CPI Card Group (STU:CPB1) Cyclically Adjusted Book per Share: €-9.28 (As of Jun. 2026)

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STU:CPB1 CPI Card Group Inc STU:CPB1
82 GF Score
Price €24.00
GF Value €20.55
! 6 Warning Signs
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What is CPI Card Group Cyclically Adjusted Book per Share?

CPI Card Group STU:CPB1 -3.23% 82 Cyclically Adjusted Book per Share is €-9.28 as of Jun. 2026. GuruFocus rates STU:CPB1 with a GF Score™ of 82/100 and a GF Value™ of €20.55. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

CPI Card Group's adjusted book value per share for the three months ended in Jun. 2026 was €-0.864. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €-9.28 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-08-19), CPI Card Group's current stock price is €24.00. CPI Card Group's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €-9.28. CPI Card Group's Cyclically Adjusted PB Ratio of today is .


CPI Card Group  (STU:CPB1) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


CPI Card Group Cyclically Adjusted Book per Share Related Terms


CPI Card Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for CPI Card Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Cyclically Adjusted Book per Share Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -10.10 -10.82 -8.83

CPI Card Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.25 -8.83 -8.83 -8.85 -9.28

STU:CPB1 vs MFIN, FOA, CPSS: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, CPI Card Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Cyclically Adjusted PB Ratio falls into.


STU:CPB1
82GF Score
CPI Card Group Inc STU:CPB1
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CPI Card Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CPI Card Group's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.864/333.9520*333.9520
=-0.864

Current CPI (Jun. 2026) = 333.9520.

CPI Card Group Quarterly Data

Book Value per Share CPI Adj_Book
201609 -7.167 241.428 -9.914
201612 -8.157 241.432 -11.283
201703 -8.568 243.801 -11.736
201706 -8.462 244.955 -11.536
201709 -7.958 246.819 -10.767
201712 -9.074 246.524 -12.292
201803 -8.989 249.554 -12.029
201806 -10.758 251.989 -14.257
201809 -10.931 252.439 -14.461
201812 -11.781 251.233 -15.660
201903 -12.090 254.202 -15.883
201906 -11.785 256.143 -15.365
201909 -12.146 256.759 -15.798
201912 -12.372 256.974 -16.078
202003 -12.087 258.115 -15.638
202006 -11.849 257.797 -15.349
202009 -10.990 260.280 -14.101
202012 -10.104 260.474 -12.954
202103 -10.141 264.877 -12.786
202106 -9.548 271.696 -11.736
202109 -9.267 274.310 -11.282
202112 -9.516 278.802 -11.398
202203 -9.202 287.504 -10.689
202206 -8.984 296.311 -10.125
202209 -8.434 296.808 -9.489
202212 -6.803 296.797 -7.655
202303 -5.782 301.836 -6.397
202306 -5.085 305.109 -5.566
202309 -4.640 307.789 -5.034
202312 -4.161 306.746 -4.530
202403 -3.913 312.332 -4.184
202406 -3.700 314.175 -3.933
202409 -3.455 315.301 -3.659
202412 -3.026 315.605 -3.202
202503 -2.437 319.799 -2.545
202506 -2.220 322.561 -2.298
202509 -1.920 324.800 -1.974
202512 -1.292 324.054 -1.331
202603 -1.056 330.213 -1.068
202606 -0.864 333.952 -0.864

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €-9.28 mean?
CPI Card Group (STU:CPB1) has a Cyclically Adjusted Book per Share of €-9.28 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CPI Card Group and its competitors.
Is CPI Card Group's Cyclically Adjusted Book per Share too high?
CPI Card Group's current Cyclically Adjusted Book per Share is €-9.28. Overall, CPI Card Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Cyclically Adjusted Book per Share compare to MFIN and FOA?
CPI Card Group's Cyclically Adjusted Book per Share of €-9.28 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CPI Card Group and its competitors. CPI Card Group's current Cyclically Adjusted Book per Share is €-9.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
CPI Card Group (STU:CPB1) has a current Cyclically Adjusted Book per Share of €-9.28. The stock's GF Value™ is €20.55, compared to a current price of €24.00 — trading 16.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is €-9.28. CPI Card Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For CPI Card Group (STU:CPB1), the current Cyclically Adjusted Book per Share is €-9.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (STU:CPB1) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be overvalued. The current stock price of €24.00 is trading 16.8% above its estimated GF Value™ of €20.55.

Key valuation signals for STU:CPB1:

  • Cyclically Adjusted Book per Share: €-9.28
  • GF Value™: €20.55 vs. price of €24.00 (16.8% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the STU:CPB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges PMTS:USA
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
82GF Score

Get the complete analysis for STU:CPB1

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.00
Price
€20.55
GF Value