Aljazira Takaful Taawuni Co (SAU:8012) Cyclically Adjusted Book per Share: ﷼12.97 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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SAU:8012 Aljazira Takaful Taawuni Co SAU:8012
57 GF Score
Price ﷼12.10
GF Value ﷼13.06
Valuation Fairly Valued
! 3 Warning Signs
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What is Aljazira Takaful Taawuni Co Cyclically Adjusted Book per Share?

Aljazira Takaful Taawuni Co SAU:8012 -1.47% 57 Cyclically Adjusted Book per Share is ﷼12.97 as of Mar. 2026. GuruFocus rates SAU:8012 with a GF Score™ of 57/100 and a GF Value™ of ﷼13.06 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Aljazira Takaful Taawuni Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼15.370. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼12.97 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Aljazira Takaful Taawuni Co's average Cyclically Adjusted Book Growth Rate was 7.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-18), Aljazira Takaful Taawuni Co's current stock price is ﷼12.10. Aljazira Takaful Taawuni Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼12.97. Aljazira Takaful Taawuni Co's Cyclically Adjusted PB Ratio of today is 0.93.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Aljazira Takaful Taawuni Co was 1.87. The lowest was 0.85. And the median was 1.35.


Aljazira Takaful Taawuni Co  (SAU:8012) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Aljazira Takaful Taawuni Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=12.10/12.97
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Aljazira Takaful Taawuni Co was 1.87. The lowest was 0.85. And the median was 1.35.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Aljazira Takaful Taawuni Co Cyclically Adjusted Book per Share Related Terms


Aljazira Takaful Taawuni Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Aljazira Takaful Taawuni Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aljazira Takaful Taawuni Co Cyclically Adjusted Book per Share Chart

Aljazira Takaful Taawuni Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 10.98 11.80 12.61

Aljazira Takaful Taawuni Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.09 12.31 12.52 12.61 12.97

SAU:8012 vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Aljazira Takaful Taawuni Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aljazira Takaful Taawuni Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Aljazira Takaful Taawuni Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Aljazira Takaful Taawuni Co's Cyclically Adjusted PB Ratio falls into.


SAU:8012
57GF Score
Aljazira Takaful Taawuni Co SAU:8012
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aljazira Takaful Taawuni Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Aljazira Takaful Taawuni Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=15.37/330.2130*330.2130
=15.370

Current CPI (Mar. 2026) = 330.2130.

Aljazira Takaful Taawuni Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.445 241.018 10.200
201609 7.566 241.428 10.348
201612 7.719 241.432 10.557
201703 7.863 243.801 10.650
201706 0.323 244.955 0.435
201709 7.805 246.819 10.442
201712 7.978 246.524 10.686
201803 8.122 249.554 10.747
201806 7.752 251.989 10.158
201809 7.904 252.439 10.339
201812 8.108 251.233 10.657
201903 8.255 254.202 10.723
201906 8.455 256.143 10.900
201909 8.637 256.759 11.108
201912 8.854 256.974 11.377
202003 9.118 258.115 11.665
202006 9.398 257.797 12.038
202009 9.554 260.280 12.121
202012 9.636 260.474 12.216
202103 16.389 264.877 20.432
202106 12.215 271.696 14.846
202109 12.285 274.310 14.789
202112 12.914 278.802 15.295
202203 12.470 287.504 14.322
202206 12.553 296.311 13.989
202209 12.702 296.808 14.132
202212 13.526 296.797 15.049
202303 13.633 301.836 14.915
202306 13.896 305.109 15.039
202309 14.153 307.789 15.184
202312 14.247 306.746 15.337
202403 14.440 312.332 15.267
202406 14.608 314.175 15.354
202409 14.449 315.301 15.132
202412 14.783 315.605 15.467
202503 15.065 319.799 15.556
202506 14.827 322.561 15.179
202509 15.049 324.800 15.300
202512 15.257 324.054 15.547
202603 15.370 330.213 15.370

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼12.97 mean?
Aljazira Takaful Taawuni Co (SAU:8012) has a Cyclically Adjusted Book per Share of ﷼12.97 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Aljazira Takaful Taawuni Co and its competitors.
Is Aljazira Takaful Taawuni Co's Cyclically Adjusted Book per Share too high?
Aljazira Takaful Taawuni Co's current Cyclically Adjusted Book per Share is ﷼12.97. Overall, Aljazira Takaful Taawuni Co has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aljazira Takaful Taawuni Co's Cyclically Adjusted Book per Share compare to AFL and MET?
Aljazira Takaful Taawuni Co's Cyclically Adjusted Book per Share of ﷼12.97 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Aljazira Takaful Taawuni Co and its competitors. Aljazira Takaful Taawuni Co's current Cyclically Adjusted Book per Share is ﷼12.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aljazira Takaful Taawuni Co stock overvalued right now?
Based on GuruFocus' analysis, Aljazira Takaful Taawuni Co (SAU:8012) is currently considered Fairly Valued. The stock's GF Value™ is ﷼13.06, compared to a current price of ﷼12.10 — trading 7.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼12.97. Aljazira Takaful Taawuni Co's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Aljazira Takaful Taawuni Co (SAU:8012), the current Cyclically Adjusted Book per Share is ﷼12.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aljazira Takaful Taawuni Co (SAU:8012) Overvalued in 2026?

Based on GuruFocus' analysis, Aljazira Takaful Taawuni Co stock appears to be undervalued. The current stock price of ﷼12.10 is trading 7.4% below its estimated GF Value™ of ﷼13.06. GuruFocus considers Aljazira Takaful Taawuni Co to be Fairly Valued.

Key valuation signals for SAU:8012:

  • Cyclically Adjusted Book per Share: ﷼12.97
  • GF Value™: ﷼13.06 vs. price of ﷼12.10 (7.4% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the SAU:8012 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aljazira Takaful Taawuni Co Business Description

Address Hira Street, P.O Box 5215, Building No. 3217, Al-Salamah District, Jeddah, SAU, 21442
Aljazira Takaful Taawuni Co provides protection and savings insurance solutions to individuals as well as public and private sector companies. It has the following operating segments: Non-life, Individual Life, and Group Life. The business operations of the company are located in the Kingdom of Saudi Arabia.
57GF Score

Get the complete analysis for SAU:8012

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.10
Price
﷼13.06
GF Value