Malath Cooperative Insurance Co (SAU:8020) Cyclically Adjusted FCF per Share: ﷼-3.80 (As of Mar. 2026)

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SAU:8020 Malath Cooperative Insurance Co SAU:8020
68 GF Score
Price ﷼10.08
GF Value ﷼24.70
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Malath Cooperative Insurance Co Cyclically Adjusted FCF per Share?

Malath Cooperative Insurance Co SAU:8020 -1.95% 68 Cyclically Adjusted FCF per Share is ﷼-3.80 as of Mar. 2026. GuruFocus rates SAU:8020 with a GF Score™ of 68/100 and a GF Value™ of ﷼24.70 (Possible Value Trap). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Malath Cooperative Insurance Co's adjusted free cash flow per share for the three months ended in Mar. 2026 was ﷼-1.959. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ﷼-3.80 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-05), Malath Cooperative Insurance Co's current stock price is ﷼10.08. Malath Cooperative Insurance Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ﷼-3.80. Malath Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Malath Cooperative Insurance Co was 44.64. The lowest was 9.05. And the median was 17.42.


Malath Cooperative Insurance Co  (SAU:8020) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Malath Cooperative Insurance Co was 44.64. The lowest was 9.05. And the median was 17.42.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Malath Cooperative Insurance Co Cyclically Adjusted FCF per Share Related Terms


Malath Cooperative Insurance Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Malath Cooperative Insurance Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malath Cooperative Insurance Co Cyclically Adjusted FCF per Share Chart

Malath Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.38 1.07 -0.47 -1.62 -3.52

Malath Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.64 -2.94 -3.37 -3.52 -3.80

SAU:8020 vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Malath Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malath Cooperative Insurance Co Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Malath Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Malath Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF falls into.


SAU:8020
68GF Score
Malath Cooperative Insurance Co SAU:8020
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Malath Cooperative Insurance Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Malath Cooperative Insurance Co's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-1.959/330.2130*330.2130
=-1.959

Current CPI (Mar. 2026) = 330.2130.

Malath Cooperative Insurance Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 8.961 241.018 12.277
201609 8.283 241.428 11.329
201612 -13.411 241.432 -18.343
201703 -8.388 243.801 -11.361
201706 -5.209 244.955 -7.022
201709 -6.490 246.819 -8.683
201712 -6.019 246.524 -8.062
201803 -0.652 249.554 -0.863
201806 -0.896 251.989 -1.174
201809 0.031 252.439 0.041
201812 -0.981 251.233 -1.289
201903 -0.282 254.202 -0.366
201906 -0.145 256.143 -0.187
201909 0.627 256.759 0.806
201912 0.125 256.974 0.161
202003 0.197 258.115 0.252
202006 1.192 257.797 1.527
202009 -0.413 260.280 -0.524
202012 -1.103 260.474 -1.398
202103 -0.514 264.877 -0.641
202106 -0.423 271.696 -0.514
202109 -0.529 274.310 -0.637
202112 0.169 278.802 0.200
202203 -0.359 287.504 -0.412
202206 0.024 296.311 0.027
202209 -1.052 296.808 -1.170
202212 -1.198 296.797 -1.333
202303 -1.139 301.836 -1.246
202306 0.164 305.109 0.177
202309 -0.452 307.789 -0.485
202312 -0.797 306.746 -0.858
202403 0.276 312.332 0.292
202406 0.550 314.175 0.578
202409 2.293 315.301 2.401
202412 1.856 315.605 1.942
202503 2.827 319.799 2.919
202506 0.950 322.561 0.973
202509 -1.237 324.800 -1.258
202512 -4.027 324.054 -4.104
202603 -1.959 330.213 -1.959

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼-3.80 mean?
Malath Cooperative Insurance Co (SAU:8020) has a Cyclically Adjusted FCF per Share of ﷼-3.80 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Malath Cooperative Insurance Co and its competitors.
Is Malath Cooperative Insurance Co's Cyclically Adjusted FCF per Share too high?
Malath Cooperative Insurance Co's current Cyclically Adjusted FCF per Share is ﷼-3.80. Overall, Malath Cooperative Insurance Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Malath Cooperative Insurance Co's Cyclically Adjusted FCF per Share compare to CB and PGR?
Malath Cooperative Insurance Co's Cyclically Adjusted FCF per Share of ﷼-3.80 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Malath Cooperative Insurance Co and its competitors. Malath Cooperative Insurance Co's current Cyclically Adjusted FCF per Share is ﷼-3.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malath Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Malath Cooperative Insurance Co (SAU:8020) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼24.70, compared to a current price of ﷼10.08 — trading 59.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼-3.80. Malath Cooperative Insurance Co's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Malath Cooperative Insurance Co (SAU:8020), the current Cyclically Adjusted FCF per Share is ﷼-3.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malath Cooperative Insurance Co (SAU:8020) Overvalued in 2026?

Based on GuruFocus' analysis, Malath Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼10.08 is trading 59.2% below its estimated GF Value™ of ﷼24.70. GuruFocus considers Malath Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8020:

  • Cyclically Adjusted FCF per Share: ﷼-3.80
  • GF Value™: ﷼24.70 vs. price of ﷼10.08 (59.2% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the SAU:8020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malath Cooperative Insurance Co Business Description

Address Mohammad Bin Abdelaziz Street, P.O. Box 99763, Riyadh, SAU, 11625
Malath Cooperative Insurance Co is engaged in transacting cooperative insurance operations and all related activities, including reinsurance and agency activities. Its principal line of business includes medical, motor, marine, property, engineering, casualty, and other general insurance. The company's operating segments include Medical, Motor, Property, Engineering, Marine, and Others. Maximum revenue is generated from the Property insurance segment.
68GF Score

Get the complete analysis for SAU:8020

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.08
Price
﷼24.70
GF Value