PT Bank IBK Indonesia Tbk (ISX:AGRS) OCF Margin %: 85.35% (As of Mar. 2026)


ISX:AGRS PT Bank IBK Indonesia Tbk ISX:AGRS
50 GF Score
Price Rp62.00
GF Value Rp56.51
Valuation Fairly Valued
! 4 Warning Signs
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What is PT Bank IBK Indonesia Tbk OCF Margin %?

PT Bank IBK Indonesia Tbk ISX:AGRS +3.33% 50 OCF Margin % is 85.35% as of Mar. 2026. GuruFocus rates ISX:AGRS with a GF Score™ of 50/100 and a GF Value™ of Rp56.51 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, PT Bank IBK Indonesia Tbk ranks worse than 85.35% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Bank IBK Indonesia Tbk's Cash Flow from Operations for the three months ended in Mar. 2026 was Rp146,329 Mil. PT Bank IBK Indonesia Tbk's Revenue for the three months ended in Mar. 2026 was Rp171,448 Mil. Therefore, PT Bank IBK Indonesia Tbk's OCF Margin % for the quarter that ended in Mar. 2026 was 85.35%.

As of today, PT Bank IBK Indonesia Tbk's current OCF Yield % is -5.19%.

The historical rank and industry rank for PT Bank IBK Indonesia Tbk's OCF Margin % or its related term are showing as below:

ISX:AGRS' s OCF Margin % Range Over the Past 10 Years
Min: -1102   Med: -156.1   Max: 81.65
Current: -44.55


During the past 13 years, the highest OCF Margin % of PT Bank IBK Indonesia Tbk was 81.65%. The lowest was -1102.00%. And the median was -156.10%.

ISX:AGRS's OCF Margin % is ranked worse than
85.35% of 1502 companies
in the Banks industry
Industry Median: 29.345 vs ISX:AGRS: -44.55


PT Bank IBK Indonesia Tbk OCF Margin % Related Terms


PT Bank IBK Indonesia Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank IBK Indonesia Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank IBK Indonesia Tbk OCF Margin % Chart

PT Bank IBK Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -344.89 -52.52 -339.75 -103.32 -34.81

PT Bank IBK Indonesia Tbk Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 74.90 -336.93 0.00 -176.45 85.35

PT Bank IBK Indonesia Tbk OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank IBK Indonesia Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank IBK Indonesia Tbk OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank IBK Indonesia Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank IBK Indonesia Tbk's OCF Margin % falls into.


ISX:AGRS
50GF Score
PT Bank IBK Indonesia Tbk ISX:AGRS
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank IBK Indonesia Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Bank IBK Indonesia Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-246574/708394
=-34.81 %

PT Bank IBK Indonesia Tbk's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=146329/171448
=85.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 85.35% mean?
PT Bank IBK Indonesia Tbk (ISX:AGRS) has a OCF Margin % of 85.35% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank IBK Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank IBK Indonesia Tbk ranks #1282 out of 1502 companies in the Banks industry, placing it in the top 85.4%.
Is PT Bank IBK Indonesia Tbk's OCF Margin % too high?
PT Bank IBK Indonesia Tbk's current OCF Margin % is 85.35%. The Banks industry median OCF Margin % is 29.35. PT Bank IBK Indonesia Tbk's value of 85.35% is 190.9% above this industry median. Based on the distribution chart, PT Bank IBK Indonesia Tbk ranks #1282 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank IBK Indonesia Tbk has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank IBK Indonesia Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank IBK Indonesia Tbk ranks #1282 out of 1502 companies for OCF Margin %. This places PT Bank IBK Indonesia Tbk in the lower half of its industry. The industry median OCF Margin % is 29.35. PT Bank IBK Indonesia Tbk's value of 85.35% is 190.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank IBK Indonesia Tbk's current OCF Margin % of 85.35% is 190.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank IBK Indonesia Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank IBK Indonesia Tbk's current OCF Margin % is 85.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank IBK Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk (ISX:AGRS) is currently considered Fairly Valued. The stock's GF Value™ is Rp56.51, compared to a current price of Rp62.00 — trading 9.7% above its estimated fair value. The current OCF Margin % is 85.35% and 190.9% above the Banks industry median of 29.35. PT Bank IBK Indonesia Tbk's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank IBK Indonesia Tbk (ISX:AGRS), the current OCF Margin % is 85.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank IBK Indonesia Tbk (ISX:AGRS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk stock appears to be overvalued. The current stock price of Rp62.00 is trading 9.7% above its estimated GF Value™ of Rp56.51. GuruFocus considers PT Bank IBK Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:AGRS:

  • OCF Margin %: 85.35%
  • GF Value™: Rp56.51 vs. price of Rp62.00 (9.7% above fair value)
  • GF Score™: 50/100 with 4 warning signs
  • Industry Position: 190.9% above the Banks median (#1282 of 1502)

No single metric tells the full story. See the ISX:AGRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank IBK Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman No. 28, Wisma GKBI, Suite UG-01, Central Jakarta, Jakarta, IDN, 10210
PT Bank IBK Indonesia Tbk is an Indonesian-based banking firm. It offers various products and services designed to address the diverse financial needs of customers, both individuals and corporations. The company's product and service offerings include savings, checking accounts, time deposits, syndicated credit facilities, working capital loans, consumer loans, internet and mobile banking services, debit and credit cards, etc. Geographically, it operates across different regions in Indonesia, such as Java, its key revenue-generating market, Sumatera, Kalimantan, and Bali.
50GF Score

Get the complete analysis for ISX:AGRS

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp62.00
Price
Rp56.51
GF Value