iA Financial (MEX:IAG1N) Cyclically Adjusted PS Ratio: 1.75 (As of Aug. 13, 2026) — 157% Above Median

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MEX:IAG1N iA Financial Corp Inc MEX:IAG1N
58 GF Score
Price MXN982.61
GF Value MXN660.44
! 6 Warning Signs
View Full Analysis

What is iA Financial Cyclically Adjusted PS Ratio?

iA Financial MEX:IAG1N 58 Cyclically Adjusted PS Ratio is 1.75 as of Aug. 13, 2026, which is 157% above its 10-year median of 0.68. GuruFocus rates MEX:IAG1N with a GF Score™ of 58/100 and a GF Value™ of MXN660.44. The stock has 6 warning signs investors should review. Among 416 Insurance companies, iA Financial ranks worse than 69.95% on this metric.

As of today (2026-08-13), iA Financial's current share price is MXN982.61. iA Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was MXN561.48. iA Financial's Cyclically Adjusted PS Ratio for today is 1.75.

The historical rank and industry rank for iA Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:IAG1N' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.38   Med: 0.68   Max: 1.9
Current: 1.85

During the past years, iA Financial's highest Cyclically Adjusted PS Ratio was 1.90. The lowest was 0.38. And the median was 0.68.

MEX:IAG1N's Cyclically Adjusted PS Ratio is ranked worse than
69.95% of 416 companies
in the Insurance industry
Industry Median: 1.205 vs MEX:IAG1N: 1.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

iA Financial's adjusted revenue per share data for the three months ended in Jun. 2026 was MXN544.167. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN561.48 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


iA Financial  (MEX:IAG1N) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


iA Financial Cyclically Adjusted PS Ratio Related Terms


iA Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for iA Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iA Financial Cyclically Adjusted PS Ratio Chart

iA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.74 0.81 1.22 1.62

iA Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.35 1.41 1.62 1.40 1.75

MEX:IAG1N vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, iA Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iA Financial Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, iA Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where iA Financial's Cyclically Adjusted PS Ratio falls into.


MEX:IAG1N
58GF Score
iA Financial Corp Inc MEX:IAG1N
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iA Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

iA Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=982.61/561.48
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iA Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, iA Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=544.167/133.5265*133.5265
=544.167

Current CPI (Jun. 2026) = 133.5265.

iA Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 393.835 101.765 516.755
201612 103.241 101.449 135.886
201703 376.210 102.634 489.449
201706 396.447 103.029 513.800
201709 224.873 103.345 290.547
201712 530.128 103.345 684.952
201803 335.188 105.004 426.236
201806 378.087 105.557 478.269
201809 259.099 105.636 327.508
201812 345.150 105.399 437.259
201903 662.913 106.979 827.417
201906 552.522 107.690 685.079
201909 518.915 107.611 643.881
201912 342.110 107.769 423.875
202003 370.152 107.927 457.948
202006 1,066.664 108.401 1,313.894
202009 640.909 108.164 791.188
202012 655.876 108.559 806.718
202103 50.309 110.298 60.904
202106 806.340 111.720 963.730
202109 576.080 112.905 681.299
202112 577.105 113.774 677.297
202203 -463.378 117.646 -525.930
202206 -380.732 120.806 -420.822
202209 215.670 120.648 238.692
202212 123.527 120.964 136.356
202303 404.232 122.702 439.892
202306 254.191 124.203 273.272
202309 -96.987 125.230 -103.412
202312 486.605 125.072 519.496
202403 172.387 126.258 182.312
202406 249.710 127.522 261.468
202409 676.301 127.285 709.466
202412 -22.352 127.364 -23.434
202503 412.359 129.181 426.231
202506 252.220 129.892 259.277
202509 483.214 130.287 495.228
202512 48.701 130.366 49.882
202603 354.871 132.262 358.263
202606 544.167 133.527 544.167

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.75 mean?
iA Financial (MEX:IAG1N) has a Cyclically Adjusted PS Ratio of 1.75 as of Aug. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on iA Financial and its competitors. This is 157% above median its historical median of 0.68. Over the past decade, iA Financial's Cyclically Adjusted PS Ratio has ranged from 0.38 to 1.90. According to the industry distribution chart, iA Financial ranks #291 out of 416 companies in the Insurance industry, placing it in the top 70%.
Is iA Financial's Cyclically Adjusted PS Ratio too high?
iA Financial's current Cyclically Adjusted PS Ratio of 1.75 is 157% above median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.90. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. iA Financial's value of 1.75 is 45.2% above this industry median. Based on the distribution chart, iA Financial ranks #291 out of 416 companies in the Insurance industry, which is below the industry midpoint. Overall, iA Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does iA Financial's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, iA Financial ranks #291 out of 416 companies for Cyclically Adjusted PS Ratio. This places iA Financial in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. iA Financial's value of 1.75 is 45.2% above this benchmark. Historically, iA Financial's own Cyclically Adjusted PS Ratio has ranged from 0.38 to 1.90 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 1.21, iA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iA Financial's current Cyclically Adjusted PS Ratio of 1.75 is 45.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on iA Financial and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iA Financial's current Cyclically Adjusted PS Ratio is 1.75, which is 157% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iA Financial stock overvalued right now?
iA Financial (MEX:IAG1N) has a current Cyclically Adjusted PS Ratio of 1.75. The stock's GF Value™ is MXN660.44, compared to a current price of MXN982.61 — trading 48.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.75, which is 157% above median its 10-year median of 0.68 and 45.2% above the Insurance industry median of 1.21. iA Financial's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For iA Financial (MEX:IAG1N), the current Cyclically Adjusted PS Ratio is 1.75 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iA Financial (MEX:IAG1N) Overvalued in 2026?

Based on GuruFocus' analysis, iA Financial stock appears to be overvalued. The current stock price of MXN982.61 is trading 48.8% above its estimated GF Value™ of MXN660.44.

Key valuation signals for MEX:IAG1N:

  • Cyclically Adjusted PS Ratio: 1.75 (157% above median its 10-year median of 0.68)
  • GF Value™: MXN660.44 vs. price of MXN982.61 (48.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 45.2% above the Insurance median (#291 of 416)

No single metric tells the full story. See the MEX:IAG1N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iA Financial Business Description

Address 1080 Grande Allee West, Quebec, QC, CAN, G1S 1C7
iA Financial Corp Inc is an insurance and wealth management group based in Canada. It offers various life and health insurance products, savings and retirement plans, mutual funds, securities, loans, auto and home insurance, creditor insurance, replacement insurance, replacement warranties, extended warranties, and other ancillary products for dealer services and other financial products and services. The company's products and services are offered on both an individual and group basis and extend throughout Canada and the United States. Its operating segments are: Insurance, Canada; Wealth Management; U.S. Operations; Investment; and Corporate. Maximum revenue is generated from the Insurance, Canada segment.
58GF Score

Get the complete analysis for MEX:IAG1N

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN982.61
Price
MXN660.44
GF Value