Bancontander Chile (BSP:B1SA34) Cyclically Adjusted FCF per Share: R$2.26 (As of Mar. 2026)

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BSP:B1SA34 Banco Santander Chile BSP:B1SA34
71 GF Score
Price R$85.86
GF Value R$75.64
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Bancontander Chile Cyclically Adjusted FCF per Share?

Bancontander Chile BSP:B1SA34 71 Cyclically Adjusted FCF per Share is R$2.26 as of Mar. 2026. GuruFocus rates BSP:B1SA34 with a GF Score™ of 71/100 and a GF Value™ of R$75.64 (Modestly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bancontander Chile's adjusted free cash flow per share for the three months ended in Mar. 2026 was R$0.558. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is R$2.26 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bancontander Chile's average Cyclically Adjusted FCF Growth Rate was 13.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -3.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 12.10% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 25.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bancontander Chile was 121.60% per year. The lowest was -7.40% per year. And the median was 25.35% per year.

As of today (2026-07-26), Bancontander Chile's current stock price is R$85.86. Bancontander Chile's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was R$2.26. Bancontander Chile's Cyclically Adjusted Price-to-FCF of today is 37.99.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bancontander Chile was 4922.00. The lowest was 9.36. And the median was 32.15.


Bancontander Chile  (BSP:B1SA34) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bancontander Chile's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=85.86/2.26
=37.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bancontander Chile was 4922.00. The lowest was 9.36. And the median was 32.15.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bancontander Chile Cyclically Adjusted FCF per Share Related Terms


Bancontander Chile Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bancontander Chile's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Chile Cyclically Adjusted FCF per Share Chart

Bancontander Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.91 1.95 1.95 2.36 1.76

Bancontander Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.17 1.94 2.33 1.76 2.26

BSP:B1SA34 vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Bancontander Chile's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Chile Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Chile's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bancontander Chile's Cyclically Adjusted Price-to-FCF falls into.


BSP:B1SA34
71GF Score
Banco Santander Chile BSP:B1SA34
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander Chile Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bancontander Chile's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.558/160.1900*160.1900
=0.558

Current CPI (Mar. 2026) = 160.1900.

Bancontander Chile Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 6.463 103.965 9.958
201609 -3.960 104.521 -6.069
201612 4.499 104.532 6.895
201703 -2.117 105.752 -3.207
201706 -1.185 105.730 -1.795
201709 -0.282 106.035 -0.426
201712 1.060 106.907 1.588
201803 0.828 107.670 1.232
201806 1.099 108.421 1.624
201809 2.886 109.369 4.227
201812 0.937 109.653 1.369
201903 -3.497 110.339 -5.077
201906 4.359 111.352 6.271
201909 1.318 111.821 1.888
201912 7.905 112.943 11.212
202003 -2.156 114.468 -3.017
202006 -0.090 114.283 -0.126
202009 -3.336 115.275 -4.636
202012 -0.749 116.299 -1.032
202103 2.993 117.770 4.071
202106 28.630 118.630 38.660
202109 -16.172 121.431 -21.334
202112 -22.016 124.634 -28.297
202203 7.190 128.850 8.939
202206 -1.380 133.448 -1.657
202209 1.334 138.101 1.547
202212 -9.949 140.574 -11.337
202303 4.445 143.145 4.974
202306 -0.045 143.538 -0.050
202309 -2.821 145.172 -3.113
202312 6.127 146.109 6.717
202403 1.337 148.551 1.442
202406 -5.532 149.592 -5.924
202409 5.055 151.212 5.355
202412 1.500 152.774 1.573
202503 -0.200 155.783 -0.206
202506 0.533 155.754 0.548
202509 1.770 157.870 1.796
202512 -2.774 158.040 -2.812
202603 0.558 160.190 0.558

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of R$2.26 mean?
Bancontander Chile (BSP:B1SA34) has a Cyclically Adjusted FCF per Share of R$2.26 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bancontander Chile and its competitors.
Is Bancontander Chile's Cyclically Adjusted FCF per Share too high?
Bancontander Chile's current Cyclically Adjusted FCF per Share is R$2.26. Overall, Bancontander Chile has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's Cyclically Adjusted FCF per Share compare to PNC and USB?
Bancontander Chile's Cyclically Adjusted FCF per Share of R$2.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bancontander Chile and its competitors. Bancontander Chile's current Cyclically Adjusted FCF per Share is R$2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSP:B1SA34) is currently considered Modestly Overvalued. The stock's GF Value™ is R$75.64, compared to a current price of R$85.86 — trading 13.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is R$2.26. Bancontander Chile's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bancontander Chile (BSP:B1SA34), the current Cyclically Adjusted FCF per Share is R$2.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Chile (BSP:B1SA34) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of R$85.86 is trading 13.5% above its estimated GF Value™ of R$75.64. GuruFocus considers Bancontander Chile to be Modestly Overvalued.

Key valuation signals for BSP:B1SA34:

  • Cyclically Adjusted FCF per Share: R$2.26
  • GF Value™: R$75.64 vs. price of R$85.86 (13.5% above fair value)
  • GF Score™: 71/100 with 9 warning signs

No single metric tells the full story. See the BSP:B1SA34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
71GF Score

Get the complete analysis for BSP:B1SA34

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$85.86
Price
R$75.64
GF Value