Grupo de Inversiones Suramericana (XMAD:XGSUR) Cyclically Adjusted PS Ratio: 0.78 (As of Jul. 21, 2026) — 13% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAD:XGSUR Grupo de Inversiones Suramericana SA XMAD:XGSUR
61 GF Score
Price €12.52
GF Value €14.87
! 3 Warning Signs
View Full Analysis

What is Grupo de Inversiones Suramericana Cyclically Adjusted PS Ratio?

Grupo de Inversiones Suramericana XMAD:XGSUR 61 Cyclically Adjusted PS Ratio is 0.78 as of Jul. 21, 2026, which is 13% above its 10-year median of 0.69. GuruFocus rates XMAD:XGSUR with a GF Score™ of 61/100 and a GF Value™ of €14.87. The stock has 3 warning signs investors should review. Among 411 Insurance companies, Grupo de Inversiones Suramericana ranks better than 65.21% on this metric.

As of today (2026-07-21), Grupo de Inversiones Suramericana's current share price is €12.52. Grupo de Inversiones Suramericana's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €16.10. Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio for today is 0.78.

The historical rank and industry rank for Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio or its related term are showing as below:

XMAD:XGSUR' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.69   Max: 1.17
Current: 0.86

During the past years, Grupo de Inversiones Suramericana's highest Cyclically Adjusted PS Ratio was 1.17. The lowest was 0.45. And the median was 0.69.

XMAD:XGSUR's Cyclically Adjusted PS Ratio is ranked better than
65.21% of 411 companies
in the Insurance industry
Industry Median: 1.21 vs XMAD:XGSUR: 0.86

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Grupo de Inversiones Suramericana's adjusted revenue per share data for the three months ended in Mar. 2026 was €9.076. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €16.10 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo de Inversiones Suramericana  (XMAD:XGSUR) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Grupo de Inversiones Suramericana Cyclically Adjusted PS Ratio Related Terms


Grupo de Inversiones Suramericana Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Cyclically Adjusted PS Ratio Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 0.86 0.52 0.58 0.90

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.70 0.76 0.90 0.78

XMAD:XGSUR vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio falls into.


XMAD:XGSUR
61GF Score
Grupo de Inversiones Suramericana SA XMAD:XGSUR
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo de Inversiones Suramericana Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=12.52/16.10
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Grupo de Inversiones Suramericana's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.076/330.2130*330.2130
=9.076

Current CPI (Mar. 2026) = 330.2130.

Grupo de Inversiones Suramericana Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.351 241.018 3.221
201609 3.019 241.428 4.129
201612 2.603 241.432 3.560
201703 3.129 243.801 4.238
201706 2.941 244.955 3.965
201709 2.928 246.819 3.917
201712 1.939 246.524 2.597
201803 2.546 249.554 3.369
201806 2.795 251.989 3.663
201809 2.664 252.439 3.485
201812 2.211 251.233 2.906
201903 2.887 254.202 3.750
201906 2.777 256.143 3.580
201909 2.868 256.759 3.688
201912 2.008 256.974 2.580
202003 2.570 258.115 3.288
202006 2.719 257.797 3.483
202009 2.479 260.280 3.145
202012 2.281 260.474 2.892
202103 2.545 264.877 3.173
202106 2.723 271.696 3.309
202109 3.128 274.310 3.765
202112 2.673 278.802 3.166
202203 2.744 287.504 3.152
202206 3.195 296.311 3.561
202209 2.128 296.808 2.368
202212 4.261 296.797 4.741
202303 2.926 301.836 3.201
202306 3.175 305.109 3.436
202309 3.580 307.789 3.841
202312 2.487 306.746 2.677
202403 3.770 312.332 3.986
202406 6.067 314.175 6.377
202409 4.630 315.301 4.849
202412 2.254 315.605 2.358
202503 4.666 319.799 4.818
202506 5.522 322.561 5.653
202509 9.302 324.800 9.457
202512 3.088 324.054 3.147
202603 9.076 330.213 9.076

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.78 mean?
Grupo de Inversiones Suramericana (XMAD:XGSUR) has a Cyclically Adjusted PS Ratio of 0.78 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 13% above median its historical median of 0.69. Over the past decade, Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio has ranged from 0.45 to 1.17. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #143 out of 411 companies in the Insurance industry, placing it in the top 34.8%.
Is Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio too high?
Grupo de Inversiones Suramericana's current Cyclically Adjusted PS Ratio of 0.78 is 13% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.17. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Grupo de Inversiones Suramericana's value of 0.78 is 35.5% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #143 out of 411 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #143 out of 411 companies for Cyclically Adjusted PS Ratio. This puts Grupo de Inversiones Suramericana in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Grupo de Inversiones Suramericana's value of 0.78 is 35.5% below this benchmark. Historically, Grupo de Inversiones Suramericana's own Cyclically Adjusted PS Ratio has ranged from 0.45 to 1.17 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.21, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Cyclically Adjusted PS Ratio of 0.78 is 35.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Cyclically Adjusted PS Ratio is 0.78, which is 13% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Grupo de Inversiones Suramericana (XMAD:XGSUR) has a current Cyclically Adjusted PS Ratio of 0.78. The stock's GF Value™ is €14.87, compared to a current price of €12.52 — trading 15.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.78, which is 13% above median its 10-year median of 0.69 and 35.5% below the Insurance industry median of 1.21. Grupo de Inversiones Suramericana's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (XMAD:XGSUR), the current Cyclically Adjusted PS Ratio is 0.78 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (XMAD:XGSUR) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of €12.52 is trading 15.8% below its estimated GF Value™ of €14.87.

Key valuation signals for XMAD:XGSUR:

  • Cyclically Adjusted PS Ratio: 0.78 (13% above median its 10-year median of 0.69)
  • GF Value™: €14.87 vs. price of €12.52 (15.8% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 35.5% below the Insurance median (#143 of 411)

No single metric tells the full story. See the XMAD:XGSUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
61GF Score

Get the complete analysis for XMAD:XGSUR

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.52
Price
€14.87
GF Value