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Columbia Banking SystemFRA:CM6 -0.70%51 5-Year Yield-on-Cost % is 3.35 as of Jul. 24, 2026, which is 34% below its 10-year median of 5.04. GuruFocus rates FRA:CM6 with a GF Score™ of 51/100 and a GF Value™ of €21.65 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,250 Banks companies, Columbia Banking System ranks better than 60% on this metric.
The historical rank and industry rank for Columbia Banking System's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:CM6'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.39 Med: 5.04 Max: 6.93
Current: 3.35
During the past 13 years, Columbia Banking System's highest Yield on Cost was 6.93. The lowest was 1.39. And the median was 5.04.
FRA:CM6's 5-Year Yield-on-Cost % is ranked better than 60% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs FRA:CM6: 3.35
Columbia Banking System (FRA:CM6) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Columbia Banking System 5-Year Yield-on-Cost % Related Terms
FRA:CM6 vs WAL, CFR, SSB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Columbia Banking System's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Banking System 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Banking System's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Columbia Banking System's 5-Year Yield-on-Cost % falls into.
Columbia Banking System 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Columbia Banking System (FRA:CM6) has a 5-Year Yield-on-Cost % of 3.35 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Columbia Banking System and its competitors. This is 34% below median its historical median of 5.04. Over the past decade, Columbia Banking System's 5-Year Yield-on-Cost % has ranged from 1.39 to 6.93. According to the industry distribution chart, Columbia Banking System ranks #500 out of 1250 companies in the Banks industry, placing it in the top 40%.
Is Columbia Banking System's 5-Year Yield-on-Cost % too high?
Columbia Banking System's current 5-Year Yield-on-Cost % of 3.35 is 34% below median its 10-year median of 5.04. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 6.93. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Columbia Banking System's value of 3.35 is 13.8% below this industry median. Based on the distribution chart, Columbia Banking System ranks #500 out of 1250 companies in the Banks industry, which is above the industry midpoint. Overall, Columbia Banking System has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Banking System's 5-Year Yield-on-Cost % compare to WAL and CFR?
According to the Banks industry distribution chart, Columbia Banking System ranks #500 out of 1250 companies for 5-Year Yield-on-Cost %. This puts Columbia Banking System in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Columbia Banking System's value of 3.35 is 13.8% below this benchmark. Historically, Columbia Banking System's own 5-Year Yield-on-Cost % has ranged from 1.39 to 6.93 over the past decade. While the company's 10-year median is 5.04 vs. the industry median of 3.89, Columbia Banking System has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Banking System's current 5-Year Yield-on-Cost % of 3.35 is 13.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Columbia Banking System and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Banking System's current 5-Year Yield-on-Cost % is 3.35, which is 34% below median its own 10-year median of 5.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Banking System stock overvalued right now?
Based on GuruFocus' analysis, Columbia Banking System (FRA:CM6) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.65, compared to a current price of €28.40 — trading 31.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.35, which is 34% below median its 10-year median of 5.04 and 13.8% below the Banks industry median of 3.89. Columbia Banking System's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Columbia Banking System (FRA:CM6), the current 5-Year Yield-on-Cost % is 3.35 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Banking System (FRA:CM6) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Banking System stock appears to be overvalued.
The current stock price of €28.40 is trading 31.2% above its estimated GF Value™ of €21.65.
GuruFocus considers Columbia Banking System to be Significantly Overvalued.
Key valuation signals for FRA:CM6:
5-Year Yield-on-Cost %: 3.35 (34% below median its 10-year median of 5.04)
GF Value™: €21.65 vs. price of €28.40 (31.2% above fair value)
Industry Position: 13.8% below the Banks median (#500 of 1250)
No single metric tells the full story. See the FRA:CM6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
51GF Score
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