Hypoport AG (LTS:0JVS) Cyclically Adjusted PB Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0JVS Hypoport AG LTS:0JVS
72 GF Score
Price €75.73
GF Value €220.74
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Hypoport AG Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Hypoport AG  (LTS:0JVS) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Hypoport AG Cyclically Adjusted PB Ratio Related Terms


Hypoport AG Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Hypoport AG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypoport AG Cyclically Adjusted PB Ratio Chart

Hypoport AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.09 4.10 5.99 5.06 3.24

Hypoport AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.55 3.63 3.35 1.79 2.04

LTS:0JVS vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Hypoport AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypoport AG Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hypoport AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Hypoport AG's Cyclically Adjusted PB Ratio falls into.


LTS:0JVS
72GF Score
Hypoport AG LTS:0JVS
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Hypoport AG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Hypoport AG's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Hypoport AG's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=58.606/131.3638*131.3638
=58.606

Current CPI (Jun. 2026) = 131.3638.

Hypoport AG Quarterly Data

Book Value per Share CPI Adj_Book
201609 10.616 101.017 13.805
201612 10.793 101.217 14.008
201703 11.709 101.417 15.166
201706 12.609 102.117 16.220
201709 13.282 102.717 16.986
201712 13.942 102.617 17.848
201803 15.001 102.917 19.147
201806 23.658 104.017 29.878
201809 23.637 104.718 29.652
201812 24.565 104.217 30.964
201903 25.590 104.217 32.256
201906 26.535 105.718 32.972
201909 27.748 106.018 34.382
201912 28.528 105.818 35.415
202003 31.941 105.718 39.690
202006 32.654 106.618 40.233
202009 33.924 105.818 42.114
202012 35.144 105.518 43.752
202103 36.716 107.518 44.859
202106 37.956 108.486 45.960
202109 39.398 109.435 47.293
202112 40.225 110.384 47.870
202203 42.353 113.968 48.818
202206 43.910 115.760 49.829
202209 44.114 118.818 48.772
202212 43.258 119.345 47.614
202303 48.586 122.402 52.143
202306 48.202 123.140 51.421
202309 48.058 124.195 50.832
202312 51.231 123.773 54.373
202403 52.827 125.038 55.500
202406 53.202 125.882 55.519
202409 52.021 126.198 54.151
202412 53.494 127.041 55.314
202503 54.401 127.779 55.927
202506 56.754 128.412 58.059
202509 56.023 129.255 56.937
202512 57.098 129.361 57.982
202603 57.563 131.258 57.609
202606 58.606 131.364 58.606

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Hypoport AG (LTS:0JVS) Overvalued in 2026?

Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued. The current stock price of €75.73 is trading 65.7% below its estimated GF Value™ of €220.74. GuruFocus considers Hypoport AG to be Significantly Undervalued.

Key valuation signals for LTS:0JVS:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: €220.74 vs. price of €75.73 (65.7% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the LTS:0JVS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypoport AG Business Description

Address Heidestrasse 8, Berlin, BB, DEU, 10557
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
72GF Score

Get the complete analysis for LTS:0JVS

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€75.73
Price
€220.74
GF Value