Columbia Banking System (FRA:CM6) Cyclically Adjusted FCF per Share: €2.75 (As of Mar. 2026)

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FRA:CM6 Columbia Banking System Inc FRA:CM6
51 GF Score
Price €28.60
GF Value €21.45
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Columbia Banking System Cyclically Adjusted FCF per Share?

Columbia Banking System FRA:CM6 -0.69% 51 Cyclically Adjusted FCF per Share is €2.75 as of Mar. 2026. GuruFocus rates FRA:CM6 with a GF Score™ of 51/100 and a GF Value™ of €21.45 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Columbia Banking System's adjusted free cash flow per share for the three months ended in Mar. 2026 was €1.412. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €2.75 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Columbia Banking System's average Cyclically Adjusted FCF Growth Rate was 9.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 3.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 14.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Columbia Banking System was 20.40% per year. The lowest was -5.10% per year. And the median was 3.20% per year.

As of today (2026-07-21), Columbia Banking System's current stock price is €28.60. Columbia Banking System's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €2.75. Columbia Banking System's Cyclically Adjusted Price-to-FCF of today is 10.40.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Columbia Banking System was 11.59. The lowest was 6.51. And the median was 8.77.


Columbia Banking System  (FRA:CM6) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Columbia Banking System's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=28.60/2.75
=10.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Columbia Banking System was 11.59. The lowest was 6.51. And the median was 8.77.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Columbia Banking System Cyclically Adjusted FCF per Share Related Terms


Columbia Banking System Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Columbia Banking System's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Columbia Banking System Cyclically Adjusted FCF per Share Chart

Columbia Banking System Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.58

Columbia Banking System Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 2.58 2.75

FRA:CM6 vs WAL, CFR, SSB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Columbia Banking System's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Columbia Banking System Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Columbia Banking System's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Columbia Banking System's Cyclically Adjusted Price-to-FCF falls into.


FRA:CM6
51GF Score
Columbia Banking System Inc FRA:CM6
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Columbia Banking System Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Columbia Banking System's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.412/330.2130*330.2130
=1.412

Current CPI (Mar. 2026) = 330.2130.

Columbia Banking System Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.987 241.018 1.352
201609 0.351 241.428 0.480
201612 0.087 241.432 0.119
201703 0.224 243.801 0.303
201706 0.082 244.955 0.111
201709 0.620 246.819 0.829
201712 1.051 246.524 1.408
201803 0.252 249.554 0.333
201806 -0.085 251.989 -0.111
201809 1.035 252.439 1.354
201812 0.730 251.233 0.959
201903 -0.225 254.202 -0.292
201906 -0.269 256.143 -0.347
201909 0.153 256.759 0.197
201912 -0.029 256.974 -0.037
202003 -0.506 258.115 -0.647
202006 -0.125 257.797 -0.160
202009 0.234 260.280 0.297
202012 0.653 260.474 0.828
202103 1.476 264.877 1.840
202106 -0.415 271.696 -0.504
202109 0.974 274.310 1.172
202112 0.485 278.802 0.574
202203 1.901 287.504 2.183
202206 2.217 296.311 2.471
202209 2.475 296.808 2.754
202212 1.051 296.797 1.169
202303 -0.254 301.836 -0.278
202306 1.179 305.109 1.276
202309 1.572 307.789 1.687
202312 0.406 306.746 0.437
202403 0.791 312.332 0.836
202406 0.639 314.175 0.672
202409 0.256 315.301 0.268
202412 1.092 315.605 1.143
202503 0.537 319.799 0.554
202506 0.441 322.561 0.451
202509 0.842 324.800 0.856
202512 0.807 324.054 0.822
202603 1.412 330.213 1.412

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €2.75 mean?
Columbia Banking System (FRA:CM6) has a Cyclically Adjusted FCF per Share of €2.75 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Columbia Banking System and its competitors.
Is Columbia Banking System's Cyclically Adjusted FCF per Share too high?
Columbia Banking System's current Cyclically Adjusted FCF per Share is €2.75. Overall, Columbia Banking System has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Banking System's Cyclically Adjusted FCF per Share compare to WAL and CFR?
Columbia Banking System's Cyclically Adjusted FCF per Share of €2.75 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Columbia Banking System and its competitors. Columbia Banking System's current Cyclically Adjusted FCF per Share is €2.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Banking System stock overvalued right now?
Based on GuruFocus' analysis, Columbia Banking System (FRA:CM6) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.45, compared to a current price of €28.60 — trading 33.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €2.75. Columbia Banking System's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Columbia Banking System (FRA:CM6), the current Cyclically Adjusted FCF per Share is €2.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Columbia Banking System (FRA:CM6) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Banking System stock appears to be overvalued. The current stock price of €28.60 is trading 33.3% above its estimated GF Value™ of €21.45. GuruFocus considers Columbia Banking System to be Significantly Overvalued.

Key valuation signals for FRA:CM6:

  • Cyclically Adjusted FCF per Share: €2.75
  • GF Value™: €21.45 vs. price of €28.60 (33.3% above fair value)
  • GF Score™: 51/100 with 8 warning signs

No single metric tells the full story. See the FRA:CM6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Columbia Banking System Business Description

Other Exchanges COLB:USA
Address 1301 A Street, Tacoma, WA, USA, 98402-4200
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
51GF Score

Get the complete analysis for FRA:CM6

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.60
Price
€21.45
GF Value