iA Financial (MEX:IAG1N) Cyclically Adjusted FCF per Share: MXN38.99 (As of Jun. 2026)

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MEX:IAG1N iA Financial Corp Inc MEX:IAG1N
58 GF Score
Price MXN982.61
GF Value MXN660.44
! 6 Warning Signs
View Full Analysis

What is iA Financial Cyclically Adjusted FCF per Share?

iA Financial MEX:IAG1N 58 Cyclically Adjusted FCF per Share is MXN38.99 as of Jun. 2026. GuruFocus rates MEX:IAG1N with a GF Score™ of 58/100 and a GF Value™ of MXN660.44. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

iA Financial's adjusted free cash flow per share for the three months ended in Jun. 2026 was MXN21.551. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN38.99 for the trailing ten years ended in Jun. 2026.

During the past 12 months, iA Financial's average Cyclically Adjusted FCF Growth Rate was 16.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 29.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 12.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -1.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of iA Financial was 29.70% per year. The lowest was -12.60% per year. And the median was -6.95% per year.

As of today (2026-08-13), iA Financial's current stock price is MXN982.61. iA Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was MXN38.99. iA Financial's Cyclically Adjusted Price-to-FCF of today is 25.20.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of iA Financial was 30.03. The lowest was 6.66. And the median was 17.91.


iA Financial  (MEX:IAG1N) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

iA Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=982.61/38.99
=25.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of iA Financial was 30.03. The lowest was 6.66. And the median was 17.91.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


iA Financial Cyclically Adjusted FCF per Share Related Terms


iA Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for iA Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iA Financial Cyclically Adjusted FCF per Share Chart

iA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 40.78 51.24 39.65 39.67

iA Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.03 42.48 39.67 48.88 38.99

MEX:IAG1N vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, iA Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iA Financial Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, iA Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where iA Financial's Cyclically Adjusted Price-to-FCF falls into.


MEX:IAG1N
58GF Score
iA Financial Corp Inc MEX:IAG1N
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iA Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, iA Financial's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=21.551/133.5265*133.5265
=21.551

Current CPI (Jun. 2026) = 133.5265.

iA Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -10.311 101.765 -13.529
201612 -31.062 101.449 -40.884
201703 -4.995 102.634 -6.498
201706 22.999 103.029 29.807
201709 82.601 103.345 106.725
201712 -31.624 103.345 -40.860
201803 -33.298 105.004 -42.343
201806 0.681 105.557 0.861
201809 65.623 105.636 82.949
201812 -4.916 105.399 -6.228
201903 2.418 106.979 3.018
201906 40.527 107.690 50.250
201909 -27.590 107.611 -34.234
201912 19.809 107.769 24.543
202003 262.152 107.927 324.332
202006 -91.847 108.401 -113.135
202009 57.115 108.164 70.507
202012 32.511 108.559 39.988
202103 -80.707 110.298 -97.704
202106 5.581 111.720 6.670
202109 29.751 112.905 35.185
202112 34.576 113.774 40.579
202203 -8.592 117.646 -9.752
202206 15.858 120.806 17.528
202209 -8.251 120.648 -9.132
202212 44.797 120.964 49.449
202303 73.394 122.702 79.869
202306 -32.698 124.203 -35.152
202309 34.121 125.230 36.381
202312 58.959 125.072 62.944
202403 35.924 126.258 37.992
202406 107.629 127.522 112.697
202409 70.231 127.285 73.675
202412 -121.202 127.364 -127.067
202503 124.466 129.181 128.653
202506 32.242 129.892 33.144
202509 43.345 130.287 44.423
202512 106.805 130.366 109.394
202603 46.573 132.262 47.018
202606 21.551 133.527 21.551

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN38.99 mean?
iA Financial (MEX:IAG1N) has a Cyclically Adjusted FCF per Share of MXN38.99 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on iA Financial and its competitors.
Is iA Financial's Cyclically Adjusted FCF per Share too high?
iA Financial's current Cyclically Adjusted FCF per Share is MXN38.99. Overall, iA Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does iA Financial's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
iA Financial's Cyclically Adjusted FCF per Share of MXN38.99 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on iA Financial and its competitors. iA Financial's current Cyclically Adjusted FCF per Share is MXN38.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iA Financial stock overvalued right now?
iA Financial (MEX:IAG1N) has a current Cyclically Adjusted FCF per Share of MXN38.99. The stock's GF Value™ is MXN660.44, compared to a current price of MXN982.61 — trading 48.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN38.99. iA Financial's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For iA Financial (MEX:IAG1N), the current Cyclically Adjusted FCF per Share is MXN38.99 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iA Financial (MEX:IAG1N) Overvalued in 2026?

Based on GuruFocus' analysis, iA Financial stock appears to be overvalued. The current stock price of MXN982.61 is trading 48.8% above its estimated GF Value™ of MXN660.44.

Key valuation signals for MEX:IAG1N:

  • Cyclically Adjusted FCF per Share: MXN38.99
  • GF Value™: MXN660.44 vs. price of MXN982.61 (48.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the MEX:IAG1N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iA Financial Business Description

Address 1080 Grande Allee West, Quebec, QC, CAN, G1S 1C7
iA Financial Corp Inc is an insurance and wealth management group based in Canada. It offers various life and health insurance products, savings and retirement plans, mutual funds, securities, loans, auto and home insurance, creditor insurance, replacement insurance, replacement warranties, extended warranties, and other ancillary products for dealer services and other financial products and services. The company's products and services are offered on both an individual and group basis and extend throughout Canada and the United States. Its operating segments are: Insurance, Canada; Wealth Management; U.S. Operations; Investment; and Corporate. Maximum revenue is generated from the Insurance, Canada segment.
58GF Score

Get the complete analysis for MEX:IAG1N

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN982.61
Price
MXN660.44
GF Value