Rogaland SparebankSTU:P7A +0.03%60 FCF Margin % is 144.37% as of Mar. 2026, which is 435% above its 10-year median of 27.00. GuruFocus rates STU:P7A with a GF Score™ of 60/100 and a GF Value™ of €10.91 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,509 Banks companies, Rogaland Sparebank ranks worse than 71.57% on this metric.
The historical rank and industry rank for Rogaland Sparebank's FCF Margin % or its related term are showing as below:
STU:P7A'
s FCF Margin % Range Over the Past 10 Years
Min: -209.62 Med: 27 Max: 113.8
Current: 8.07
During the past 13 years, the highest FCF Margin % of Rogaland Sparebank was 113.80%. The lowest was -209.62%. And the median was 27.00%.
STU:P7A's FCF Margin % is ranked worse than 71.57% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs STU:P7A: 8.07
Rogaland Sparebank FCF Margin % Related Terms
Rogaland Sparebank FCF Margin % Historical Data
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The historical data trend for Rogaland Sparebank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Rogaland Sparebank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rogaland Sparebank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Rogaland Sparebank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Rogaland Sparebank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rogaland Sparebank (STU:P7A) has a FCF Margin % of 144.37% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Rogaland Sparebank and its competitors. This is 435% above median its historical median of 27.00. According to the industry distribution chart, Rogaland Sparebank ranks #1080 out of 1509 companies in the Banks industry, placing it in the top 71.6%.
Is Rogaland Sparebank's FCF Margin % too high?
Rogaland Sparebank's current FCF Margin % of 144.37% is 435% above median its 10-year median of 27.00. The Banks industry median FCF Margin % is 26.55. Rogaland Sparebank's value of 144.37% is 443.8% above this industry median. Based on the distribution chart, Rogaland Sparebank ranks #1080 out of 1509 companies in the Banks industry, which is below the industry midpoint. Overall, Rogaland Sparebank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Rogaland Sparebank ranks #1080 out of 1509 companies for FCF Margin %. This places Rogaland Sparebank in the lower half of its industry. The industry median FCF Margin % is 26.55. Rogaland Sparebank's value of 144.37% is 443.8% above this benchmark. While the company's 10-year median is 27.00 vs. the industry median of 26.55, Rogaland Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rogaland Sparebank's current FCF Margin % of 144.37% is 443.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Rogaland Sparebank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rogaland Sparebank's current FCF Margin % is 144.37%, which is 435% above median its own 10-year median of 27.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (STU:P7A) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.91, compared to a current price of €12.84 — trading 17.7% above its estimated fair value. The current FCF Margin % is 144.37%, which is 435% above median its 10-year median of 27.00 and 443.8% above the Banks industry median of 26.55. Rogaland Sparebank's overall GF Score™ is 60/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Rogaland Sparebank (STU:P7A), the current FCF Margin % is 144.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rogaland Sparebank (STU:P7A) Overvalued in 2026?
Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued.
The current stock price of €12.84 is trading 17.7% above its estimated GF Value™ of €10.91.
GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.
Key valuation signals for STU:P7A:
FCF Margin %: 144.37% (435% above median its 10-year median of 27.00)
GF Value™: €10.91 vs. price of €12.84 (17.7% above fair value)
Industry Position: 443.8% above the Banks median (#1080 of 1509)
No single metric tells the full story. See the STU:P7A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
60GF Score
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