Rogaland Sparebank (STU:P7A) E10: €0.75 (As of Mar. 2026)


STU:P7A Rogaland Sparebank STU:P7A
61 GF Score
Price €12.87
GF Value €11.40
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Rogaland Sparebank E10?

Rogaland Sparebank STU:P7A 61 E10 is €0.75 as of Mar. 2026. GuruFocus rates STU:P7A with a GF Score™ of 61/100 and a GF Value™ of €11.40 (Modestly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Rogaland Sparebank's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.233. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.75 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Rogaland Sparebank's average E10 Growth Rate was 28.90% per year. During the past 3 years, the average E10 Growth Rate was 13.50% per year. During the past 5 years, the average E10 Growth Rate was 7.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Rogaland Sparebank was 13.50% per year. The lowest was 3.10% per year. And the median was 3.90% per year.

As of today (2026-07-01), Rogaland Sparebank's current stock price is €12.87. Rogaland Sparebank's E10 for the quarter that ended in Mar. 2026 was €0.75. Rogaland Sparebank's Shiller PE Ratio of today is 17.16.

During the past 13 years, the highest Shiller PE Ratio of Rogaland Sparebank was 22.17. The lowest was 13.73. And the median was 16.94.


Rogaland Sparebank  (STU:P7A) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Rogaland Sparebank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=12.87/0.75
=17.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Rogaland Sparebank was 22.17. The lowest was 13.73. And the median was 16.94.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Rogaland Sparebank E10 Related Terms


Rogaland Sparebank E10 Historical Data

* Premium members only.

The historical data trend for Rogaland Sparebank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rogaland Sparebank E10 Chart

Rogaland Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.49 0.52 0.66

Rogaland Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 0.57 0.61 0.66 0.75

Rogaland Sparebank E10 Competitor Comparison

For the Banks - Regional subindustry, Rogaland Sparebank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rogaland Sparebank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Rogaland Sparebank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Rogaland Sparebank's Shiller PE Ratio falls into.


STU:P7A
61GF Score
Rogaland Sparebank STU:P7A
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rogaland Sparebank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Rogaland Sparebank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.233/139.1000*139.1000
=0.233

Current CPI (Mar. 2026) = 139.1000.

Rogaland Sparebank Quarterly Data

per share eps CPI Adj_EPS
201606 0.793 103.800 1.063
201609 0.185 104.200 0.247
201612 -0.163 104.400 -0.217
201703 0.143 105.000 0.189
201706 0.189 105.800 0.248
201709 0.150 105.900 0.197
201712 -0.136 106.100 -0.178
201803 0.115 107.300 0.149
201806 0.285 108.500 0.365
201809 0.135 109.500 0.171
201812 -0.104 109.800 -0.132
201903 0.165 110.400 0.208
201906 0.277 110.600 0.348
201909 0.171 111.100 0.214
201912 -0.123 111.300 -0.154
202003 0.088 111.200 0.110
202006 0.317 112.100 0.393
202009 0.167 112.900 0.206
202012 -0.166 112.900 -0.205
202103 0.333 114.600 0.404
202106 0.236 115.300 0.285
202109 0.177 117.500 0.210
202112 -0.136 118.900 -0.159
202203 0.326 119.800 0.379
202206 0.301 122.600 0.342
202209 0.147 125.600 0.163
202212 -0.223 125.900 -0.246
202303 0.177 127.600 0.193
202306 0.265 130.400 0.283
202309 0.245 129.800 0.263
202312 0.183 131.900 0.193
202403 0.234 132.600 0.245
202406 0.350 133.800 0.364
202409 0.322 133.700 0.335
202412 0.196 134.800 0.202
202503 0.321 136.100 0.328
202506 0.319 137.800 0.322
202509 0.248 138.500 0.249
202512 0.194 139.100 0.194
202603 0.233 139.100 0.233

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.75 mean?
Rogaland Sparebank (STU:P7A) has a E10 of €0.75 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Rogaland Sparebank and its competitors.
Is Rogaland Sparebank's E10 too high?
Rogaland Sparebank's current E10 is €0.75. Overall, Rogaland Sparebank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's E10 compare to competitors?
Rogaland Sparebank's E10 of €0.75 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Rogaland Sparebank and its competitors. Rogaland Sparebank's current E10 is €0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (STU:P7A) is currently considered Modestly Overvalued. The stock's GF Value™ is €11.40, compared to a current price of €12.87 — trading 12.9% above its estimated fair value. The current E10 is €0.75. Rogaland Sparebank's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Rogaland Sparebank (STU:P7A), the current E10 is €0.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rogaland Sparebank (STU:P7A) Overvalued in 2026?

Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued. The current stock price of €12.87 is trading 12.9% above its estimated GF Value™ of €11.40. GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.

Key valuation signals for STU:P7A:

  • E10: €0.75
  • GF Value™: €11.40 vs. price of €12.87 (12.9% above fair value)
  • GF Score™: 61/100 with 9 warning signs

No single metric tells the full story. See the STU:P7A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rogaland Sparebank Business Description

Other Exchanges ROGS:Norway0FWN:UK
Address Postboks 1133, Sandnes, NOR, 4391
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
61GF Score

Get the complete analysis for STU:P7A

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.87
Price
€11.40
GF Value