Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-30), PT Bank IBK Indonesia Tbk's Beta is 0.9169.
PT Bank IBK Indonesia Tbk (ISX:AGRS) Beta Explanation
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank IBK Indonesia Tbk Beta Competitor Comparison
For the Banks - Regional subindustry, PT Bank IBK Indonesia Tbk's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank IBK Indonesia Tbk Beta vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank IBK Indonesia Tbk's Beta distribution charts can be found below:
* The bar in red indicates where PT Bank IBK Indonesia Tbk's Beta falls into.
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
PT Bank IBK Indonesia Tbk (ISX:AGRS) has a Beta of 0.9169 as of Jun. 30, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for PT Bank IBK Indonesia Tbk and its competitors.
Is PT Bank IBK Indonesia Tbk's Beta too high?
PT Bank IBK Indonesia Tbk's current Beta is 0.9169. Overall, PT Bank IBK Indonesia Tbk has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank IBK Indonesia Tbk's Beta compare to competitors?
PT Bank IBK Indonesia Tbk's Beta of 0.9169 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for PT Bank IBK Indonesia Tbk and its competitors. PT Bank IBK Indonesia Tbk's current Beta is 0.9169. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank IBK Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk (ISX:AGRS) is currently considered Fairly Valued. The stock's GF Value™ is Rp56.72, compared to a current price of Rp60.00 — trading 5.8% above its estimated fair value. The current Beta is 0.9169. PT Bank IBK Indonesia Tbk's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For PT Bank IBK Indonesia Tbk (ISX:AGRS), the current Beta is 0.9169 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank IBK Indonesia Tbk (ISX:AGRS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp60.00 is trading 5.8% above its estimated GF Value™ of Rp56.72.
GuruFocus considers PT Bank IBK Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:AGRS:
Beta: 0.9169
GF Value™: Rp56.72 vs. price of Rp60.00 (5.8% above fair value)
No single metric tells the full story. See the ISX:AGRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank IBK Indonesia Tbk is an Indonesian-based banking firm. It offers various products and services designed to address the diverse financial needs of customers, both individuals and corporations. The company's product and service offerings include savings, checking accounts, time deposits, syndicated credit facilities, working capital loans, consumer loans, internet and mobile banking services, debit and credit cards, etc. Geographically, it operates across different regions in Indonesia, such as Java, its key revenue-generating market, Sumatera, Kalimantan, and Bali.
51GF Score
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