Business Description
Jack Henry & Associates Inc
NAICS : 541511
SIC : 5045
ISIN : US4262811015
Total Employee Number:
7,300Description
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
Financial Strength
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.23 | |||||
Equity-to-Asset | 0.7 | |||||
Debt-to-Equity | 0.04 | |||||
Debt-to-EBITDA | 0.1 | |||||
Interest Coverage | 118.79 | |||||
Piotroski F-Score | 8/9 | |||||
Altman Z-Score | 10.5 | |||||
Beneish M-Score | -2.82 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.1 | |||||
3-Year EBITDA Growth Rate | 7.3 | |||||
3-Year EPS without NRI Growth Rate | 8.1 | |||||
3-Year FCF Growth Rate | 9.6 | |||||
3-Year Book Growth Rate | 15.6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 7.68 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 6.31 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 52.14 | |||||
9-Day RSI | 56.67 | |||||
14-Day RSI | 58.28 | |||||
3-1 Month Momentum % | -8.63 | |||||
6-1 Month Momentum % | -19.01 | |||||
12-1 Month Momentum % | -21.33 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.74 | |||||
Quick Ratio | 1.74 | |||||
Cash Ratio | 0.06 | |||||
Days Sales Outstanding | 44.15 | |||||
Days Payable | 4.99 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.52 | |||||
Dividend Payout Ratio | 0.33 | |||||
3-Year Dividend Growth Rate | 6 | |||||
Forward Dividend Yield % | 1.52 | |||||
5-Year Yield-on-Cost % | 2.07 | |||||
Shareholder Yield % | 5.05 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 44.06 | |||||
Operating Margin % | 26 | |||||
Net Margin % | 20.64 | |||||
EBITDA Margin % | 35.33 | |||||
FCF Margin % | 21.59 | |||||
OCF Margin % | 31.34 | |||||
ROE % | 24.31 | |||||
ROA % | 17.15 | |||||
ROIC % | 18.19 | |||||
3-Year ROIIC % | 15.42 | |||||
ROC (Joel Greenblatt) % | 172.3 | |||||
ROCE % | 26.1 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 21.55 | |||||
Forward PE Ratio | 22.38 | |||||
PE Ratio without NRI | 21.55 | |||||
Shiller PE Ratio | 27.64 | |||||
Price-to-Owner-Earnings | 20.34 | |||||
PEG Ratio | 2.48 | |||||
PS Ratio | 4.44 | |||||
PB Ratio | 5.14 | |||||
Price-to-Tangible-Book | 18.52 | |||||
Price-to-Free-Cash-Flow | 20.69 | |||||
Price-to-Operating-Cash-Flow | 14.23 | |||||
EV-to-EBIT | 16.23 | |||||
EV-to-Forward-EBIT | 16.49 | |||||
EV-to-EBITDA | 12.39 | |||||
EV-to-Forward-EBITDA | 11.93 | |||||
EV-to-Revenue | 4.38 | |||||
EV-to-Forward-Revenue | 4.1 | |||||
EV-to-FCF | 20.36 | |||||
Price-to-GF-Value | 0.78 | |||||
Price-to-Projected-FCF | 1.92 | |||||
Price-to-DCF (Earnings Based) | 1.53 | |||||
Price-to-DCF (FCF Based) | 1.72 | |||||
Price-to-Median-PS-Value | 0.69 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.34 | |||||
Price-to-Graham-Number | 4.21 | |||||
Earnings Yield (Greenblatt) % | 6.16 | |||||
FCF Yield % | 4.94 | |||||
Forward Rate of Return (Yacktman) % | 12.05 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Jack Henry & Associates Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 2,162.108 | ||
| EPS (TTM) (€) | 6.143 | ||
| Beta | -0.0478 | ||
| 3-Year Sharpe Ratio | -0.45 | ||
| 3-Year Sortino Ratio | -0.61 | ||
| Volatility % | 26.78 | ||
| 14-Day RSI | 58.28 | ||
| 14-Day ATR (€) | 2.69975 | ||
| 20-Day SMA (€) | 131.195 | ||
| 12-1 Month Momentum % | -21.33 | ||
| 52-Week Range (€) | 106 - 164.75 | ||
| Shares Outstanding (Mil) | 71.05 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Jack Henry & Associates Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Jack Henry & Associates Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Second quarter earnings results for 2027 | 2027-02-03 | In 184 days | ||
| General meeting for 2026 | 2026-11-12 11:00 | In 102 days | ||
| First quarter earnings conference call for 2027 | 2026-11-05 08:45 | In 95 days | ||
| First quarter earnings results for 2027 | 2026-11-04 | In 93 days | ||
| Annual report for 2026 | 2026-08-25 | In 22 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-20 08:45 | In 18 days | ||
| Fourth quarter earnings results for 2026 | 2026-08-19 | In 16 days | ||
| Morgan Stanley US Financials Conference | 2026-06-10 11:15 | 109.25 (+0.00%) | ||
| RBC Capital Markets Financial Technology Conference | 2026-06-09 12:15 | 112.55 (+0.00%) | ||
| Guidance call for 2026 | 2026-06-04 10:50 | 117.75 (+1.07%) |
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Jack Henry & Associates Inc Frequently Asked Questions
What is Jack Henry & Associates Inc(FRA:JHY)'s stock price today?
The current price of FRA:JHY is €134.45. The 52 week high of FRA:JHY is €164.75 and 52 week low is €106.00.
When is next earnings date of Jack Henry & Associates Inc(FRA:JHY)?
The next earnings date of Jack Henry & Associates Inc(FRA:JHY) is 2026-08-19 Est..
Does Jack Henry & Associates Inc(FRA:JHY) pay dividends? If so, how much?
The Dividend Yield %  of Jack Henry & Associates Inc(FRA:JHY) is 1.52% (As of Today), Highest Dividend Payout Ratio of Jack Henry & Associates Inc(FRA:JHY) was 0.44. The lowest was 0.29. And the median was 0.4. The  Forward Dividend Yield % of Jack Henry & Associates Inc(FRA:JHY) is 1.52%. For more information regarding to dividend, please check our Dividend Page.
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