Al Quds Bank (XPAE:QUDS) EV-to-FCF: 6.93 (As of Aug. 23, 2026) — 175% Above Median

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XPAE:QUDS Al Quds Bank XPAE:QUDS
65 GF Score
Price $1.24
GF Value $1.14
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Al Quds Bank EV-to-FCF?

Al Quds Bank XPAE:QUDS 65 EV-to-FCF is 6.93 as of Aug. 23, 2026, which is 175% above its 10-year median of 2.52. GuruFocus rates XPAE:QUDS with a GF Score™ of 65/100 and a GF Value™ of $1.14 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,180 Banks companies, Al Quds Bank ranks better than 50.68% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al Quds Bank's Enterprise Value is $-340.39 Mil. Al Quds Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $-49.15 Mil. Therefore, Al Quds Bank's EV-to-FCF for today is 6.93.

The historical rank and industry rank for Al Quds Bank's EV-to-FCF or its related term are showing as below:

XPAE:QUDS' s EV-to-FCF Range Over the Past 10 Years
Min: -20.15   Med: 2.52   Max: 77.67
Current: 6.93

During the past 13 years, the highest EV-to-FCF of Al Quds Bank was 77.67. The lowest was -20.15. And the median was 2.52.

XPAE:QUDS's EV-to-FCF is ranked better than
50.68% of 1180 companies
in the Banks industry
Industry Median: 7.04 vs XPAE:QUDS: 6.93

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-23), Al Quds Bank's stock price is $1.24. Al Quds Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $0.049. Therefore, Al Quds Bank's PE Ratio (TTM) for today is 25.31.


Al Quds Bank  (XPAE:QUDS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al Quds Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.24/0.049
=25.31

Al Quds Bank's share price for today is $1.24.
Al Quds Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.049.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al Quds Bank EV-to-FCF Related Terms


Al Quds Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al Quds Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Quds Bank EV-to-FCF Chart

Al Quds Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.50 4.94 3.33 -3.00 15.37

Al Quds Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.45 20.02 15.37 23.85 6.99

XPAE:QUDS vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Al Quds Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Quds Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Al Quds Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al Quds Bank's EV-to-FCF falls into.


XPAE:QUDS
65GF Score
Al Quds Bank XPAE:QUDS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Quds Bank EV-to-FCF Calculation

Al Quds Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-340.388/-49.145
=6.93

Al Quds Bank's current Enterprise Value is $-340.39 Mil.
Al Quds Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-49.15 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 6.93 mean?
Al Quds Bank (XPAE:QUDS) has a EV-to-FCF of 6.93 as of Aug. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Quds Bank and its competitors. This is 175% above median its historical median of 2.52. According to the industry distribution chart, Al Quds Bank ranks #582 out of 1180 companies in the Banks industry, placing it in the top 49.3%.
Is Al Quds Bank's EV-to-FCF too high?
Al Quds Bank's current EV-to-FCF of 6.93 is 175% above median its 10-year median of 2.52. The Banks industry median EV-to-FCF is 7.04. Al Quds Bank's value of 6.93 is 1.6% below this industry median. Based on the distribution chart, Al Quds Bank ranks #582 out of 1180 companies in the Banks industry, which is above the industry midpoint. Overall, Al Quds Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Quds Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Al Quds Bank ranks #582 out of 1180 companies for EV-to-FCF. This puts Al Quds Bank in the upper half of its industry. The industry median EV-to-FCF is 7.04. Al Quds Bank's value of 6.93 is 1.6% below this benchmark. While the company's 10-year median is 2.52 vs. the industry median of 7.04, Al Quds Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.04, based on 1,180 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Quds Bank's current EV-to-FCF of 6.93 is 1.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Quds Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Quds Bank's current EV-to-FCF is 6.93, which is 175% above median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Quds Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Quds Bank (XPAE:QUDS) is currently considered Fairly Valued. The stock's GF Value™ is $1.14, compared to a current price of $1.24 — trading 8.8% above its estimated fair value. The current EV-to-FCF is 6.93, which is 175% above median its 10-year median of 2.52 and 1.6% below the Banks industry median of 7.04. Al Quds Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al Quds Bank (XPAE:QUDS), the current EV-to-FCF is 6.93 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Quds Bank (XPAE:QUDS) Overvalued in 2026?

Based on GuruFocus' analysis, Al Quds Bank stock appears to be overvalued. The current stock price of $1.24 is trading 8.8% above its estimated GF Value™ of $1.14. GuruFocus considers Al Quds Bank to be Fairly Valued.

Key valuation signals for XPAE:QUDS:

  • EV-to-FCF: 6.93 (175% above median its 10-year median of 2.52)
  • GF Value™: $1.14 vs. price of $1.24 (8.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 1.6% below the Banks median (#582 of 1180)

No single metric tells the full story. See the XPAE:QUDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Quds Bank Business Description

Address Main Street, City Center Building, Ramallah, PSE
Al Quds Bank offers banking and financial services. It operates in Personal banking and Business banking division. In Personal banking division, it offers a current account, term deposits, credit facilities, credit card, ATM card, E-services, money transfer and safe boxes service. In Business banking division it offers banking, financing and international trade services. It also offers retail and corporate banking solutions, personal account services, home and auto financing, small and medium-sized enterprises (SME's) financing, online banking, commercial loans and project support.
65GF Score

Get the complete analysis for XPAE:QUDS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.24
Price
$1.14
GF Value