Al Quds Bank (XPAE:QUDS) Cyclically Adjusted Book per Share: $1.44 (As of Jun. 2026)

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XPAE:QUDS Al Quds Bank XPAE:QUDS
65 GF Score
Price $1.24
GF Value $1.14
Valuation Fairly Valued
! 6 Warning Signs
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What is Al Quds Bank Cyclically Adjusted Book per Share?

Al Quds Bank XPAE:QUDS 65 Cyclically Adjusted Book per Share is $1.44 as of Jun. 2026. GuruFocus rates XPAE:QUDS with a GF Score™ of 65/100 and a GF Value™ of $1.14 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Al Quds Bank's adjusted book value per share for the three months ended in Jun. 2026 was $1.518. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.44 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Al Quds Bank's average Cyclically Adjusted Book Growth Rate was 6.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Al Quds Bank was 7.50% per year. The lowest was 7.50% per year. And the median was 7.50% per year.

As of today (2026-08-23), Al Quds Bank's current stock price is $1.24. Al Quds Bank's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $1.44. Al Quds Bank's Cyclically Adjusted PB Ratio of today is 0.86.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Quds Bank was 1.45. The lowest was 0.76. And the median was 0.95.


Al Quds Bank  (XPAE:QUDS) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Al Quds Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.24/1.44
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Quds Bank was 1.45. The lowest was 0.76. And the median was 0.95.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Al Quds Bank Cyclically Adjusted Book per Share Related Terms


Al Quds Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Al Quds Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Quds Bank Cyclically Adjusted Book per Share Chart

Al Quds Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.11 1.22 1.29 1.38

Al Quds Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.35 1.37 1.38 1.42 1.44

XPAE:QUDS vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Al Quds Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Quds Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al Quds Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Al Quds Bank's Cyclically Adjusted PB Ratio falls into.


XPAE:QUDS
65GF Score
Al Quds Bank XPAE:QUDS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Quds Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al Quds Bank's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.518/333.9520*333.9520
=1.518

Current CPI (Jun. 2026) = 333.9520.

Al Quds Bank Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.840 241.428 1.162
201612 0.885 241.432 1.224
201703 0.941 243.801 1.289
201706 0.978 244.955 1.333
201709 1.008 246.819 1.364
201712 1.021 246.524 1.383
201803 1.046 249.554 1.400
201806 0.954 251.989 1.264
201809 1.005 252.439 1.330
201812 0.996 251.233 1.324
201903 1.017 254.202 1.336
201906 1.004 256.143 1.309
201909 1.024 256.759 1.332
201912 1.019 256.974 1.324
202003 1.071 258.115 1.386
202006 1.061 257.797 1.374
202009 1.081 260.280 1.387
202012 1.115 260.474 1.430
202103 1.166 264.877 1.470
202106 1.207 271.696 1.484
202109 1.233 274.310 1.501
202112 1.271 278.802 1.522
202203 1.336 287.504 1.552
202206 1.345 296.311 1.516
202209 1.391 296.808 1.565
202212 1.332 296.797 1.499
202303 1.409 301.836 1.559
202306 1.460 305.109 1.598
202309 1.463 307.789 1.587
202312 1.424 306.746 1.550
202403 1.447 312.332 1.547
202406 0.000 314.175 0.000
202409 1.437 315.301 1.522
202412 1.461 315.605 1.546
202503 1.515 319.799 1.582
202506 1.481 322.561 1.533
202509 1.527 324.800 1.570
202512 1.503 324.054 1.549
202603 1.538 330.213 1.555
202606 1.518 333.952 1.518

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $1.44 mean?
Al Quds Bank (XPAE:QUDS) has a Cyclically Adjusted Book per Share of $1.44 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Quds Bank and its competitors.
Is Al Quds Bank's Cyclically Adjusted Book per Share too high?
Al Quds Bank's current Cyclically Adjusted Book per Share is $1.44. Overall, Al Quds Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Quds Bank's Cyclically Adjusted Book per Share compare to PNC and USB?
Al Quds Bank's Cyclically Adjusted Book per Share of $1.44 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Quds Bank and its competitors. Al Quds Bank's current Cyclically Adjusted Book per Share is $1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Quds Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Quds Bank (XPAE:QUDS) is currently considered Fairly Valued. The stock's GF Value™ is $1.14, compared to a current price of $1.24 — trading 8.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is $1.44. Al Quds Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Al Quds Bank (XPAE:QUDS), the current Cyclically Adjusted Book per Share is $1.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Quds Bank (XPAE:QUDS) Overvalued in 2026?

Based on GuruFocus' analysis, Al Quds Bank stock appears to be overvalued. The current stock price of $1.24 is trading 8.8% above its estimated GF Value™ of $1.14. GuruFocus considers Al Quds Bank to be Fairly Valued.

Key valuation signals for XPAE:QUDS:

  • Cyclically Adjusted Book per Share: $1.44
  • GF Value™: $1.14 vs. price of $1.24 (8.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the XPAE:QUDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Quds Bank Business Description

Address Main Street, City Center Building, Ramallah, PSE
Al Quds Bank offers banking and financial services. It operates in Personal banking and Business banking division. In Personal banking division, it offers a current account, term deposits, credit facilities, credit card, ATM card, E-services, money transfer and safe boxes service. In Business banking division it offers banking, financing and international trade services. It also offers retail and corporate banking solutions, personal account services, home and auto financing, small and medium-sized enterprises (SME's) financing, online banking, commercial loans and project support.
65GF Score

Get the complete analysis for XPAE:QUDS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.24
Price
$1.14
GF Value