Aljazira Takaful Taawuni Co (SAU:8012) Moat Score: 0/10 (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8012 Aljazira Takaful Taawuni Co SAU:8012
57 GF Score
Price ﷼12.10
GF Value ﷼13.06
Valuation Fairly Valued
! 3 Warning Signs
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What is Aljazira Takaful Taawuni Co Moat Score?

Aljazira Takaful Taawuni Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Aljazira Takaful Taawuni Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Aljazira Takaful Taawuni Co might have No Moat - No discernible moat.

Aljazira Takaful Taawuni Co  (SAU:8012) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Aljazira Takaful Taawuni Co Moat Score Related Terms

SAU:8012
57GF Score
Aljazira Takaful Taawuni Co SAU:8012
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Aljazira Takaful Taawuni Co (SAU:8012) Overvalued in 2026?

Based on GuruFocus' analysis, Aljazira Takaful Taawuni Co stock appears to be undervalued. The current stock price of ﷼12.10 is trading 7.4% below its estimated GF Value™ of ﷼13.06. GuruFocus considers Aljazira Takaful Taawuni Co to be Fairly Valued.

Key valuation signals for SAU:8012:

  • Moat Score: 0
  • GF Value™: ﷼13.06 vs. price of ﷼12.10 (7.4% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the SAU:8012 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aljazira Takaful Taawuni Co Business Description

Address Hira Street, P.O Box 5215, Building No. 3217, Al-Salamah District, Jeddah, SAU, 21442
Aljazira Takaful Taawuni Co provides protection and savings insurance solutions to individuals as well as public and private sector companies. It has the following operating segments: Non-life, Individual Life, and Group Life. The business operations of the company are located in the Kingdom of Saudi Arabia.
57GF Score

Get the complete analysis for SAU:8012

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.10
Price
﷼13.06
GF Value