Grupo de Inversiones Suramericana (XMAD:XGSUR) Cyclically Adjusted FCF per Share: €1.07 (As of Mar. 2026)

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XMAD:XGSUR Grupo de Inversiones Suramericana SA XMAD:XGSUR
62 GF Score
Price €12.52
GF Value €15.05
! 2 Warning Signs
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What is Grupo de Inversiones Suramericana Cyclically Adjusted FCF per Share?

Grupo de Inversiones Suramericana XMAD:XGSUR 62 Cyclically Adjusted FCF per Share is €1.07 as of Mar. 2026. GuruFocus rates XMAD:XGSUR with a GF Score™ of 62/100 and a GF Value™ of €15.05. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Grupo de Inversiones Suramericana's adjusted free cash flow per share for the three months ended in Mar. 2026 was €0.718. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €1.07 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Grupo de Inversiones Suramericana's average Cyclically Adjusted FCF Growth Rate was 10.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 17.50% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 50.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Grupo de Inversiones Suramericana was 422.80% per year. The lowest was 17.50% per year. And the median was 61.85% per year.

As of today (2026-07-15), Grupo de Inversiones Suramericana's current stock price is €12.52. Grupo de Inversiones Suramericana's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €1.07. Grupo de Inversiones Suramericana's Cyclically Adjusted Price-to-FCF of today is 11.70.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Grupo de Inversiones Suramericana was 1529.09. The lowest was 7.65. And the median was 14.96.


Grupo de Inversiones Suramericana  (XMAD:XGSUR) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Grupo de Inversiones Suramericana's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=12.52/1.07
=11.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Grupo de Inversiones Suramericana was 1529.09. The lowest was 7.65. And the median was 14.96.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Grupo de Inversiones Suramericana Cyclically Adjusted FCF per Share Related Terms


Grupo de Inversiones Suramericana Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Cyclically Adjusted FCF per Share Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.95 1.30 1.44 0.97

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.23 0.78 0.97 1.07

XMAD:XGSUR vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Cyclically Adjusted Price-to-FCF falls into.


XMAD:XGSUR
62GF Score
Grupo de Inversiones Suramericana SA XMAD:XGSUR
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo de Inversiones Suramericana Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo de Inversiones Suramericana's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.718/330.2130*330.2130
=0.718

Current CPI (Mar. 2026) = 330.2130.

Grupo de Inversiones Suramericana Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 1.538 241.018 2.107
201609 -1.612 241.428 -2.205
201612 1.116 241.432 1.526
201703 0.537 243.801 0.727
201706 -2.333 244.955 -3.145
201709 -0.134 246.819 -0.179
201712 0.716 246.524 0.959
201803 0.016 249.554 0.021
201806 0.263 251.989 0.345
201809 -0.528 252.439 -0.691
201812 -3.144 251.233 -4.132
201903 -0.037 254.202 -0.048
201906 0.785 256.143 1.012
201909 0.002 256.759 0.003
201912 0.346 256.974 0.445
202003 0.229 258.115 0.293
202006 0.477 257.797 0.611
202009 -0.071 260.280 -0.090
202012 0.104 260.474 0.132
202103 -0.077 264.877 -0.096
202106 0.179 271.696 0.218
202109 0.166 274.310 0.200
202112 0.374 278.802 0.443
202203 0.129 287.504 0.148
202206 0.379 296.311 0.422
202209 0.440 296.808 0.490
202212 1.972 296.797 2.194
202303 0.367 301.836 0.402
202306 0.397 305.109 0.430
202309 0.343 307.789 0.368
202312 -1.095 306.746 -1.179
202403 0.052 312.332 0.055
202406 0.554 314.175 0.582
202409 0.764 315.301 0.800
202412 1.284 315.605 1.343
202503 0.842 319.799 0.869
202506 0.529 322.561 0.542
202509 1.526 324.800 1.551
202512 0.334 324.054 0.340
202603 0.718 330.213 0.718

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €1.07 mean?
Grupo de Inversiones Suramericana (XMAD:XGSUR) has a Cyclically Adjusted FCF per Share of €1.07 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors.
Is Grupo de Inversiones Suramericana's Cyclically Adjusted FCF per Share too high?
Grupo de Inversiones Suramericana's current Cyclically Adjusted FCF per Share is €1.07. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Grupo de Inversiones Suramericana's Cyclically Adjusted FCF per Share of €1.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. Grupo de Inversiones Suramericana's current Cyclically Adjusted FCF per Share is €1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Grupo de Inversiones Suramericana (XMAD:XGSUR) has a current Cyclically Adjusted FCF per Share of €1.07. The stock's GF Value™ is €15.05, compared to a current price of €12.52 — trading 16.8% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €1.07. Grupo de Inversiones Suramericana's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (XMAD:XGSUR), the current Cyclically Adjusted FCF per Share is €1.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (XMAD:XGSUR) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of €12.52 is trading 16.8% below its estimated GF Value™ of €15.05.

Key valuation signals for XMAD:XGSUR:

  • Cyclically Adjusted FCF per Share: €1.07
  • GF Value™: €15.05 vs. price of €12.52 (16.8% below fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the XMAD:XGSUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
62GF Score

Get the complete analysis for XMAD:XGSUR

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.52
Price
€15.05
GF Value