ACI Worldwide (STU:TSA) Cyclically Adjusted FCF per Share: €1.55 (As of Jun. 2026)

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STU:TSA ACI Worldwide Inc STU:TSA
82 GF Score
Price €44.40
GF Value €43.79
Valuation Fairly Valued
! 2 Warning Signs
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What is ACI Worldwide Cyclically Adjusted FCF per Share?

ACI Worldwide STU:TSA -0.89% 82 Cyclically Adjusted FCF per Share is €1.55 as of Jun. 2026. GuruFocus rates STU:TSA with a GF Score™ of 82/100 and a GF Value™ of €43.79 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

ACI Worldwide's adjusted free cash flow per share for the three months ended in Jun. 2026 was €0.487. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €1.55 for the trailing ten years ended in Jun. 2026.

During the past 12 months, ACI Worldwide's average Cyclically Adjusted FCF Growth Rate was 11.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 9.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 11.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 11.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of ACI Worldwide was 17.80% per year. The lowest was -0.70% per year. And the median was 9.35% per year.

As of today (2026-08-20), ACI Worldwide's current stock price is €44.40. ACI Worldwide's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €1.55. ACI Worldwide's Cyclically Adjusted Price-to-FCF of today is 28.65.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of ACI Worldwide was 50.01. The lowest was 15.43. And the median was 32.60.


ACI Worldwide  (STU:TSA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

ACI Worldwide's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=44.40/1.55
=28.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of ACI Worldwide was 50.01. The lowest was 15.43. And the median was 32.60.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


ACI Worldwide Cyclically Adjusted FCF per Share Related Terms


ACI Worldwide Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for ACI Worldwide's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACI Worldwide Cyclically Adjusted FCF per Share Chart

ACI Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.17 1.17 1.42 1.41

ACI Worldwide Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.35 1.34 1.41 1.48 1.55

STU:TSA vs PATH, DOX, WEX: Cyclically Adjusted FCF per Share Comparison

For the Software - Infrastructure subindustry, ACI Worldwide's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACI Worldwide Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, ACI Worldwide's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where ACI Worldwide's Cyclically Adjusted Price-to-FCF falls into.


STU:TSA
82GF Score
ACI Worldwide Inc STU:TSA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ACI Worldwide Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, ACI Worldwide's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.487/333.9520*333.9520
=0.487

Current CPI (Jun. 2026) = 333.9520.

ACI Worldwide Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.102 241.428 -0.141
201612 0.204 241.432 0.282
201703 0.588 243.801 0.805
201706 -0.003 244.955 -0.004
201709 -0.194 246.819 -0.262
201712 0.311 246.524 0.421
201803 0.228 249.554 0.305
201806 0.079 251.989 0.105
201809 0.138 252.439 0.183
201812 0.554 251.233 0.736
201903 0.249 254.202 0.327
201906 0.023 256.143 0.030
201909 0.123 256.759 0.160
201912 0.249 256.974 0.324
202003 0.369 258.115 0.477
202006 0.398 257.797 0.516
202009 0.408 260.280 0.523
202012 0.770 260.474 0.987
202103 0.410 264.877 0.517
202106 0.167 271.696 0.205
202109 0.217 274.310 0.264
202112 0.477 278.802 0.571
202203 0.159 287.504 0.185
202206 0.271 296.311 0.305
202209 0.195 296.808 0.219
202212 0.238 296.797 0.268
202303 0.271 301.836 0.300
202306 0.056 305.109 0.061
202309 0.123 307.789 0.133
202312 0.653 306.746 0.711
202403 0.908 312.332 0.971
202406 0.427 314.175 0.454
202409 0.394 315.301 0.417
202412 1.016 315.605 1.075
202503 0.600 319.799 0.627
202506 0.349 322.561 0.361
202509 0.518 324.800 0.533
202512 0.948 324.054 0.977
202603 0.418 330.213 0.423
202606 0.487 333.952 0.487

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €1.55 mean?
ACI Worldwide (STU:TSA) has a Cyclically Adjusted FCF per Share of €1.55 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on ACI Worldwide and its competitors.
Is ACI Worldwide's Cyclically Adjusted FCF per Share too high?
ACI Worldwide's current Cyclically Adjusted FCF per Share is €1.55. Overall, ACI Worldwide has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ACI Worldwide's Cyclically Adjusted FCF per Share compare to PATH and DOX?
ACI Worldwide's Cyclically Adjusted FCF per Share of €1.55 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Software company?
A good Cyclically Adjusted FCF per Share depends on the Software industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on ACI Worldwide and its competitors. ACI Worldwide's current Cyclically Adjusted FCF per Share is €1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACI Worldwide stock overvalued right now?
Based on GuruFocus' analysis, ACI Worldwide (STU:TSA) is currently considered Fairly Valued. The stock's GF Value™ is €43.79, compared to a current price of €44.40 — trading 1.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €1.55. ACI Worldwide's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For ACI Worldwide (STU:TSA), the current Cyclically Adjusted FCF per Share is €1.55 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACI Worldwide (STU:TSA) Overvalued in 2026?

Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued. The current stock price of €44.40 is trading 1.4% above its estimated GF Value™ of €43.79. GuruFocus considers ACI Worldwide to be Fairly Valued.

Key valuation signals for STU:TSA:

  • Cyclically Adjusted FCF per Share: €1.55
  • GF Value™: €43.79 vs. price of €44.40 (1.4% above fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the STU:TSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACI Worldwide Business Description

Other Exchanges ACIW:USATSA:Germany
Address 6060 Coventry Drive, Elkhorn, NE, USA, 68022-6482
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score

Get the complete analysis for STU:TSA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.40
Price
€43.79
GF Value