Humana (MEX:HUM) Cyclically Adjusted FCF per Share: MXN413.01 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:HUM Humana Inc MEX:HUM
82 GF Score
Price MXN6,766.67
GF Value MXN6,175.92
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Humana Cyclically Adjusted FCF per Share?

Humana MEX:HUM 82 Cyclically Adjusted FCF per Share is MXN413.01 as of Mar. 2026. GuruFocus rates MEX:HUM with a GF Score™ of 82/100 and a GF Value™ of MXN6,175.92 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Humana's adjusted free cash flow per share for the three months ended in Mar. 2026 was MXN169.339. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN413.01 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Humana's average Cyclically Adjusted FCF Growth Rate was 4.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 6.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 8.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 12.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Humana was 33.70% per year. The lowest was -18.10% per year. And the median was 11.60% per year.

As of today (2026-07-22), Humana's current stock price is MXN6766.67. Humana's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was MXN413.01. Humana's Cyclically Adjusted Price-to-FCF of today is 16.38.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Humana was 31.96. The lowest was 7.16. And the median was 23.60.


Humana  (MEX:HUM) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Humana's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=6766.67/413.01
=16.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Humana was 31.96. The lowest was 7.16. And the median was 23.60.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Humana Cyclically Adjusted FCF per Share Related Terms


Humana Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Humana's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humana Cyclically Adjusted FCF per Share Chart

Humana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 331.99 372.30 349.89 459.51 443.90

Humana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 440.02 463.51 455.79 443.90 413.01

MEX:HUM vs CNC, CI, MOH: Cyclically Adjusted FCF per Share Comparison

For the Healthcare Plans subindustry, Humana's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Humana Cyclically Adjusted Price-to-FCF vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Humana's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Humana's Cyclically Adjusted Price-to-FCF falls into.


MEX:HUM
82GF Score
Humana Inc MEX:HUM
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Humana Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Humana's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=169.339/330.2130*330.2130
=169.339

Current CPI (Mar. 2026) = 330.2130.

Humana Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -52.363 241.018 -71.741
201609 559.164 241.428 764.796
201612 -396.478 241.432 -542.274
201703 516.409 243.801 699.443
201706 -26.934 244.955 -36.309
201709 339.588 246.819 454.326
201712 -421.672 246.524 -564.820
201803 464.823 249.554 615.060
201806 -37.292 251.989 -48.868
201809 -164.420 252.439 -215.076
201812 -72.671 251.233 -95.517
201903 108.003 254.202 140.298
201906 180.926 256.143 233.245
201909 328.776 256.759 422.833
201912 39.887 256.974 51.255
202003 49.788 258.115 63.695
202006 492.969 257.797 631.446
202009 259.560 260.280 329.300
202012 -1.944 260.474 -2.464
202103 -177.822 264.877 -221.685
202106 4.769 271.696 5.796
202109 399.134 274.310 480.476
202112 -78.162 278.802 -92.575
202203 1.093 287.504 1.255
202206 107.647 296.311 119.963
202209 1,289.605 296.808 1,434.747
202212 -832.805 296.797 -926.569
202303 927.922 301.836 1,015.160
202306 399.036 305.109 431.868
202309 143.023 307.789 153.443
202312 -1,022.655 306.746 -1,100.891
202403 33.667 312.332 35.594
202406 166.857 314.175 175.375
202409 281.747 315.301 295.072
202412 -117.765 315.605 -123.216
202503 39.953 319.799 41.254
202506 180.425 322.561 184.705
202509 127.009 324.800 129.126
202512 -275.957 324.054 -281.202
202603 169.339 330.213 169.339

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN413.01 mean?
Humana (MEX:HUM) has a Cyclically Adjusted FCF per Share of MXN413.01 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Humana and its competitors.
Is Humana's Cyclically Adjusted FCF per Share too high?
Humana's current Cyclically Adjusted FCF per Share is MXN413.01. Overall, Humana has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Humana's Cyclically Adjusted FCF per Share compare to CNC and CI?
Humana's Cyclically Adjusted FCF per Share of MXN413.01 can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Healthcare Plans company?
A good Cyclically Adjusted FCF per Share depends on the Healthcare Plans industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Humana and its competitors. Humana's current Cyclically Adjusted FCF per Share is MXN413.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humana stock overvalued right now?
Based on GuruFocus' analysis, Humana (MEX:HUM) is currently considered Fairly Valued. The stock's GF Value™ is MXN6,175.92, compared to a current price of MXN6,766.67 — trading 9.6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN413.01. Humana's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Humana (MEX:HUM), the current Cyclically Adjusted FCF per Share is MXN413.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humana (MEX:HUM) Overvalued in 2026?

Based on GuruFocus' analysis, Humana stock appears to be overvalued. The current stock price of MXN6,766.67 is trading 9.6% above its estimated GF Value™ of MXN6,175.92. GuruFocus considers Humana to be Fairly Valued.

Key valuation signals for MEX:HUM:

  • Cyclically Adjusted FCF per Share: MXN413.01
  • GF Value™: MXN6,175.92 vs. price of MXN6,766.67 (9.6% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the MEX:HUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Humana Business Description

Address 101 East Main Street, Louisville, KY, USA, 40202
Humana is one of the largest private health insurers in the US, and the firm has built a niche specializing in government-sponsored programs, with nearly all its medical membership stemming from Medicare, Medicaid, and the military's Tricare program. Beyond medical insurance, the company provides other healthcare services, including primary-care services, at-home services, and pharmacy benefit management.
82GF Score

Get the complete analysis for MEX:HUM

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN6,766.67
Price
MXN6,175.92
GF Value