Business Description
Banco Santander Chile
ISIN : US05965X1090
Share Class Description:
STU:BSA: ADRTotal Employee Number:
8,355Compare
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Traded in other countries / regions
BSANTANDER.ChileBSAC.USABSA.GermanyB1SA34.Brazil IPO Date
2007-01-16Description
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.46 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 2.89 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | 5545.44 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9 | |||||
3-Year EPS without NRI Growth Rate | 10.1 | |||||
3-Year FCF Growth Rate | 44.2 | |||||
3-Year Book Growth Rate | 5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 8.06 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 6.3 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 47.58 | |||||
9-Day RSI | 52.54 | |||||
14-Day RSI | 53.57 | |||||
3-1 Month Momentum % | -9.09 | |||||
6-1 Month Momentum % | -2.26 | |||||
12-1 Month Momentum % | 23.81 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.51 | |||||
Dividend Payout Ratio | 0.55 | |||||
3-Year Dividend Growth Rate | 8.9 | |||||
Forward Dividend Yield % | 4.51 | |||||
5-Year Yield-on-Cost % | 11.78 | |||||
Shareholder Yield % | 4.23 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 31.74 | |||||
FCF Margin % | 0.8 | |||||
OCF Margin % | 4.53 | |||||
ROE % | 21.31 | |||||
ROA % | 1.5 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.52 | |||||
Forward PE Ratio | 11.74 | |||||
PE Ratio without NRI | 13.13 | |||||
Shiller PE Ratio | 16.13 | |||||
Price-to-Owner-Earnings | 17.87 | |||||
PEG Ratio | 1.54 | |||||
PS Ratio | 4.42 | |||||
PB Ratio | 2.98 | |||||
Price-to-Tangible-Book | 3.04 | |||||
Price-to-Free-Cash-Flow | 379.04 | |||||
Price-to-Operating-Cash-Flow | 90.31 | |||||
EV-to-Revenue | 6.72 | |||||
EV-to-Forward-Revenue | 9.79 | |||||
EV-to-FCF | 541.22 | |||||
Price-to-GF-Value | 1.06 | |||||
Price-to-Projected-FCF | 6.78 | |||||
Price-to-DCF (Earnings Based) | 1.07 | |||||
Price-to-DCF (FCF Based) | 21.53 | |||||
Price-to-Median-PS-Value | 1.1 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.78 | |||||
Price-to-Graham-Number | 1.33 | |||||
FCF Yield % | 0.28 | |||||
Forward Rate of Return (Yacktman) % | 7.38 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Banco Santander Chile Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 2,973.74 | ||
| EPS (TTM) (€) | 2.052 | ||
| Beta | 0.8337 | ||
| 3-Year Sharpe Ratio | 0.85 | ||
| 3-Year Sortino Ratio | 1.61 | ||
| Volatility % | 20.57 | ||
| 14-Day RSI | 53.57 | ||
| 14-Day ATR (€) | 0.854595 | ||
| 20-Day SMA (€) | 28 | ||
| 12-1 Month Momentum % | 23.81 | ||
| 52-Week Range (€) | 19.4 - 31.4 | ||
| Shares Outstanding (Mil) | 471.12 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Banco Santander Chile Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Banco Santander Chile Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-05 10:00 | In 125 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 124 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-05 11:00 | In 33 days | ||
| Second quarter earnings results for 2026 | 2026-08-05 | In 32 days | ||
| First quarter earnings conference call for 2026 | 2026-05-06 12:00 | 25.80 (+0.78%) | ||
| USD 1.481686 Cash Dividend | 2026-04-30 | 27.40 (-0.72%) | ||
| First quarter earnings results for 2026 | 2026-04-30 | 27.40 (-0.72%) | ||
| Annual report for 2025 | 2026-02-27 | 29.60 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-05 09:00 | 30.40 (-0.65%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-05 | 30.40 (-0.65%) |
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Entries
Banco Santander Chile Frequently Asked Questions
What is Banco Santander Chile(STU:BSA)'s stock price today?
The current price of STU:BSA is €28.20. The 52 week high of STU:BSA is €31.40 and 52 week low is €19.40.
When is next earnings date of Banco Santander Chile(STU:BSA)?
The next earnings date of Banco Santander Chile(STU:BSA) is 2026-08-05.
Does Banco Santander Chile(STU:BSA) pay dividends? If so, how much?
The Dividend Yield %  of Banco Santander Chile(STU:BSA) is 4.51% (As of Today), Highest Dividend Payout Ratio of Banco Santander Chile(STU:BSA) was 0.84. The lowest was 0.29. And the median was 0.59. The  Forward Dividend Yield % of Banco Santander Chile(STU:BSA) is 4.51%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Banco Santander Chile
No articles.
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