Hypoport AG (LTS:0JVS) Cyclically Adjusted Book per Share: €39.97 (As of Mar. 2026)

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LTS:0JVS Hypoport AG LTS:0JVS
71 GF Score
Price €85.23
GF Value €215.56
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Hypoport AG Cyclically Adjusted Book per Share?

Hypoport AG LTS:0JVS -1.13% 71 Cyclically Adjusted Book per Share is €39.97 as of Mar. 2026. GuruFocus rates LTS:0JVS with a GF Score™ of 71/100 and a GF Value™ of €215.56 (Significantly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Hypoport AG's adjusted book value per share for the three months ended in Mar. 2026 was €56.942. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €39.97 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hypoport AG's average Cyclically Adjusted Book Growth Rate was 16.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 18.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 23.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Hypoport AG was 28.30% per year. The lowest was 18.70% per year. And the median was 26.30% per year.

As of today (2026-07-15), Hypoport AG's current stock price is €85.225. Hypoport AG's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €39.97. Hypoport AG's Cyclically Adjusted PB Ratio of today is 2.13.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hypoport AG was 43.88. The lowest was 1.86. And the median was 13.24.


Hypoport AG  (LTS:0JVS) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Hypoport AG's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=85.225/39.97
=2.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hypoport AG was 43.88. The lowest was 1.86. And the median was 13.24.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Hypoport AG Cyclically Adjusted Book per Share Related Terms


Hypoport AG Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Hypoport AG's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypoport AG Cyclically Adjusted Book per Share Chart

Hypoport AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.67 22.81 28.00 34.58 38.65

Hypoport AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.67 35.56 37.11 38.65 39.97

LTS:0JVS vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Hypoport AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypoport AG Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hypoport AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Hypoport AG's Cyclically Adjusted PB Ratio falls into.


LTS:0JVS
71GF Score
Hypoport AG LTS:0JVS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hypoport AG Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hypoport AG's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=56.942/131.2583*131.2583
=56.942

Current CPI (Mar. 2026) = 131.2583.

Hypoport AG Quarterly Data

Book Value per Share CPI Adj_Book
201606 9.862 100.717 12.853
201609 10.572 101.017 13.737
201612 10.742 101.217 13.930
201703 11.658 101.417 15.088
201706 12.554 102.117 16.137
201709 13.225 102.717 16.900
201712 13.892 102.617 17.769
201803 14.947 102.917 19.063
201806 22.668 104.017 28.605
201809 23.581 104.718 29.558
201812 24.515 104.217 30.876
201903 25.536 104.217 32.162
201906 26.481 105.718 32.879
201909 27.694 106.018 34.287
201912 28.472 105.818 35.317
202003 31.884 105.718 39.587
202006 32.599 106.618 40.133
202009 33.458 105.818 41.502
202012 34.999 105.518 43.537
202103 36.546 107.518 44.616
202106 37.739 108.486 45.661
202109 39.189 109.435 47.004
202112 39.965 110.384 47.523
202203 42.045 113.968 48.424
202206 43.694 115.760 49.544
202209 43.921 118.818 48.520
202212 43.104 119.345 47.407
202303 48.051 122.402 51.528
202306 47.648 123.140 50.789
202309 47.507 124.195 50.209
202312 50.778 123.773 53.849
202403 51.083 125.038 53.624
202406 51.445 125.882 53.642
202409 51.719 126.198 53.793
202412 52.936 127.041 54.693
202503 53.767 127.779 55.231
202506 54.607 128.412 55.817
202509 55.374 129.255 56.232
202512 56.507 129.361 57.336
202603 56.942 131.258 56.942

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €39.97 mean?
Hypoport AG (LTS:0JVS) has a Cyclically Adjusted Book per Share of €39.97 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hypoport AG and its competitors.
Is Hypoport AG's Cyclically Adjusted Book per Share too high?
Hypoport AG's current Cyclically Adjusted Book per Share is €39.97. Overall, Hypoport AG has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Cyclically Adjusted Book per Share compare to V and MA?
Hypoport AG's Cyclically Adjusted Book per Share of €39.97 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hypoport AG and its competitors. Hypoport AG's current Cyclically Adjusted Book per Share is €39.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (LTS:0JVS) is currently considered Significantly Undervalued. The stock's GF Value™ is €215.56, compared to a current price of €85.23 — trading 60.5% below its estimated fair value. The current Cyclically Adjusted Book per Share is €39.97. Hypoport AG's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Hypoport AG (LTS:0JVS), the current Cyclically Adjusted Book per Share is €39.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypoport AG (LTS:0JVS) Overvalued in 2026?

Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued. The current stock price of €85.23 is trading 60.5% below its estimated GF Value™ of €215.56. GuruFocus considers Hypoport AG to be Significantly Undervalued.

Key valuation signals for LTS:0JVS:

  • Cyclically Adjusted Book per Share: €39.97
  • GF Value™: €215.56 vs. price of €85.23 (60.5% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the LTS:0JVS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypoport AG Business Description

Address Heidestrasse 8, Berlin, BB, DEU, 10557
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
71GF Score

Get the complete analysis for LTS:0JVS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€85.23
Price
€215.56
GF Value