PT Bank IBK Indonesia Tbk (ISX:AGRS) Cyclically Adjusted FCF per Share: Rp-51.85 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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ISX:AGRS PT Bank IBK Indonesia Tbk ISX:AGRS
51 GF Score
Price Rp61.00
GF Value Rp61.73
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is PT Bank IBK Indonesia Tbk Cyclically Adjusted FCF per Share?

PT Bank IBK Indonesia Tbk ISX:AGRS 51 Cyclically Adjusted FCF per Share is Rp-51.85 as of Jun. 2026. GuruFocus rates ISX:AGRS with a GF Score™ of 51/100 and a GF Value™ of Rp61.73 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank IBK Indonesia Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp-17.891. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp-51.85 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-20), PT Bank IBK Indonesia Tbk's current stock price is Rp61.00. PT Bank IBK Indonesia Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp-51.85. PT Bank IBK Indonesia Tbk's Cyclically Adjusted Price-to-FCF of today is .


PT Bank IBK Indonesia Tbk  (ISX:AGRS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank IBK Indonesia Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank IBK Indonesia Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank IBK Indonesia Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank IBK Indonesia Tbk Cyclically Adjusted FCF per Share Chart

PT Bank IBK Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -37.78 -57.97 -52.21

PT Bank IBK Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -65.07 -53.24 -52.21 -52.91 -51.85

PT Bank IBK Indonesia Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank IBK Indonesia Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank IBK Indonesia Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank IBK Indonesia Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank IBK Indonesia Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:AGRS
51GF Score
PT Bank IBK Indonesia Tbk ISX:AGRS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank IBK Indonesia Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank IBK Indonesia Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-17.891/137.6954*137.6954
=-17.891

Current CPI (Jun. 2026) = 137.6954.

PT Bank IBK Indonesia Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.079 104.142 0.104
201612 -17.716 105.222 -23.183
201703 7.367 106.476 9.527
201706 1.756 107.722 2.245
201709 8.180 108.020 10.427
201712 -16.043 109.017 -20.263
201803 -24.081 110.097 -30.118
201806 46.043 111.085 57.073
201809 -39.273 111.135 -48.659
201812 33.240 112.430 40.710
201903 68.760 112.829 83.914
201906 -83.059 114.730 -99.685
201909 -70.372 114.905 -84.330
201912 -19.340 115.486 -23.059
202003 29.015 116.252 34.367
202006 36.521 116.630 43.117
202009 -49.675 116.397 -58.765
202012 -154.562 117.318 -181.408
202103 -100.609 117.840 -117.561
202106 92.488 118.184 107.757
202109 7.577 118.262 8.822
202112 -74.466 119.516 -85.793
202203 -23.537 120.948 -26.796
202206 4.269 123.322 4.767
202209 -36.376 125.298 -39.975
202212 43.810 126.098 47.839
202303 -28.163 126.953 -30.546
202306 -68.061 127.663 -73.410
202309 6.610 128.151 7.102
202312 7.471 129.395 7.950
202403 5.665 130.607 5.972
202406 -15.758 130.792 -16.590
202409 -10.862 130.361 -11.473
202412 2.340 131.432 2.452
202503 -12.741 131.948 -13.296
202506 7.502 133.241 7.753
202509 5.919 133.819 6.090
202512 -6.524 135.271 -6.641
202603 2.925 136.539 2.950
202606 -17.891 137.695 -17.891

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp-51.85 mean?
PT Bank IBK Indonesia Tbk (ISX:AGRS) has a Cyclically Adjusted FCF per Share of Rp-51.85 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank IBK Indonesia Tbk and its competitors.
Is PT Bank IBK Indonesia Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank IBK Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp-51.85. Overall, PT Bank IBK Indonesia Tbk has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank IBK Indonesia Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank IBK Indonesia Tbk's Cyclically Adjusted FCF per Share of Rp-51.85 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank IBK Indonesia Tbk and its competitors. PT Bank IBK Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp-51.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank IBK Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk (ISX:AGRS) is currently considered Fairly Valued. The stock's GF Value™ is Rp61.73, compared to a current price of Rp61.00 — trading 1.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp-51.85. PT Bank IBK Indonesia Tbk's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank IBK Indonesia Tbk (ISX:AGRS), the current Cyclically Adjusted FCF per Share is Rp-51.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank IBK Indonesia Tbk (ISX:AGRS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk stock appears to be undervalued. The current stock price of Rp61.00 is trading 1.2% below its estimated GF Value™ of Rp61.73. GuruFocus considers PT Bank IBK Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:AGRS:

  • Cyclically Adjusted FCF per Share: Rp-51.85
  • GF Value™: Rp61.73 vs. price of Rp61.00 (1.2% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the ISX:AGRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank IBK Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman No. 28, Wisma GKBI, Suite UG-01, Central Jakarta, Jakarta, IDN, 10210
PT Bank IBK Indonesia Tbk is an Indonesian-based banking firm. It offers various products and services designed to address the diverse financial needs of customers, both individuals and corporations. The company's product and service offerings include savings, checking accounts, time deposits, syndicated credit facilities, working capital loans, consumer loans, internet and mobile banking services, debit and credit cards, etc. Geographically, it operates across different regions in Indonesia, such as Java, its key revenue-generating market, Sumatera, Kalimantan, and Bali.
51GF Score

Get the complete analysis for ISX:AGRS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp61.00
Price
Rp61.73
GF Value