GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Pureun Savings Bank Co Ltd (XKRX:007330) » Definitions » Cyclically Adjusted Book per Share

Pureunvings Bank Co (XKRX:007330) Cyclically Adjusted Book per Share : ₩22,814.80 (As of Mar. 2024)


View and export this data going back to 1993. Start your Free Trial

What is Pureunvings Bank Co Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Pureunvings Bank Co's adjusted book value per share for the three months ended in Mar. 2024 was ₩26,267.224. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₩22,814.80 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Pureunvings Bank Co's average Cyclically Adjusted Book Growth Rate was 7.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Pureunvings Bank Co was 8.80% per year. The lowest was 6.50% per year. And the median was 7.30% per year.

As of today (2024-06-21), Pureunvings Bank Co's current stock price is ₩8700.00. Pureunvings Bank Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was ₩22,814.80. Pureunvings Bank Co's Cyclically Adjusted PB Ratio of today is 0.38.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pureunvings Bank Co was 1.25. The lowest was 0.36. And the median was 0.52.


Pureunvings Bank Co Cyclically Adjusted Book per Share Historical Data

The historical data trend for Pureunvings Bank Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pureunvings Bank Co Cyclically Adjusted Book per Share Chart

Pureunvings Bank Co Annual Data
Trend Jun14 Jun15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16,547.00 17,515.80 18,961.30 20,783.90 22,532.20

Pureunvings Bank Co Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21,286.80 21,666.60 22,302.90 22,532.20 22,814.80

Competitive Comparison of Pureunvings Bank Co's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Pureunvings Bank Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pureunvings Bank Co's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pureunvings Bank Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Pureunvings Bank Co's Cyclically Adjusted PB Ratio falls into.



Pureunvings Bank Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pureunvings Bank Co's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book= Book Value per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=26267.224/118.8477*118.8477
=26,267.224

Current CPI (Mar. 2024) = 118.8477.

Pureunvings Bank Co Quarterly Data

Book Value per Share CPI Adj_Book
201403 13,033.778 99.253 15,606.929
201406 12,945.745 99.353 15,485.914
201409 14,155.013 99.608 16,889.113
201412 14,480.964 99.098 17,366.942
201503 14,662.726 99.720 17,475.243
201506 15,021.339 100.050 17,843.594
201509 15,603.881 100.110 18,524.477
201603 16,190.550 100.560 19,134.941
201606 16,928.345 100.790 19,961.255
201609 17,436.756 101.460 20,424.979
201612 17,744.448 101.560 20,764.935
201703 17,642.179 102.850 20,386.314
201706 18,361.963 102.610 21,267.684
201709 18,634.981 103.490 21,400.373
201712 18,923.826 102.990 21,837.588
201803 18,726.122 104.100 21,379.025
201806 19,462.341 104.130 22,213.142
201809 20,067.779 105.650 22,574.627
201812 20,207.371 104.350 23,014.850
201903 20,290.129 104.490 23,078.143
201906 20,682.182 104.880 23,436.592
201909 20,859.833 105.200 23,566.000
201912 21,602.489 105.120 24,423.574
202003 21,643.275 105.540 24,372.309
202006 22,288.508 104.870 25,259.253
202009 22,906.116 106.200 25,634.079
202012 23,398.532 105.765 26,292.736
202103 23,019.609 107.357 25,483.410
202106 23,900.507 107.579 26,404.139
202109 24,634.044 108.759 26,919.097
202112 24,909.530 109.676 26,992.501
202203 24,184.337 111.806 25,707.547
202206 24,383.828 114.083 25,402.268
202209 25,613.712 114.831 26,509.591
202212 26,018.001 115.200 26,841.790
202303 25,650.403 116.550 26,156.172
202306 26,478.557 117.140 26,864.592
202309 26,602.855 119.111 26,544.004
202312 26,883.835 118.848 26,883.835
202403 26,267.224 118.848 26,267.224

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Pureunvings Bank Co  (XKRX:007330) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Pureunvings Bank Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=8700.00/22814.8
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pureunvings Bank Co was 1.25. The lowest was 0.36. And the median was 0.52.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Pureunvings Bank Co Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Pureunvings Bank Co's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Pureunvings Bank Co (XKRX:007330) Business Description

Traded in Other Exchanges
N/A
Address
28-1 Jamwon-dong, Seocho-gu, Seoul, KOR, 137-030
Pureun Savings Bank Co Ltd is engaged in providing banking products and financial services targeting low-income brackets and small corporations in Korea. It provides deposit services, loan services, phone banking services, cash card services and among others.

Pureunvings Bank Co (XKRX:007330) Headlines

No Headlines