CPI Card Group (STU:CPB1) Cyclically Adjusted PB Ratio: (As of Aug. 12, 2026)

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STU:CPB1 CPI Card Group Inc STU:CPB1
70 GF Score
Price €26.40
GF Value €20.52
! 6 Warning Signs
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What is CPI Card Group Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


CPI Card Group  (STU:CPB1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CPI Card Group Cyclically Adjusted PB Ratio Related Terms


CPI Card Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for CPI Card Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Cyclically Adjusted PB Ratio Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CPI Card Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STU:CPB1 vs MFIN, FOA, CPSS: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, CPI Card Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Cyclically Adjusted PB Ratio falls into.


STU:CPB1
70GF Score
CPI Card Group Inc STU:CPB1
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Card Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CPI Card Group's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, CPI Card Group's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.827/333.9520*333.9520
=-0.827

Current CPI (Jun. 2026) = 333.9520.

CPI Card Group Quarterly Data

Book Value per Share CPI Adj_Book
201609 -7.167 241.428 -9.914
201612 -8.157 241.432 -11.283
201703 -8.568 243.801 -11.736
201706 -8.462 244.955 -11.536
201709 -7.958 246.819 -10.767
201712 -9.074 246.524 -12.292
201803 -8.989 249.554 -12.029
201806 -10.758 251.989 -14.257
201809 -10.931 252.439 -14.461
201812 -11.781 251.233 -15.660
201903 -12.090 254.202 -15.883
201906 -11.785 256.143 -15.365
201909 -12.146 256.759 -15.798
201912 -12.372 256.974 -16.078
202003 -12.087 258.115 -15.638
202006 -11.849 257.797 -15.349
202009 -10.990 260.280 -14.101
202012 -10.104 260.474 -12.954
202103 -10.141 264.877 -12.786
202106 -9.548 271.696 -11.736
202109 -9.267 274.310 -11.282
202112 -9.516 278.802 -11.398
202203 -9.202 287.504 -10.689
202206 -8.984 296.311 -10.125
202209 -8.434 296.808 -9.489
202212 -6.803 296.797 -7.655
202303 -5.782 301.836 -6.397
202306 -5.085 305.109 -5.566
202309 -4.640 307.789 -5.034
202312 -4.161 306.746 -4.530
202403 -3.913 312.332 -4.184
202406 -3.700 314.175 -3.933
202409 -3.455 315.301 -3.659
202412 -3.026 315.605 -3.202
202503 -2.437 319.799 -2.545
202506 -2.220 322.561 -2.298
202509 -1.920 324.800 -1.974
202512 -1.292 324.054 -1.331
202603 -1.056 330.213 -1.068
202606 -0.827 333.952 -0.827

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is CPI Card Group (STU:CPB1) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be overvalued. The current stock price of €26.40 is trading 28.7% above its estimated GF Value™ of €20.52.

Key valuation signals for STU:CPB1:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: €20.52 vs. price of €26.40 (28.7% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the STU:CPB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges PMTS:USA
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
70GF Score

Get the complete analysis for STU:CPB1

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.40
Price
€20.52
GF Value