Malath Cooperative Insurance Co (SAU:8020) E10: ﷼-1.28 (As of Mar. 2026)

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SAU:8020 Malath Cooperative Insurance Co SAU:8020
67 GF Score
Price ﷼10.32
GF Value ﷼24.54
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Malath Cooperative Insurance Co E10?

Malath Cooperative Insurance Co SAU:8020 +0.19% 67 E10 is ﷼-1.28 as of Mar. 2026. GuruFocus rates SAU:8020 with a GF Score™ of 67/100 and a GF Value™ of ﷼24.54 (Possible Value Trap). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Malath Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼0.110. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼-1.28 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 15.60% per year. During the past 5 years, the average E10 Growth Rate was 7.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Malath Cooperative Insurance Co was 15.60% per year. The lowest was 5.40% per year. And the median was 9.40% per year.

As of today (2026-07-20), Malath Cooperative Insurance Co's current stock price is ﷼10.32. Malath Cooperative Insurance Co's E10 for the quarter that ended in Mar. 2026 was ﷼-1.28. Malath Cooperative Insurance Co's Shiller PE Ratio of today is .


Malath Cooperative Insurance Co  (SAU:8020) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Malath Cooperative Insurance Co E10 Related Terms


Malath Cooperative Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Malath Cooperative Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malath Cooperative Insurance Co E10 Chart

Malath Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.76 -2.08 -1.39 -1.31 -1.25

Malath Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.21 -1.22 -1.37 -1.25 -1.28

SAU:8020 vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Malath Cooperative Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malath Cooperative Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Malath Cooperative Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Malath Cooperative Insurance Co's Shiller PE Ratio falls into.


SAU:8020
67GF Score
Malath Cooperative Insurance Co SAU:8020
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Malath Cooperative Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Malath Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.11/330.2130*330.2130
=0.110

Current CPI (Mar. 2026) = 330.2130.

Malath Cooperative Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 -6.754 241.018 -9.253
201609 -0.069 241.428 -0.094
201612 -1.270 241.432 -1.737
201703 0.461 243.801 0.624
201706 0.260 244.955 0.350
201709 0.580 246.819 0.776
201712 -1.870 246.524 -2.505
201803 0.200 249.554 0.265
201806 0.060 251.989 0.079
201809 0.160 252.439 0.209
201812 -0.320 251.233 -0.421
201903 0.070 254.202 0.091
201906 -0.290 256.143 -0.374
201909 0.090 256.759 0.116
201912 0.220 256.974 0.283
202003 0.010 258.115 0.013
202006 0.030 257.797 0.038
202009 -0.040 260.280 -0.051
202012 0.140 260.474 0.177
202103 -0.050 264.877 -0.062
202106 -0.240 271.696 -0.292
202109 -0.730 274.310 -0.879
202112 -0.690 278.802 -0.817
202203 -0.730 287.504 -0.838
202206 -0.380 296.311 -0.423
202209 0.070 296.808 0.078
202212 0.210 296.797 0.234
202303 0.880 301.836 0.963
202306 0.160 305.109 0.173
202309 -0.460 307.789 -0.494
202312 0.170 306.746 0.183
202403 0.230 312.332 0.243
202406 0.000 314.175 0.000
202409 0.110 315.301 0.115
202412 0.200 315.605 0.209
202503 0.200 319.799 0.207
202506 0.130 322.561 0.133
202509 0.010 324.800 0.010
202512 0.090 324.054 0.092
202603 0.110 330.213 0.110

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼-1.28 mean?
Malath Cooperative Insurance Co (SAU:8020) has a E10 of ﷼-1.28 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Malath Cooperative Insurance Co and its competitors.
Is Malath Cooperative Insurance Co's E10 too high?
Malath Cooperative Insurance Co's current E10 is ﷼-1.28. Overall, Malath Cooperative Insurance Co has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Malath Cooperative Insurance Co's E10 compare to CB and PGR?
Malath Cooperative Insurance Co's E10 of ﷼-1.28 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Malath Cooperative Insurance Co and its competitors. Malath Cooperative Insurance Co's current E10 is ﷼-1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malath Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Malath Cooperative Insurance Co (SAU:8020) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼24.54, compared to a current price of ﷼10.32 — trading 57.9% below its estimated fair value. The current E10 is ﷼-1.28. Malath Cooperative Insurance Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Malath Cooperative Insurance Co (SAU:8020), the current E10 is ﷼-1.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malath Cooperative Insurance Co (SAU:8020) Overvalued in 2026?

Based on GuruFocus' analysis, Malath Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼10.32 is trading 57.9% below its estimated GF Value™ of ﷼24.54. GuruFocus considers Malath Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8020:

  • E10: ﷼-1.28
  • GF Value™: ﷼24.54 vs. price of ﷼10.32 (57.9% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the SAU:8020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malath Cooperative Insurance Co Business Description

Address Mohammad Bin Abdelaziz Street, P.O. Box 99763, Riyadh, SAU, 11625
Malath Cooperative Insurance Co is engaged in transacting cooperative insurance operations and all related activities, including reinsurance and agency activities. Its principal line of business includes medical, motor, marine, property, engineering, casualty, and other general insurance. The company's operating segments include Medical, Motor, Property, Engineering, Marine, and Others. Maximum revenue is generated from the Property insurance segment.
67GF Score

Get the complete analysis for SAU:8020

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.32
Price
﷼24.54
GF Value