Allstate (STU:ALS) Cyclically Adjusted PS Ratio: (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:ALS Allstate Corp STU:ALS
69 GF Score
Price €230.40
GF Value €182.99
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Allstate Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Allstate  (STU:ALS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Allstate Cyclically Adjusted PS Ratio Related Terms


Allstate Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Allstate's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Cyclically Adjusted PS Ratio Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 1.00 0.92 1.14 1.11

Allstate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 1.17 1.11 1.07 1.19

STU:ALS vs TRV, CINF, WRB: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Allstate's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allstate Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allstate's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Allstate's Cyclically Adjusted PS Ratio falls into.


STU:ALS
69GF Score
Allstate Corp STU:ALS
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Allstate Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Allstate's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Allstate's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=61.427/333.9520*333.9520
=61.427

Current CPI (Jun. 2026) = 333.9520.

Allstate Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 21.857 241.428 30.233
201612 25.814 241.432 35.706
201703 24.285 243.801 33.265
201706 23.668 244.955 32.267
201709 22.599 246.819 30.577
201712 23.365 246.524 31.651
201803 22.016 249.554 29.462
201806 24.379 251.989 32.309
201809 25.500 252.439 33.734
201812 24.044 251.233 31.961
201903 28.818 254.202 37.859
201906 29.274 256.143 38.167
201909 30.182 256.759 39.256
201912 21.753 256.974 28.269
202003 27.695 258.115 35.832
202006 29.142 257.797 37.751
202009 28.862 260.280 37.031
202012 28.649 260.474 36.731
202103 34.135 264.877 43.037
202106 34.607 271.696 42.537
202109 34.402 274.310 41.882
202112 38.549 278.802 46.174
202203 38.807 287.504 45.077
202206 41.699 296.311 46.996
202209 48.609 296.808 54.692
202212 48.114 296.797 54.137
202303 48.313 301.836 53.454
202306 48.758 305.109 53.367
202309 51.227 307.789 55.581
202312 51.677 306.746 56.260
202403 51.962 312.332 55.559
202406 54.342 314.175 57.763
202409 55.462 315.301 58.743
202412 57.996 315.605 61.367
202503 55.965 319.799 58.442
202506 53.548 322.561 55.439
202509 54.564 324.800 56.101
202512 55.426 324.054 57.119
202603 55.178 330.213 55.803
202606 61.427 333.952 61.427

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Allstate (STU:ALS) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of €230.40 is trading 25.9% above its estimated GF Value™ of €182.99. GuruFocus considers Allstate to be Modestly Overvalued.

Key valuation signals for STU:ALS:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €182.99 vs. price of €230.40 (25.9% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the STU:ALS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
69GF Score

Get the complete analysis for STU:ALS

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€230.40
Price
€182.99
GF Value