Grupo de Inversiones Suramericana (XMAD:XGSUR) Cyclically Adjusted Book per Share: €14.51 (As of Mar. 2026)


XMAD:XGSUR Grupo de Inversiones Suramericana SA XMAD:XGSUR
82 GF Score
Price €12.52
GF Value €14.69
! 3 Warning Signs
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What is Grupo de Inversiones Suramericana Cyclically Adjusted Book per Share?

Grupo de Inversiones Suramericana XMAD:XGSUR 82 Cyclically Adjusted Book per Share is €14.51 as of Mar. 2026. GuruFocus rates XMAD:XGSUR with a GF Score™ of 82/100 and a GF Value™ of €14.69. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Grupo de Inversiones Suramericana's adjusted book value per share for the three months ended in Mar. 2026 was €13.461. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €14.51 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Grupo de Inversiones Suramericana's average Cyclically Adjusted Book Growth Rate was 4.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Grupo de Inversiones Suramericana was 7.20% per year. The lowest was 5.10% per year. And the median was 6.60% per year.

As of today (2026-07-04), Grupo de Inversiones Suramericana's current stock price is €12.52. Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €14.51. Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio of today is 0.86.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo de Inversiones Suramericana was 1.12. The lowest was 0.32. And the median was 0.56.


Grupo de Inversiones Suramericana  (XMAD:XGSUR) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=12.52/14.51
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo de Inversiones Suramericana was 1.12. The lowest was 0.32. And the median was 0.56.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Grupo de Inversiones Suramericana Cyclically Adjusted Book per Share Related Terms


Grupo de Inversiones Suramericana Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Cyclically Adjusted Book per Share Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.18 17.98 27.37 22.47 13.11

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.10 17.96 15.53 13.11 14.51

XMAD:XGSUR vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio falls into.


XMAD:XGSUR
82GF Score
Grupo de Inversiones Suramericana SA XMAD:XGSUR
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo de Inversiones Suramericana Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo de Inversiones Suramericana's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.461/330.2130*330.2130
=13.461

Current CPI (Mar. 2026) = 330.2130.

Grupo de Inversiones Suramericana Quarterly Data

Book Value per Share CPI Adj_Book
201606 11.012 241.018 15.087
201609 11.891 241.428 16.264
201612 12.151 241.432 16.619
201703 12.620 243.801 17.093
201706 11.616 244.955 15.659
201709 11.293 246.819 15.109
201712 11.478 246.524 15.375
201803 11.090 249.554 14.674
201806 11.784 251.989 15.442
201809 11.350 252.439 14.847
201812 11.439 251.233 15.035
201903 12.240 254.202 15.900
201906 11.340 256.143 14.619
201909 10.116 256.759 13.010
201912 9.457 256.974 12.152
202003 11.750 258.115 15.032
202006 10.568 257.797 13.537
202009 10.645 260.280 13.505
202012 10.003 260.474 12.681
202103 10.643 264.877 13.268
202106 10.540 271.696 12.810
202109 10.649 274.310 12.819
202112 10.820 278.802 12.815
202203 11.536 287.504 13.250
202206 13.053 296.311 14.546
202209 12.291 296.808 13.674
202212 11.525 296.797 12.823
202303 11.381 301.836 12.451
202306 11.497 305.109 12.443
202309 12.409 307.789 13.313
202312 12.017 306.746 12.936
202403 13.648 312.332 14.429
202406 14.932 314.175 15.694
202409 13.731 315.301 14.380
202412 14.468 315.605 15.138
202503 14.738 319.799 15.218
202506 14.453 322.561 14.796
202509 13.357 324.800 13.580
202512 13.584 324.054 13.842
202603 13.461 330.213 13.461

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €14.51 mean?
Grupo de Inversiones Suramericana (XMAD:XGSUR) has a Cyclically Adjusted Book per Share of €14.51 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors.
Is Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share too high?
Grupo de Inversiones Suramericana's current Cyclically Adjusted Book per Share is €14.51. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share of €14.51 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. Grupo de Inversiones Suramericana's current Cyclically Adjusted Book per Share is €14.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Grupo de Inversiones Suramericana (XMAD:XGSUR) has a current Cyclically Adjusted Book per Share of €14.51. The stock's GF Value™ is €14.69, compared to a current price of €12.52 — trading 14.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is €14.51. Grupo de Inversiones Suramericana's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (XMAD:XGSUR), the current Cyclically Adjusted Book per Share is €14.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (XMAD:XGSUR) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of €12.52 is trading 14.8% below its estimated GF Value™ of €14.69.

Key valuation signals for XMAD:XGSUR:

  • Cyclically Adjusted Book per Share: €14.51
  • GF Value™: €14.69 vs. price of €12.52 (14.8% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the XMAD:XGSUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
82GF Score

Get the complete analysis for XMAD:XGSUR

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.52
Price
€14.69
GF Value