iA FinancialMEX:IAG1N 61 Pretax Margin % is 9.94% as of Mar. 2026, which is 27% above its 10-year median of 7.83. GuruFocus rates MEX:IAG1N with a GF Score™ of 61/100 and a GF Value™ of MXN688.11. The stock has 8 warning signs investors should review. Among 501 Insurance companies, iA Financial ranks better than 66.07% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. iA Financial's Pre-Tax Income for the
three
months ended in Mar. 2026 was MXN3,246 Mil. iA Financial's Revenue for the
three
months ended in Mar. 2026 was MXN32,648 Mil. Therefore, iA Financial's pretax margin for the quarter that ended in Mar. 2026 was 9.94%.
The historical rank and industry rank for iA Financial's Pretax Margin % or its related term are showing as below:
MEX:IAG1N'
s Pretax Margin % Range Over the Past 10 Years
Min: -9.97 Med: 7.83 Max: 16.8
Current: 16.8
MEX:IAG1N's Pretax Margin % is ranked better than 66.07% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs MEX:IAG1N: 16.80
iA Financial (MEX:IAG1N) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
iA Financial Pretax Margin % Related Terms
iA Financial Pretax Margin % Historical Data
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The historical data trend for iA Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:IAG1N vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, iA Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
iA Financial Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, iA Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where iA Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
iA Financial (MEX:IAG1N) has a Pretax Margin % of 9.94% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on iA Financial and its competitors. This is 27% above median its historical median of 7.83. According to the industry distribution chart, iA Financial ranks #170 out of 501 companies in the Insurance industry, placing it in the top 33.9%.
Is iA Financial's Pretax Margin % too high?
iA Financial's current Pretax Margin % of 9.94% is 27% above median its 10-year median of 7.83. The Insurance industry median Pretax Margin % is 12.04. iA Financial's value of 9.94% is 17.4% below this industry median. Based on the distribution chart, iA Financial ranks #170 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, iA Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does iA Financial's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, iA Financial ranks #170 out of 501 companies for Pretax Margin %. This puts iA Financial in the upper half of its industry. The industry median Pretax Margin % is 12.04. iA Financial's value of 9.94% is 17.4% below this benchmark. While the company's 10-year median is 7.83 vs. the industry median of 12.04, iA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iA Financial's current Pretax Margin % of 9.94% is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on iA Financial and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iA Financial's current Pretax Margin % is 9.94%, which is 27% above median its own 10-year median of 7.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iA Financial stock overvalued right now?
iA Financial (MEX:IAG1N) has a current Pretax Margin % of 9.94%. The stock's GF Value™ is MXN688.11, compared to a current price of MXN982.61 — trading 42.8% above its estimated fair value. The current Pretax Margin % is 9.94%, which is 27% above median its 10-year median of 7.83 and 17.4% below the Insurance industry median of 12.04. iA Financial's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For iA Financial (MEX:IAG1N), the current Pretax Margin % is 9.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is iA Financial (MEX:IAG1N) Overvalued in 2026?
Based on GuruFocus' analysis, iA Financial stock appears to be overvalued.
The current stock price of MXN982.61 is trading 42.8% above its estimated GF Value™ of MXN688.11.
Key valuation signals for MEX:IAG1N:
Pretax Margin %: 9.94% (27% above median its 10-year median of 7.83)
GF Value™: MXN688.11 vs. price of MXN982.61 (42.8% above fair value)
Industry Position: 17.4% below the Insurance median (#170 of 501)
No single metric tells the full story. See the MEX:IAG1N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
iA Financial Corp Inc is an insurance and wealth management group based in Canada. It offers various life and health insurance products, savings and retirement plans, mutual funds, securities, loans, auto and home insurance, creditor insurance, replacement insurance, replacement warranties, extended warranties, and other ancillary products for dealer services and other financial products and services. The company's products and services are offered on both an individual and group basis and extend throughout Canada and the United States. Its operating segments are: Insurance, Canada; Wealth Management; U.S. Operations; Investment; and Corporate. Maximum revenue is generated from the Insurance, Canada segment.
61GF Score
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