Al Quds Bank (XPAE:QUDS) E10: $0.13 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:QUDS Al Quds Bank XPAE:QUDS
65 GF Score
Price $1.24
GF Value $1.14
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Al Quds Bank E10?

Al Quds Bank XPAE:QUDS 65 E10 is $0.13 as of Jun. 2026. GuruFocus rates XPAE:QUDS with a GF Score™ of 65/100 and a GF Value™ of $1.14 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Al Quds Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.044. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.13 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-23), Al Quds Bank's current stock price is $1.24. Al Quds Bank's E10 for the quarter that ended in Jun. 2026 was $0.13. Al Quds Bank's Shiller PE Ratio of today is 9.54.

During the past 13 years, the highest Shiller PE Ratio of Al Quds Bank was 13.38. The lowest was 7.47. And the median was 10.20.


Al Quds Bank  (XPAE:QUDS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Al Quds Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.24/0.13
=9.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Al Quds Bank was 13.38. The lowest was 7.47. And the median was 10.20.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Al Quds Bank E10 Related Terms


Al Quds Bank E10 Historical Data

* Premium members only.

The historical data trend for Al Quds Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Quds Bank E10 Chart

Al Quds Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.12 0.12 0.13 0.12

Al Quds Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.13 0.12 0.12 0.13

XPAE:QUDS vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Al Quds Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Quds Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al Quds Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Al Quds Bank's Shiller PE Ratio falls into.


XPAE:QUDS
65GF Score
Al Quds Bank XPAE:QUDS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Quds Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al Quds Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.044/333.9520*333.9520
=0.044

Current CPI (Jun. 2026) = 333.9520.

Al Quds Bank Quarterly Data

per share eps CPI Adj_EPS
201609 0.023 241.428 0.032
201612 0.039 241.432 0.054
201703 0.044 243.801 0.060
201706 0.023 244.955 0.031
201709 0.033 246.819 0.045
201712 0.018 246.524 0.024
201803 0.025 249.554 0.033
201806 0.025 251.989 0.033
201809 0.011 252.439 0.015
201812 0.049 251.233 0.065
201903 0.023 254.202 0.030
201906 0.027 256.143 0.035
201909 0.028 256.759 0.036
201912 -0.010 256.974 -0.013
202003 0.028 258.115 0.036
202006 0.029 257.797 0.038
202009 0.018 260.280 0.023
202012 0.025 260.474 0.032
202103 0.023 264.877 0.029
202106 0.035 271.696 0.043
202109 0.033 274.310 0.040
202112 0.040 278.802 0.048
202203 0.045 287.504 0.052
202206 0.041 296.311 0.046
202209 0.046 296.808 0.052
202212 0.051 296.797 0.057
202303 0.047 301.836 0.052
202306 0.062 305.109 0.068
202309 0.016 307.789 0.017
202312 -0.036 306.746 -0.039
202403 0.021 312.332 0.022
202406 0.031 314.175 0.033
202409 0.034 315.301 0.036
202412 0.003 315.605 0.003
202503 0.032 319.799 0.033
202506 0.010 322.561 0.010
202509 0.021 324.800 0.022
202512 -0.046 324.054 -0.047
202603 0.030 330.213 0.030
202606 0.044 333.952 0.044

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.13 mean?
Al Quds Bank (XPAE:QUDS) has a E10 of $0.13 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al Quds Bank and its competitors.
Is Al Quds Bank's E10 too high?
Al Quds Bank's current E10 is $0.13. Overall, Al Quds Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Quds Bank's E10 compare to PNC and USB?
Al Quds Bank's E10 of $0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al Quds Bank and its competitors. Al Quds Bank's current E10 is $0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Quds Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Quds Bank (XPAE:QUDS) is currently considered Fairly Valued. The stock's GF Value™ is $1.14, compared to a current price of $1.24 — trading 8.8% above its estimated fair value. The current E10 is $0.13. Al Quds Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Al Quds Bank (XPAE:QUDS), the current E10 is $0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Quds Bank (XPAE:QUDS) Overvalued in 2026?

Based on GuruFocus' analysis, Al Quds Bank stock appears to be overvalued. The current stock price of $1.24 is trading 8.8% above its estimated GF Value™ of $1.14. GuruFocus considers Al Quds Bank to be Fairly Valued.

Key valuation signals for XPAE:QUDS:

  • E10: $0.13
  • GF Value™: $1.14 vs. price of $1.24 (8.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the XPAE:QUDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Quds Bank Business Description

Address Main Street, City Center Building, Ramallah, PSE
Al Quds Bank offers banking and financial services. It operates in Personal banking and Business banking division. In Personal banking division, it offers a current account, term deposits, credit facilities, credit card, ATM card, E-services, money transfer and safe boxes service. In Business banking division it offers banking, financing and international trade services. It also offers retail and corporate banking solutions, personal account services, home and auto financing, small and medium-sized enterprises (SME's) financing, online banking, commercial loans and project support.
65GF Score

Get the complete analysis for XPAE:QUDS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.24
Price
$1.14
GF Value