Jack Henry & Associates (STU:JHY) Cyclically Adjusted Book per Share: € (As of Jun. 2026)

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STU:JHY Jack Henry & Associates Inc STU:JHY
84 GF Score
Price €134.65
GF Value €172.15
Valuation Modestly Undervalued
View Full Analysis

What is Jack Henry & Associates Cyclically Adjusted Book per Share?

Jack Henry & Associates STU:JHY -1.14% 84 Cyclically Adjusted Book per Share is € as of Jun. 2026. GuruFocus rates STU:JHY with a GF Score™ of 84/100 and a GF Value™ of €172.15 (Modestly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Jack Henry & Associates's adjusted book value per share for the three months ended in Jun. 2026 was €25.614. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, Jack Henry & Associates's average Cyclically Adjusted Book Growth Rate was 9.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.10% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 8.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Jack Henry & Associates was 38.60% per year. The lowest was 6.10% per year. And the median was 11.85% per year.

As of today (2026-09-21), Jack Henry & Associates's current stock price is €134.65. Jack Henry & Associates's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was . Jack Henry & Associates's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Jack Henry & Associates was 13.40. The lowest was 5.34. And the median was 9.79.


Jack Henry & Associates  (STU:JHY) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Jack Henry & Associates was 13.40. The lowest was 5.34. And the median was 9.79.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Jack Henry & Associates Cyclically Adjusted Book per Share Related Terms


Jack Henry & Associates Cyclically Adjusted Book per Share Historical Data

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The historical data trend for Jack Henry & Associates's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates Cyclically Adjusted Book per Share Chart

Jack Henry & Associates Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Cyclically Adjusted Book per Share
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Jack Henry & Associates Quarterly Data
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STU:JHY vs IT, WSE, CACI: Cyclically Adjusted Book per Share Comparison

For the Information Technology Services subindustry, Jack Henry & Associates's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jack Henry & Associates Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Jack Henry & Associates's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jack Henry & Associates's Cyclically Adjusted PB Ratio falls into.


STU:JHY
84GF Score
Jack Henry & Associates Inc STU:JHY
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jack Henry & Associates Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jack Henry & Associates's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=25.614/333.9520*333.9520
=25.614

Current CPI (Jun. 2026) = 333.9520.

Jack Henry & Associates Quarterly Data

Book Value per Share CPI Adj_Book
201609 11.082 241.428 15.329
201612 11.865 241.432 16.412
201703 12.188 243.801 16.695
201706 11.687 244.955 15.933
201709 11.367 246.819 15.380
201712 12.655 246.524 17.143
201803 12.868 249.554 17.220
201806 14.682 251.989 19.458
201809 15.245 252.439 20.168
201812 15.779 251.233 20.974
201903 16.451 254.202 21.612
201906 16.299 256.143 21.250
201909 17.607 256.759 22.900
201912 17.265 256.974 22.437
202003 18.010 258.115 23.302
202006 18.006 257.797 23.325
202009 17.253 260.280 22.136
202012 16.602 260.474 21.285
202103 15.069 264.877 18.999
202106 15.033 271.696 18.478
202109 16.267 274.310 19.804
202112 15.361 278.802 18.400
202203 16.390 287.504 19.038
202206 18.134 296.311 20.438
202209 20.457 296.808 23.017
202212 19.398 296.797 21.826
202303 19.432 301.836 21.500
202306 20.226 305.109 22.138
202309 21.530 307.789 23.360
202312 21.426 306.746 23.326
202403 22.608 312.332 24.173
202406 23.590 314.175 25.075
202409 23.641 315.301 25.039
202412 26.171 315.605 27.692
202503 25.891 319.799 27.037
202506 24.922 322.561 25.802
202509 25.497 324.800 26.215
202512 25.993 324.054 26.787
202603 26.019 330.213 26.314
202606 25.614 333.952 25.614

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of € mean?
Jack Henry & Associates (STU:JHY) has a Cyclically Adjusted Book per Share of € as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Jack Henry & Associates and its competitors.
Is Jack Henry & Associates' Cyclically Adjusted Book per Share too high?
Jack Henry & Associates' current Cyclically Adjusted Book per Share is €. Overall, Jack Henry & Associates has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' Cyclically Adjusted Book per Share compare to IT and WSE?
Jack Henry & Associates' Cyclically Adjusted Book per Share of € can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Software company?
A good Cyclically Adjusted Book per Share depends on the Software industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Jack Henry & Associates and its competitors. Jack Henry & Associates's current Cyclically Adjusted Book per Share is €. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (STU:JHY) is currently considered Modestly Undervalued. The stock's GF Value™ is €172.15, compared to a current price of €134.65 — trading 21.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is €. Jack Henry & Associates' overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Jack Henry & Associates (STU:JHY), the current Cyclically Adjusted Book per Share is € as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack Henry & Associates (STU:JHY) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of €134.65 is trading 21.8% below its estimated GF Value™ of €172.15. GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.

Key valuation signals for STU:JHY:

  • Cyclically Adjusted Book per Share:
  • GF Value™: €172.15 vs. price of €134.65 (21.8% below fair value)
  • GF Score™: 84/100

No single metric tells the full story. See the STU:JHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
84GF Score

Get the complete analysis for STU:JHY

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€134.65
Price
€172.15
GF Value