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Fubon Financial Holdings Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fubon Financial Holdings Co Cyclically Adjusted Book per Share Chart

Fubon Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.02 0.91 0.68 0.67

Fubon Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.73 0.73 0.72 0.67

FUISF vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fubon Financial Holdings Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio falls into.


FUISF
65GF Score
Fubon Financial Holdings Co Ltd FUISF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fubon Financial Holdings Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fubon Financial Holdings Co's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=2.256/324.0540*324.0540
=2.256

Current CPI (Dec. 2025) = 324.0540.

Fubon Financial Holdings Co Quarterly Data

Book Value per Share CPI Adj_Book
201603 0.916 238.132 1.247
201606 0.999 241.018 1.343
201609 1.093 241.428 1.467
201612 0.985 241.432 1.322
201703 1.051 243.801 1.397
201706 1.091 244.955 1.443
201709 1.157 246.819 1.519
201712 1.206 246.524 1.585
201803 1.315 249.554 1.708
201806 1.227 251.989 1.578
201809 1.225 252.439 1.573
201812 1.086 251.233 1.401
201903 1.274 254.202 1.624
201906 1.295 256.143 1.638
201909 1.371 256.759 1.730
201912 1.472 256.974 1.856
202003 1.219 258.115 1.530
202006 1.473 257.797 1.852
202009 1.658 260.280 2.064
202012 1.991 260.474 2.477
202103 2.132 264.877 2.608
202106 2.240 271.696 2.672
202109 2.250 274.310 2.658
202112 2.402 278.802 2.792
202203 2.450 287.504 2.761
202206 1.473 296.311 1.611
202209 1.224 296.808 1.336
202212 1.280 296.797 1.398
202303 1.630 301.836 1.750
202306 1.684 305.109 1.789
202309 1.607 307.789 1.692
202312 1.797 306.746 1.898
202403 1.983 312.332 2.057
202406 2.032 314.175 2.096
202409 2.066 315.301 2.123
202412 2.049 315.605 2.104
202503 1.944 319.799 1.970
202506 1.928 322.561 1.937
202509 2.180 324.800 2.175
202512 2.256 324.054 2.256

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.67 mean?
Fubon Financial Holdings Co (FUISF) has a Cyclically Adjusted Book per Share of $0.67 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors.
Is Fubon Financial Holdings Co's Cyclically Adjusted Book per Share too high?
Fubon Financial Holdings Co's current Cyclically Adjusted Book per Share is $0.67. Overall, Fubon Financial Holdings Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's Cyclically Adjusted Book per Share compare to AFL and MET?
Fubon Financial Holdings Co's Cyclically Adjusted Book per Share of $0.67 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors. Fubon Financial Holdings Co's current Cyclically Adjusted Book per Share is $0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUISF) has a current Cyclically Adjusted Book per Share of $0.67. The stock's GF Value™ is $1.19, compared to a current price of $1.14 — trading 4.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is $0.67. Fubon Financial Holdings Co's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUISF), the current Cyclically Adjusted Book per Share is $0.67 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fubon Financial Holdings Co (FUISF) Overvalued in 2026?

Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued. The current stock price of $1.14 is trading 4.1% below its estimated GF Value™ of $1.19.

Key valuation signals for FUISF:

  • Cyclically Adjusted Book per Share: $0.67
  • GF Value™: $1.19 vs. price of $1.14 (4.1% below fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the FUISF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fubon Financial Holdings Co Business Description

Address No. 179, Liaoning Street, 15-16th Floor, Zhongshan District, Taipei, TWN, 104
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
65GF Score

Get the complete analysis for FUISF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.14
Price
$1.19
GF Value