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Columbia Banking SystemFRA:CM6 -0.69%51 FCF Margin % is 70.46% as of Mar. 2026, which is 109% above its 10-year median of 33.66. GuruFocus rates FRA:CM6 with a GF Score™ of 51/100 and a GF Value™ of €21.45 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, Columbia Banking System ranks better than 71.44% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Columbia Banking System's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Banking System FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Banking System's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Columbia Banking System's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Columbia Banking System (FRA:CM6) has a FCF Margin % of 70.46% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Columbia Banking System and its competitors. This is 109% above median its historical median of 33.66. According to the industry distribution chart, Columbia Banking System ranks #429 out of 1502 companies in the Banks industry, placing it in the top 28.6%.
Is Columbia Banking System's FCF Margin % too high?
Columbia Banking System's current FCF Margin % of 70.46% is 109% above median its 10-year median of 33.66. The Banks industry median FCF Margin % is 26.61. Columbia Banking System's value of 70.46% is 164.8% above this industry median. Based on the distribution chart, Columbia Banking System ranks #429 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Columbia Banking System has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Banking System's FCF Margin % compare to WAL and CFR?
According to the Banks industry distribution chart, Columbia Banking System ranks #429 out of 1502 companies for FCF Margin %. This puts Columbia Banking System in the upper half of its industry. The industry median FCF Margin % is 26.61. Columbia Banking System's value of 70.46% is 164.8% above this benchmark. While the company's 10-year median is 33.66 vs. the industry median of 26.61, Columbia Banking System has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Banking System's current FCF Margin % of 70.46% is 164.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Columbia Banking System and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Banking System's current FCF Margin % is 70.46%, which is 109% above median its own 10-year median of 33.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Banking System stock overvalued right now?
Based on GuruFocus' analysis, Columbia Banking System (FRA:CM6) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.45, compared to a current price of €28.60 — trading 33.3% above its estimated fair value. The current FCF Margin % is 70.46%, which is 109% above median its 10-year median of 33.66 and 164.8% above the Banks industry median of 26.61. Columbia Banking System's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Columbia Banking System (FRA:CM6), the current FCF Margin % is 70.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Banking System (FRA:CM6) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Banking System stock appears to be overvalued.
The current stock price of €28.60 is trading 33.3% above its estimated GF Value™ of €21.45.
GuruFocus considers Columbia Banking System to be Significantly Overvalued.
Key valuation signals for FRA:CM6:
FCF Margin %: 70.46% (109% above median its 10-year median of 33.66)
GF Value™: €21.45 vs. price of €28.60 (33.3% above fair value)
Industry Position: 164.8% above the Banks median (#429 of 1502)
No single metric tells the full story. See the FRA:CM6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
51GF Score
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