PT Bank Danamon Indonesia Tbk (ISX:BDMN) Cyclically Adjusted FCF per Share: Rp219.13 (As of Jun. 2026)

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ISX:BDMN PT Bank Danamon Indonesia Tbk ISX:BDMN
50 GF Score
Price Rp4,150.00
GF Value Rp3,099.15
Valuation Significantly Overvalued
! 2 Warning Signs
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What is PT Bank Danamon Indonesia Tbk Cyclically Adjusted FCF per Share?

PT Bank Danamon Indonesia Tbk ISX:BDMN -0.24% 50 Cyclically Adjusted FCF per Share is Rp219.13 as of Jun. 2026. GuruFocus rates ISX:BDMN with a GF Score™ of 50/100 and a GF Value™ of Rp3,099.15 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Danamon Indonesia Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp-654.692. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp219.13 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank Danamon Indonesia Tbk's average Cyclically Adjusted FCF Growth Rate was -3.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -15.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 8.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank Danamon Indonesia Tbk was 47.20% per year. The lowest was -17.30% per year. And the median was -15.40% per year.

As of today (2026-08-16), PT Bank Danamon Indonesia Tbk's current stock price is Rp4150.00. PT Bank Danamon Indonesia Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp219.13. PT Bank Danamon Indonesia Tbk's Cyclically Adjusted Price-to-FCF of today is 18.94.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Danamon Indonesia Tbk was 701.35. The lowest was 5.52. And the median was 9.42.


PT Bank Danamon Indonesia Tbk  (ISX:BDMN) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank Danamon Indonesia Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=4150.00/219.13
=18.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Danamon Indonesia Tbk was 701.35. The lowest was 5.52. And the median was 9.42.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Danamon Indonesia Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Danamon Indonesia Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Danamon Indonesia Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Danamon Indonesia Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Danamon Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 414.46 409.50 307.95 234.33 248.33

PT Bank Danamon Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 226.67 290.28 248.33 227.90 219.13

PT Bank Danamon Indonesia Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Danamon Indonesia Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Danamon Indonesia Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Danamon Indonesia Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Danamon Indonesia Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BDMN
50GF Score
PT Bank Danamon Indonesia Tbk ISX:BDMN
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Danamon Indonesia Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Danamon Indonesia Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-654.692/137.6954*137.6954
=-654.692

Current CPI (Jun. 2026) = 137.6954.

PT Bank Danamon Indonesia Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 127.919 104.142 169.132
201612 85.667 105.222 112.105
201703 -106.173 106.476 -137.304
201706 376.152 107.722 480.818
201709 -367.791 108.020 -468.829
201712 438.065 109.017 553.304
201803 -192.334 110.097 -240.548
201806 552.796 111.085 685.220
201809 -134.663 111.135 -166.847
201812 188.321 112.430 230.641
201903 -79.531 112.829 -97.059
201906 -243.098 114.730 -291.758
201909 -271.922 114.905 -325.856
201912 -367.922 115.486 -438.678
202003 38.315 116.252 45.382
202006 857.940 116.630 1,012.901
202009 -246.164 116.397 -291.208
202012 1,091.189 117.318 1,280.721
202103 75.026 117.840 87.668
202106 410.792 118.184 478.611
202109 473.596 118.262 551.421
202112 549.479 119.516 633.059
202203 -1,303.414 120.948 -1,483.892
202206 892.405 123.322 996.413
202209 -673.945 125.298 -740.625
202212 205.054 126.098 223.914
202303 -264.176 126.953 -286.531
202306 -788.915 127.663 -850.913
202309 3.778 128.151 4.059
202312 325.505 129.395 346.386
202403 -259.003 130.607 -273.060
202406 -44.236 130.792 -46.571
202409 550.326 130.361 581.289
202412 -365.017 131.432 -382.413
202503 -630.404 131.948 -657.861
202506 1,089.925 133.241 1,126.366
202509 585.291 133.819 602.245
202512 152.892 135.271 155.632
202603 -328.544 136.539 -331.327
202606 -654.692 137.695 -654.692

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp219.13 mean?
PT Bank Danamon Indonesia Tbk (ISX:BDMN) has a Cyclically Adjusted FCF per Share of Rp219.13 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Danamon Indonesia Tbk and its competitors.
Is PT Bank Danamon Indonesia Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Danamon Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp219.13. Overall, PT Bank Danamon Indonesia Tbk has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Danamon Indonesia Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Danamon Indonesia Tbk's Cyclically Adjusted FCF per Share of Rp219.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. PT Bank Danamon Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp219.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Danamon Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Danamon Indonesia Tbk (ISX:BDMN) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp3,099.15, compared to a current price of Rp4,150.00 — trading 33.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp219.13. PT Bank Danamon Indonesia Tbk's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Danamon Indonesia Tbk (ISX:BDMN), the current Cyclically Adjusted FCF per Share is Rp219.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Danamon Indonesia Tbk (ISX:BDMN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Danamon Indonesia Tbk stock appears to be overvalued. The current stock price of Rp4,150.00 is trading 33.9% above its estimated GF Value™ of Rp3,099.15. GuruFocus considers PT Bank Danamon Indonesia Tbk to be Significantly Overvalued.

Key valuation signals for ISX:BDMN:

  • Cyclically Adjusted FCF per Share: Rp219.13
  • GF Value™: Rp3,099.15 vs. price of Rp4,150.00 (33.9% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the ISX:BDMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Danamon Indonesia Tbk Business Description

Other Exchanges HX9:Germany
Address Menara Bank Danamon, Jalan HR. Rasuna Said, Blok C No. 10, 17th Floor, Karet Setiabudi, Kuningan, Jakarta, IDN, 12920
PT Bank Danamon Indonesia Tbk is an Indonesia-based company that is principally engaged in providing banking services. The company's core business segments consist of the retail business segment, which includes micro banking, retail banking, a credit card business, insurance, consumer financing, and syariah banking, and the wholesale business segment, which provides commercial and corporate customers with products such as cash management, trade finance, financial supply chain, loans, and foreign exchange transactions. It generates maximum revenue from the retail business segment.
50GF Score

Get the complete analysis for ISX:BDMN

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,150.00
Price
Rp3,099.15
GF Value