Allstate (STU:ALS) Cyclically Adjusted Book per Share: €0.00 (As of Jun. 2026)

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STU:ALS Allstate Corp STU:ALS
65 GF Score
Price €228.20
GF Value €170.03
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Allstate Cyclically Adjusted Book per Share?

Allstate STU:ALS +0.26% 65 Cyclically Adjusted Book per Share is €0.00 as of Jun. 2026. GuruFocus rates STU:ALS with a GF Score™ of 65/100 and a GF Value™ of €170.03 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Allstate's adjusted book value per share for the three months ended in Jun. 2026 was €106.187. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.00 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Allstate's average Cyclically Adjusted Book Growth Rate was 7.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.50% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Allstate was 10.90% per year. The lowest was 2.60% per year. And the median was 5.30% per year.

As of today (2026-08-06), Allstate's current stock price is €228.20. Allstate's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €0.00. Allstate's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Allstate was 3.17. The lowest was 1.37. And the median was 2.02.


Allstate  (STU:ALS) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Allstate was 3.17. The lowest was 1.37. And the median was 2.02.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Allstate Cyclically Adjusted Book per Share Related Terms


Allstate Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Allstate's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Cyclically Adjusted Book per Share Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.01 66.61 65.90 73.16 68.53

Allstate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 66.01 66.83 68.53 72.14 0.00

STU:ALS vs TRV, CINF, WRB: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Allstate's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allstate Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allstate's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Allstate's Cyclically Adjusted PB Ratio falls into.


STU:ALS
65GF Score
Allstate Corp STU:ALS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allstate Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Allstate's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=106.187/333.9520*333.9520
=106.187

Current CPI (Jun. 2026) = 333.9520.

Allstate Quarterly Data

Book Value per Share CPI Adj_Book
201609 46.458 241.428 64.262
201612 48.765 241.432 67.452
201703 49.727 243.801 68.115
201706 48.703 244.955 66.398
201709 47.480 246.819 64.242
201712 49.522 246.524 67.085
201803 48.305 249.554 64.642
201806 51.417 251.989 68.141
201809 52.992 252.439 70.103
201812 51.316 251.233 68.212
201903 57.098 254.202 75.011
201906 60.482 256.143 78.855
201909 64.507 256.759 83.901
201912 67.006 256.974 87.078
202003 63.691 258.115 82.404
202006 71.035 257.797 92.019
202009 70.623 260.280 90.613
202012 76.378 260.474 97.924
202103 68.988 264.877 86.979
202106 72.790 271.696 89.469
202109 73.073 274.310 88.961
202112 73.096 278.802 87.555
202203 76.445 287.504 88.795
202206 70.160 296.311 79.073
202209 67.104 296.808 75.502
202212 55.700 296.797 62.673
202303 55.131 301.836 60.997
202306 47.616 305.109 52.117
202309 45.033 307.789 48.861
202312 55.087 306.746 59.973
202403 58.008 312.332 62.023
202406 58.405 314.175 62.082
202409 64.228 315.301 68.027
202412 70.069 315.605 74.142
202503 69.969 319.799 73.066
202506 72.377 322.561 74.933
202509 82.893 324.800 85.229
202512 93.920 324.054 96.789
202603 99.337 330.213 100.462
202606 106.187 333.952 106.187

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €0.00 mean?
Allstate (STU:ALS) has a Cyclically Adjusted Book per Share of €0.00 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Allstate and its competitors.
Is Allstate's Cyclically Adjusted Book per Share too high?
Allstate's current Cyclically Adjusted Book per Share is €0.00. Overall, Allstate has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's Cyclically Adjusted Book per Share compare to TRV and CINF?
Allstate's Cyclically Adjusted Book per Share of €0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Allstate and its competitors. Allstate's current Cyclically Adjusted Book per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (STU:ALS) is currently considered Significantly Overvalued. The stock's GF Value™ is €170.03, compared to a current price of €228.20 — trading 34.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is €0.00. Allstate's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Allstate (STU:ALS), the current Cyclically Adjusted Book per Share is €0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (STU:ALS) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of €228.20 is trading 34.2% above its estimated GF Value™ of €170.03. GuruFocus considers Allstate to be Significantly Overvalued.

Key valuation signals for STU:ALS:

  • Cyclically Adjusted Book per Share: €0.00
  • GF Value™: €170.03 vs. price of €228.20 (34.2% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the STU:ALS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
65GF Score

Get the complete analysis for STU:ALS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€228.20
Price
€170.03
GF Value