Rogaland Sparebank (STU:P7A) Cyclically Adjusted FCF per Share: €-0.08 (As of Mar. 2026)

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STU:P7A Rogaland Sparebank STU:P7A
68 GF Score
Price €13.26
GF Value €11.35
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Rogaland Sparebank Cyclically Adjusted FCF per Share?

Rogaland Sparebank STU:P7A -0.08% 68 Cyclically Adjusted FCF per Share is €-0.08 as of Mar. 2026. GuruFocus rates STU:P7A with a GF Score™ of 68/100 and a GF Value™ of €11.35 (Modestly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Rogaland Sparebank's adjusted free cash flow per share for the three months ended in Mar. 2026 was €1.225. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €-0.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Rogaland Sparebank's average Cyclically Adjusted FCF Growth Rate was -114.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Rogaland Sparebank was -21.30% per year. The lowest was -26.00% per year. And the median was -23.65% per year.

As of today (2026-07-29), Rogaland Sparebank's current stock price is €13.256. Rogaland Sparebank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €-0.08. Rogaland Sparebank's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Rogaland Sparebank was 22.58. The lowest was 1.89. And the median was 3.78.


Rogaland Sparebank  (STU:P7A) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Rogaland Sparebank was 22.58. The lowest was 1.89. And the median was 3.78.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Rogaland Sparebank Cyclically Adjusted FCF per Share Related Terms


Rogaland Sparebank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Rogaland Sparebank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rogaland Sparebank Cyclically Adjusted FCF per Share Chart

Rogaland Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.64 1.19 -0.02

Rogaland Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.61 0.55 -0.02 -0.08

Rogaland Sparebank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Rogaland Sparebank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rogaland Sparebank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Rogaland Sparebank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Rogaland Sparebank's Cyclically Adjusted Price-to-FCF falls into.


STU:P7A
68GF Score
Rogaland Sparebank STU:P7A
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rogaland Sparebank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Rogaland Sparebank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.225/141.0300*141.0300
=1.225

Current CPI (Mar. 2026) = 141.0300.

Rogaland Sparebank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 2.958 103.800 4.019
201609 0.540 104.200 0.731
201612 1.075 104.400 1.452
201703 0.949 105.000 1.275
201706 1.131 105.800 1.508
201709 0.267 105.900 0.356
201712 0.467 106.100 0.621
201803 0.447 107.300 0.588
201806 0.917 108.500 1.192
201809 0.678 109.500 0.873
201812 0.187 109.800 0.240
201903 0.464 110.400 0.593
201906 0.850 110.600 1.084
201909 0.814 111.100 1.033
201912 0.266 111.300 0.337
202003 0.453 111.200 0.575
202006 0.497 112.100 0.625
202009 0.764 112.900 0.954
202012 0.203 112.900 0.254
202103 0.621 114.600 0.764
202106 0.789 115.300 0.965
202109 0.580 117.500 0.696
202112 -3.775 118.900 -4.478
202203 -3.953 119.800 -4.654
202206 2.400 122.600 2.761
202209 -5.575 125.600 -6.260
202212 0.577 125.900 0.646
202303 -1.397 127.600 -1.544
202306 3.394 130.400 3.671
202309 -3.072 129.800 -3.338
202312 0.396 131.900 0.423
202403 -2.825 132.600 -3.005
202406 1.181 133.800 1.245
202409 -1.996 133.700 -2.105
202412 1.741 134.800 1.821
202503 -5.133 136.100 -5.319
202506 2.901 137.800 2.969
202509 0.876 138.500 0.892
202512 -4.699 139.100 -4.764
202603 1.225 141.030 1.225

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €-0.08 mean?
Rogaland Sparebank (STU:P7A) has a Cyclically Adjusted FCF per Share of €-0.08 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Rogaland Sparebank and its competitors.
Is Rogaland Sparebank's Cyclically Adjusted FCF per Share too high?
Rogaland Sparebank's current Cyclically Adjusted FCF per Share is €-0.08. Overall, Rogaland Sparebank has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's Cyclically Adjusted FCF per Share compare to competitors?
Rogaland Sparebank's Cyclically Adjusted FCF per Share of €-0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Rogaland Sparebank and its competitors. Rogaland Sparebank's current Cyclically Adjusted FCF per Share is €-0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (STU:P7A) is currently considered Modestly Overvalued. The stock's GF Value™ is €11.35, compared to a current price of €13.26 — trading 16.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €-0.08. Rogaland Sparebank's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Rogaland Sparebank (STU:P7A), the current Cyclically Adjusted FCF per Share is €-0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rogaland Sparebank (STU:P7A) Overvalued in 2026?

Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued. The current stock price of €13.26 is trading 16.8% above its estimated GF Value™ of €11.35. GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.

Key valuation signals for STU:P7A:

  • Cyclically Adjusted FCF per Share: €-0.08
  • GF Value™: €11.35 vs. price of €13.26 (16.8% above fair value)
  • GF Score™: 68/100 with 9 warning signs

No single metric tells the full story. See the STU:P7A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rogaland Sparebank Business Description

Other Exchanges ROGS:Norway0FWN:UK
Address Postboks 1133, Sandnes, NOR, 4391
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
68GF Score

Get the complete analysis for STU:P7A

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.26
Price
€11.35
GF Value