FUISF (Fubon Financial Holdings Co) Cyclically Adjusted PS Ratio: 2.93 (As of Jul. 11, 2026) — 81% Above Median


FUISF Fubon Financial Holdings Co Ltd FUISF
65 GF Score
Price $1.14
GF Value $1.32
! 3 Warning Signs
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What is Fubon Financial Holdings Co Cyclically Adjusted PS Ratio?

Fubon Financial Holdings Co FUISF 65 Cyclically Adjusted PS Ratio is 2.93 as of Jul. 11, 2026, which is 81% above its 10-year median of 1.62. GuruFocus rates FUISF with a GF Score™ of 65/100 and a GF Value™ of $1.32. The stock has 3 warning signs investors should review. Among 411 Insurance companies, Fubon Financial Holdings Co ranks worse than 85.64% on this metric.

As of today (2026-07-11), Fubon Financial Holdings Co's current share price is $1.14153. Fubon Financial Holdings Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was $0.39. Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio for today is 2.93.

The historical rank and industry rank for Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

FUISF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.91   Med: 1.62   Max: 4.17
Current: 3.66

During the past years, Fubon Financial Holdings Co's highest Cyclically Adjusted PS Ratio was 4.17. The lowest was 0.91. And the median was 1.62.

FUISF's Cyclically Adjusted PS Ratio is ranked worse than
85.64% of 411 companies
in the Insurance industry
Industry Median: 1.22 vs FUISF: 3.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Fubon Financial Holdings Co's adjusted revenue per share data for the three months ended in Dec. 2025 was $0.325. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.39 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fubon Financial Holdings Co  (OTCPK:FUISF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Fubon Financial Holdings Co Cyclically Adjusted PS Ratio Related Terms


Fubon Financial Holdings Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fubon Financial Holdings Co Cyclically Adjusted PS Ratio Chart

Fubon Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.81 1.40 1.76 2.60 2.90

Fubon Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.60 2.43 2.54 2.65 2.90

FUISF vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fubon Financial Holdings Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio falls into.


FUISF
65GF Score
Fubon Financial Holdings Co Ltd FUISF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Fubon Financial Holdings Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.14153/0.39
=2.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fubon Financial Holdings Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Fubon Financial Holdings Co's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.325/324.0540*324.0540
=0.325

Current CPI (Dec. 2025) = 324.0540.

Fubon Financial Holdings Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 0.249 238.132 0.339
201606 0.275 241.018 0.370
201609 0.265 241.428 0.356
201612 0.231 241.432 0.310
201703 0.275 243.801 0.366
201706 0.213 244.955 0.282
201709 0.271 246.819 0.356
201712 0.219 246.524 0.288
201803 0.287 249.554 0.373
201806 0.212 251.989 0.273
201809 0.293 252.439 0.376
201812 0.201 251.233 0.259
201903 0.266 254.202 0.339
201906 0.202 256.143 0.256
201909 0.320 256.759 0.404
201912 0.263 256.974 0.332
202003 0.331 258.115 0.416
202006 0.224 257.797 0.282
202009 0.319 260.280 0.397
202012 0.280 260.474 0.348
202103 0.384 264.877 0.470
202106 0.297 271.696 0.354
202109 0.299 274.310 0.353
202112 0.271 278.802 0.315
202203 0.334 287.504 0.376
202206 0.187 296.311 0.205
202209 0.149 296.808 0.163
202212 -0.075 296.797 -0.082
202303 0.075 301.836 0.081
202306 0.137 305.109 0.146
202309 0.126 307.789 0.133
202312 0.036 306.746 0.038
202403 0.201 312.332 0.209
202406 0.172 314.175 0.177
202409 0.160 315.301 0.164
202412 0.224 315.605 0.230
202503 0.235 319.799 0.238
202506 0.009 322.561 0.009
202509 0.292 324.800 0.291
202512 0.325 324.054 0.325

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.93 mean?
Fubon Financial Holdings Co (FUISF) has a Cyclically Adjusted PS Ratio of 2.93 as of Jul. 11, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors. This is 81% above median its historical median of 1.62. Over the past decade, Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio has ranged from 0.91 to 4.17. According to the industry distribution chart, Fubon Financial Holdings Co ranks #352 out of 411 companies in the Insurance industry, placing it in the top 85.6%.
Is Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio too high?
Fubon Financial Holdings Co's current Cyclically Adjusted PS Ratio of 2.93 is 81% above median its 10-year median of 1.62. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 4.17. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. Fubon Financial Holdings Co's value of 2.93 is 140.2% above this industry median. Based on the distribution chart, Fubon Financial Holdings Co ranks #352 out of 411 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Fubon Financial Holdings Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Fubon Financial Holdings Co ranks #352 out of 411 companies for Cyclically Adjusted PS Ratio. This places Fubon Financial Holdings Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.22. Fubon Financial Holdings Co's value of 2.93 is 140.2% above this benchmark. Historically, Fubon Financial Holdings Co's own Cyclically Adjusted PS Ratio has ranged from 0.91 to 4.17 over the past decade. While the company's 10-year median is 1.62 vs. the industry median of 1.22, Fubon Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fubon Financial Holdings Co's current Cyclically Adjusted PS Ratio of 2.93 is 140.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fubon Financial Holdings Co's current Cyclically Adjusted PS Ratio is 2.93, which is 81% above median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUISF) has a current Cyclically Adjusted PS Ratio of 2.93. The stock's GF Value™ is $1.32, compared to a current price of $1.14 — trading 13.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.93, which is 81% above median its 10-year median of 1.62 and 140.2% above the Insurance industry median of 1.22. Fubon Financial Holdings Co's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUISF), the current Cyclically Adjusted PS Ratio is 2.93 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fubon Financial Holdings Co (FUISF) Overvalued in 2026?

Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued. The current stock price of $1.14 is trading 13.5% below its estimated GF Value™ of $1.32.

Key valuation signals for FUISF:

  • Cyclically Adjusted PS Ratio: 2.93 (81% above median its 10-year median of 1.62)
  • GF Value™: $1.32 vs. price of $1.14 (13.5% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 140.2% above the Insurance median (#352 of 411)

No single metric tells the full story. See the FUISF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fubon Financial Holdings Co Business Description

Address No. 179, Liaoning Street, 15-16th Floor, Zhongshan District, Taipei, TWN, 104
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
65GF Score

Get the complete analysis for FUISF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.14
Price
$1.32
GF Value